ScoreWhy is Poonawalla Fincorp Ltd ?
1
With a growth in Net Profit of 18.53%, the company declared Very Positive results in Sep 25
- NET SALES(Q) Highest at Rs 1,542.30 cr
- PBDIT(Q) Highest at Rs 758.70 cr.
- PBT LESS OI(Q) Highest at Rs 98.42 cr.
2
With ROE of 2.2, it has a Very Expensive valuation with a 3.8 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 30.01%, its profits have fallen by -47.8%
3
Rising Promoter Confidence
- Promoters have increased their stake in the company by 1.5% over the previous quarter and currently hold 63.96% of the company
- Promoters increasing their stake is a sign of high confidence in the future of the business
4
Market Beating performance in long term as well as near term
- Along with generating 30.01% returns in the last 1 year, the stock has outperformed BSE500 in the last 3 years, 1 year and 3 months
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Poonawalla Fin should be less than 10%
- Overall Portfolio exposure to Non Banking Financial Company (NBFC) should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Non Banking Financial Company (NBFC))
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Poonawalla Fin for you?
High Risk, High Return
Absolute
Risk Adjusted
Volatility
Poonawalla Fin
30.71%
0.87
34.30%
Sensex
4.8%
0.41
11.83%
Management Risk
Growth
Capital StructureValuationValuation Key Factors 
Factor
Value
P/E Ratio
173
Industry P/E
23
Price to Book Value
3.82
EV to EBIT
31.88
EV to EBITDA
30.82
EV to Capital Employed
1.61
EV to Sales
14.48
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
5.05%
ROE (Latest)
2.21%
Loading Valuation Snapshot...
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bullish
Mildly Bearish
OBV
Bullish
Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend32What is working for the Company
NET SALES(Q)
Highest at Rs 1,542.30 cr
PBDIT(Q)
Highest at Rs 758.70 cr.
PBT LESS OI(Q)
Highest at Rs 98.42 cr.
PAT(Q)
Highest at Rs 74.20 cr.
CASH AND CASH EQUIVALENTS(HY)
Highest at Rs 1,257.70 cr
EPS(Q)
Highest at Rs 0.92
-8What is not working for the Company
OPERATING CF(Y)
Lowest at Rs -10,569.43 Cr
DEBT-EQUITY RATIO(HY)
Highest at 3.64 times
DPS(Y)
Lowest at Rs 0.00
DPR(Y)
Lowest at 0.00%
Loading Valuation Snapshot...
Here's what is working for Poonawalla Fin
Profit Before Tax less Other Income (PBT) - Quarterly
At Rs 98.42 cr has Grown at 186.2% (vs previous 4Q average)
over average PBT of the previous four quarters of Rs -114.12 CrMOJO Watch
Near term PBT trend is very positive
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
At Rs 74.20 cr has Grown at 190.7% (vs previous 4Q average)
over average PAT of the previous four quarters of Rs -81.85 CrMOJO Watch
Near term PAT trend is very positive
PAT (Rs Cr)
Net Sales - Quarterly
Highest at Rs 1,542.30 cr and Grown
each quarter in the last five quartersMOJO Watch
Near term sales trend is very positive
Net Sales (Rs Cr)
Operating Profit (PBDIT) - Quarterly
Highest at Rs 758.70 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term Operating Profit trend is quite positive
Operating Profit (Rs Cr)
Profit Before Tax less Other Income (PBT) - Quarterly
Highest at Rs 98.42 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term PBT trend is very positive
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
Highest at Rs 74.20 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term PAT trend is very positive
PAT (Rs Cr)
Net Sales - Quarterly
At Rs 1,542.30 cr has Grown at 36.3% (vs previous 4Q average)
over average Net Sales of the previous four quarters of Rs 1,131.54 CrMOJO Watch
Near term sales trend is positive
Net Sales (Rs Cr)
Earnings per Share (EPS) - Quarterly
Highest at Rs 0.92
in the last five quartersMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (Rs)
Cash and Cash Equivalents - Half Yearly
Highest at Rs 1,257.70 cr
in the last six half yearly periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Here's what is not working for Poonawalla Fin
Operating Cash Flow - Annually
Lowest at Rs -10,569.43 Cr and Fallen
each year in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (Rs Cr)
Debt-Equity Ratio - Half Yearly
Highest at 3.64 times and Grown
each half year in the last five half yearly periodsMOJO Watch
The company is borrowing more to fund its operations; it's liquidity situation may be stressed
Debt-Equity Ratio
Dividend per Share (DPS) - Annually
Lowest at Rs 0.00
in the last five yearsMOJO Watch
Company is distributing lower dividend than previous years
DPS (Rs)
Dividend Payout Ratio (DPR) - Annually
Lowest at 0.00%
in the last five yearsMOJO Watch
Company is distributing lower proportion of profits generated as dividend
DPR (%)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
GET THE MARKETSMOJO APP
Company
Stocks
Portfolio
"Investment in securities markets are subject to market risk. Read all the related documents carefully before investing."
