Poonawalla Fin

Which are the latest news on Poonawalla Fin?

Why is Poonawalla Fincorp Ltd falling/rising?

As of 05-Sep, Poonawalla Fincorp Ltd's stock price is rising to 468.05, reflecting a 2.11% increase over the last two days. Strong long-term fundamentals, including a 71.48% CAGR in operating profits, support this upward trend despite a premium valuation compared to peers.

As of 05-Sep, Poonawalla Fincorp Ltd's stock price is rising, currently at 468.05, with a change of 2.2 (0.47%) upward. The stock has shown a consecutive gain over the last two days, with a total increase of 2.11% during this period. Additionally, the stock reached an intraday high of Rs 476.15, reflecting positive momentum.<BR><BR>Despite underperforming its sector by -0.34% today, the company's strong long-term fundamentals contribute to its rising stock price. Notably, Poonawalla Fincorp has demonstrated a remarkable 71.48% compound annual growth rate (CAGR) in operating profits and a net profit growth of 20.77%, with the company reporting outstanding results over the last four consecutive quarters. The highest quarterly net sales were recorded at Rs 2,330.22 crore, and the highest profit before depreciation, interest, and taxes (PBDIT) was Rs 1,356.61 crore.<BR><BR>Moreover, the stock is supported by high institutional holdings at 27.7%, indicating confidence from larger investors who are typically better equipped to analyze company fundamentals. This institutional backing can further bolster investor sentiment and contribute to the stock's upward movement.<BR><BR>However, it is important to note that the stock is trading at a premium valuation compared to its peers, with a price-to-book value of 4 and a return on equity (ROE) of 5.2. While these factors may present risks, the overall positive financial performance and growth prospects appear to be driving the stock's current rise.

Who are in the management team of Poonawalla Fin?

The management team of Poonawalla Fin includes Abhay Bhutada (Managing Director), Adar Cyrus Poonawalla (Chairman), and several non-executive and independent directors, such as Vijayalakshmi R Iyer and B Prasada Rao, providing diverse expertise and governance.

The management team of Poonawalla Fin includes the following key members:<BR><BR>1. **Abhay Bhutada** - Managing Director<BR>2. **ADAR CYRUS POONAWALLA** - Chairman (Non-Executive)<BR>3. **Amar Deshpande** - Non-Executive Director<BR>4. **Shabnum Zaman** - Company Secretary & Compliance Officer<BR><BR>Additionally, there are several non-executive and independent directors on the board:<BR><BR>- **Vijayalakshmi R Iyer** - Non-Executive & Independent Director<BR>- **B Prasada Rao** - Non-Executive & Independent Director<BR>- **Prabhakar Dalal** - Non-Executive & Independent Director<BR>- **Sanjay Kumar** - Non-Executive & Independent Director<BR>- **Gorinka Jaganmohan Rao** - Non-Executive & Independent Director<BR>- **Atul Kumar Gupta** - Non-Executive Director<BR>- **Sajit M Fazalbhoy** - Non-Executive Director<BR><BR>This diverse team brings a range of expertise and governance to the company.

What does Poonawalla Fin do?

Poonawalla Fincorp Ltd is a mid-cap Non-Banking Financial Company (NBFC) that provides various financial services. As of June 2026, it reported net sales of ₹2,330 Cr and a net profit of ₹308 Cr, with a market cap of ₹40,859 Cr.

Overview:<BR>Poonawalla Fincorp Ltd operates as a Non Banking Financial Company (NBFC) within the mid-cap market segment.<BR><BR>History:<BR>The company was incorporated in 1978 and has undergone several name changes, with the most recent being from Magma Shrachi Finance Limited to Poonawalla Fincorp Limited on July 12, 2021. The latest quarterly results reported net sales and net profit for June 2026.<BR><BR>Financial Snapshot:<BR>- Net Sales: 2,330 Cr (Quarterly Results - Jun 2026)<BR>- Net Profit: 308 Cr (Quarterly Results - Jun 2026)<BR>- Market Cap: INR 40,859 Cr (Mid Cap)<BR><BR>Key Metrics:<BR>- P/E: 52.00<BR>- Industry P/E: 21<BR>- Dividend Yield: 0.00%<BR>- Debt Equity: 4.68<BR>- Return on Equity: 5.24%<BR>- Price to Book: 4.06<BR><BR>Contact Details:<BR>- Address: Development House, 24 Park Street Kolkata West Bengal : 700016<BR>- Tel: 91-33-44017350<BR>- Email: secretarial@poonawallafincorp.com<BR>- Website: http://www.poonawallafincorp.com

Who are the peers of the Poonawalla Fin?

Poonawalla Fin's peers include SBI Cards, HDB FINANC SER, M & M Fin. Serv., Sundaram Finance, Authum Invest., Tata Inv. Corpn., Manappuram Fin., Chola Financial, and IIFL Finance. In terms of management risk, growth, and capital structure, Poonawalla Fin shows average performance, with a 1-year return of 7.49%, higher than SBI Cards but lower than M & M Fin. Serv.

Peers: The peers of Poonawalla Fin are SBI Cards, HDB FINANC SER, M & M Fin. Serv., Sundaram Finance, Authum Invest., Tata Inv.Corpn., Manappuram Fin., Chola Financial, and IIFL Finance.<BR><BR>Quality Snapshot: Excellent management risk is observed at SBI Cards, M & M Fin. Serv., and Sundaram Finance, while Good management risk is found at HDB FINANC SER, Manappuram Fin., and IIFL Finance. Average management risk is present at Poonawalla Fin, Authum Invest., Chola Financial, and Capri Global, while Below Average management risk is noted at Tata Inv.Corpn. and the rest. In terms of Growth, Excellent growth is seen at M & M Fin. Serv. and Chola Financial, Good growth at Poonawalla Fin and the rest, Average growth at SBI Cards, Sundaram Finance, and Tata Inv.Corpn., and Below Average growth at HDB FINANC SER and Authum Invest. Lastly, Excellent capital structure is noted at SBI Cards, M & M Fin. Serv., Sundaram Finance, Authum Invest., Tata Inv.Corpn., Manappuram Fin., and Capri Global, while Good capital structure is found at HDB FINANC SER and IIFL Finance, and Below Average capital structure is present at Chola Financial.<BR><BR>Return Snapshot: The peer with the highest 1-year return is M & M Fin. Serv. at 47.21%, while the peer with the lowest is SBI Cards at -19.19%. Poonawalla Fin's 1-year return is 7.49%, which is higher than SBI Cards but lower than M & M Fin. Serv. Additionally, the six-month return is negative for SBI Cards, HDB FINANC SER, Sundaram Finance, and Tata Inv.Corpn.

How big is Poonawalla Fin?

As of 31st August, Poonawalla Fincorp Ltd has a market capitalization of 40,859.00 Cr, with net sales of 7,806.43 Cr and a net profit of 786.92 Cr reported in the latest four quarters. The company has shareholder's funds of 10,348.24 Cr and total assets of 60,198.86 Cr for the annual period ending March 2026.

As of 31st August, Poonawalla Fincorp Ltd has a market capitalization of 40,859.00 Cr, categorizing it as a Mid Cap company.<BR><BR>In the latest four quarters, Poonawalla Fincorp reported net sales of 7,806.43 Cr and a net profit of 786.92 Cr.<BR><BR>For the latest annual period ending in March 2026, the company reported shareholder's funds of 10,348.24 Cr and total assets amounting to 60,198.86 Cr.

Should I buy, sell or hold Poonawalla Fincorp Ltd?

Are Poonawalla Fincorp Ltd latest results good or bad?

Poonawalla Fincorp Ltd's latest Q1 FY27 results are strong, with a net profit increase of 391.55% year-on-year and net sales growth of 77.34%. However, investors should be cautious due to a high P/E ratio of 77.70 and a significant debt-to-equity ratio of 4.68.

Poonawalla Fincorp Ltd's latest results for Q1 FY27 are quite impressive and indicate a strong turnaround for the company. The net profit reached ₹307.71 crores, marking a remarkable 391.55% increase year-on-year. Additionally, net sales surged to ₹2,330.22 crores, reflecting a 77.34% year-on-year growth. The operating margin also improved significantly to 58.22%, up 8.64 percentage points from the previous year.<BR><BR>This performance is particularly noteworthy as it follows a challenging period in FY25 when the company reported a loss. The current results highlight a successful recovery, with both net profit and sales showing strong sequential growth as well. <BR><BR>However, while the growth metrics are outstanding, it's important to note that the company's valuation is considered very high, with a P/E ratio of 77.70 times, which raises concerns about sustainability. The high debt-to-equity ratio of 4.68 also indicates significant leverage, which could amplify financial risks.<BR><BR>In summary, the latest results are good in terms of growth and profitability, but investors should remain cautious due to the high valuation and leverage concerns.

How has been the historical performance of Poonawalla Fin?

Poonawalla Fin's historical performance from 2019 to 2025 shows rising net sales and total assets, but significant losses, with a profit after tax of -98.34 crore in March 2025, and total liabilities increasing to 34,824.46 crore. Operating profit also declined sharply, indicating ongoing financial challenges despite growth in sales.

Answer:<BR>The historical performance of Poonawalla Fin shows significant fluctuations in key financial metrics over the years, particularly from 2019 to 2025.<BR><BR>Breakdown:<BR>Poonawalla Fin's net sales have shown a steady increase, rising from 2,454.53 crore in March 2019 to 4,189.76 crore in March 2025, with a notable jump from 3,109.01 crore in March 2024. However, the total operating income followed a similar trend, reaching 4,189.76 crore in March 2025. The total expenditure, excluding depreciation, also increased significantly to 2,778.05 crore in March 2025 from 820.07 crore in March 2024. Operating profit (PBDIT) decreased to 1,444.79 crore in March 2025 from 2,327.26 crore in March 2024, leading to a profit before tax of -135.40 crore in March 2025, down from 2,134.17 crore in March 2024. Consequently, the profit after tax turned negative at -98.34 crore in March 2025, contrasting sharply with the 1,651.51 crore reported in March 2024. The company's total liabilities surged to 34,824.46 crore in March 2025, up from 23,923.48 crore in March 2024, while total assets also increased to 34,824.46 crore in March 2025. Cash flow from operating activities remained negative at -10,569.00 crore in March 2025, indicating ongoing cash challenges despite a net cash inflow from financing activities of 10,820.00 crore. Overall, Poonawalla Fin's financial performance reflects a complex landscape of growth in sales and assets, juxtaposed with significant losses and increasing liabilities.

Is Poonawalla Fin technically bullish or bearish?

As of November 13, 2025, the trend is mildly bullish due to daily moving averages and monthly indicators, but caution is advised due to bearish signals from the weekly MACD and Dow Theory.

As of 13 November 2025, the technical trend has changed from bullish to mildly bullish. The current stance is mildly bullish, driven by the daily moving averages indicating mild bullishness and the monthly KST and Bollinger Bands also showing bullish signals. However, the weekly MACD and Dow Theory are mildly bearish, which tempers the overall bullish outlook. The RSI shows no signal on both weekly and monthly time frames, indicating a lack of momentum. Overall, while there are some bullish indicators, the presence of bearish signals in the weekly analysis suggests caution.

Who are the top shareholders of the Poonawalla Fin?

The top shareholders of Poonawalla Fin include Rising Sun Holdings Pvt Ltd with 62.53%, followed by foreign institutional investors at 9.98%, mutual fund schemes at 4.29%, and the Life Insurance Corporation of India at 2.93%. Individual investors hold 12.11% of the shares.

The top shareholders of Poonawalla Fin include the promoters, with Rising Sun Holdings Pvt Ltd holding the largest stake at 62.53%. There are also 14 mutual fund schemes that collectively hold 4.29% of the company, while foreign institutional investors (FIIs) own 9.98% through 156 different entities. The highest public shareholder is the Life Insurance Corporation of India, which holds 2.93%. Additionally, individual investors account for 12.11% of the shareholding.

Is Poonawalla Fin overvalued or undervalued?

As of October 28, 2024, Poonawalla Fin is considered overvalued with a valuation grade of very expensive, reflected by a PE ratio of -333.29, an EV to EBITDA of 41.67, and a negative ROE of -1.20%, despite a strong YTD return of 37.56%.

As of 28 October 2024, Poonawalla Fin's valuation grade has moved from attractive to very expensive, indicating a significant shift in its market perception. The company is currently assessed as overvalued. Key ratios reflect this status, with a PE ratio of -333.29, an EV to EBITDA of 41.67, and a Price to Book Value of 4.01, all suggesting that the stock is priced excessively compared to its earnings and book value.<BR><BR>In comparison to peers, Poonawalla Fin's valuation stands out unfavorably; for instance, Life Insurance has a PE of 12.54 and an EV to EBITDA of 9.89, while Bajaj Finance is also categorized as very expensive with a PE of 35.01. Notably, Poonawalla Fin's negative ROE of -1.20% further underscores its overvaluation. Despite recent stock performance showing a 37.56% YTD return compared to the Sensex's 5.61%, the underlying financial metrics suggest that the stock price does not align with its fundamental value.

When is the next results date for Poonawalla Fin?

No Upcoming Board Meetings

Has Poonawalla Fin declared dividend?

Yes, Poonawalla Fincorp Ltd has declared a 100% dividend, amounting to ₹2 per share, with an ex-date of January 31, 2024. Despite this, the dividend yield is 0%, but the company has shown strong total returns, especially over the past 5 years.

Poonawalla Fincorp Ltd has declared a 100% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 100%<BR>- Amount per share: 2<BR>- Ex-date: 31 Jan 24<BR><BR>Dividend Yield: 0%<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was 18.44%, with no dividend return, resulting in a total return of 18.44%.<BR><BR>Over the past year, the price return was -7.11%, with no dividend return, leading to a total return of -7.11%.<BR><BR>In the 2-year period, the price return was 20.67%, with a dividend return of 1.17%, resulting in a total return of 21.84%.<BR><BR>For the 3-year period, the price return was 61.97%, with a dividend return of 1.95%, culminating in a total return of 63.92%.<BR><BR>In the last 4 years, the price return was 153.16%, with a dividend return of 2.94%, leading to a total return of 156.1%.<BR><BR>Over the past 5 years, the price return was an impressive 2768.58%, with a dividend return of 17.81%, resulting in a total return of 2786.39%.<BR><BR>Overall, Poonawalla Fincorp Ltd has declared a significant dividend, but the dividend yield remains at 0%. The total returns show a strong performance over the long term, particularly in the 5-year period, indicating substantial growth despite the lack of dividends in the shorter terms.