Poonawalla Fin

Why is Poonawalla Fincorp Ltd falling/rising?

As of 07-Aug, Poonawalla Fincorp Ltd's stock price is 479.90, down 2.17% after a trend reversal following two days of gains. Despite recent declines, the stock has strong long-term fundamentals and has outperformed the Sensex over the past week.

As of 07-Aug, Poonawalla Fincorp Ltd's stock price is currently at 479.90, reflecting a decrease of 10.65, or 2.17%. The stock has experienced a trend reversal, falling after two consecutive days of gains. Today, it reached an intraday low of Rs 469.3, marking a decline of 4.33%. Despite this drop, the stock has shown strong performance over the past week, with a return of 3.68%, significantly outperforming the Sensex, which only increased by 0.52%.<BR><BR>The stock's current decline can be attributed to a combination of short-term market movements and profit-taking after recent gains. Although the stock is trading above its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, indicating a generally positive trend, the recent fall suggests a temporary pullback. Additionally, while the stock has seen a rise in investor participation, with delivery volume increasing by 125.94% against the 5-day average, the immediate market reaction has led to a decrease in price.<BR><BR>On a broader scale, Poonawalla Fincorp Ltd has demonstrated strong long-term fundamentals, with a remarkable 71.48% compound annual growth rate (CAGR) in operating profits and a net profit growth of 20.77%. The company has consistently reported positive results over the last four quarters, with net sales growing at 79.25% in the latest six months. However, the current price movement reflects short-term volatility rather than a fundamental weakness in the company's performance.

Which are the latest news on Poonawalla Fin?

Should I buy, sell or hold Poonawalla Fincorp Ltd?

Are Poonawalla Fincorp Ltd latest results good or bad?

Poonawalla Fincorp Ltd's latest Q1 FY27 results are strong, with a net profit increase of 391.55% year-on-year and net sales growth of 77.34%. However, investors should be cautious due to a high P/E ratio of 77.70 and a significant debt-to-equity ratio of 4.68.

Poonawalla Fincorp Ltd's latest results for Q1 FY27 are quite impressive and indicate a strong turnaround for the company. The net profit reached ₹307.71 crores, marking a remarkable 391.55% increase year-on-year. Additionally, net sales surged to ₹2,330.22 crores, reflecting a 77.34% year-on-year growth. The operating margin also improved significantly to 58.22%, up 8.64 percentage points from the previous year.<BR><BR>This performance is particularly noteworthy as it follows a challenging period in FY25 when the company reported a loss. The current results highlight a successful recovery, with both net profit and sales showing strong sequential growth as well. <BR><BR>However, while the growth metrics are outstanding, it's important to note that the company's valuation is considered very high, with a P/E ratio of 77.70 times, which raises concerns about sustainability. The high debt-to-equity ratio of 4.68 also indicates significant leverage, which could amplify financial risks.<BR><BR>In summary, the latest results are good in terms of growth and profitability, but investors should remain cautious due to the high valuation and leverage concerns.

How big is Poonawalla Fin?

As of 10th June, Poonawalla Fincorp Ltd has a market capitalization of 33,734.00 Cr, with recent net sales of 6,790.18 Cr and a net profit of 541.81 Cr.

As of 10th June, Poonawalla Fincorp Ltd has a market capitalization of 33,734.00 Cr, categorizing it as a Mid Cap company.<BR><BR>In the latest 4 quarters, Poonawalla Fincorp reported Net Sales of 6,790.18 Cr and a Net Profit of 541.81 Cr.<BR><BR>The latest annual period for the balance sheet is March 2025, with Shareholder's Funds amounting to 8,174.66 Cr and Total Assets of 34,824.46 Cr.

Who are in the management team of Poonawalla Fin?

The management team of Poonawalla Fin includes Abhay Bhutada (Managing Director), ADAR CYRUS POONAWALLA (Chairman), and several Non-Executive and Independent Directors, bringing diverse expertise to the company.

The management team of Poonawalla Fin includes the following individuals:<BR><BR>1. **Abhay Bhutada** - Managing Director<BR>2. **Shabnum Zaman** - Company Secretary & Compliance Officer<BR>3. **ADAR CYRUS POONAWALLA** - Chairman (Non-Executive)<BR>4. **Amar Deshpande** - Non-Executive Director<BR>5. **Vijayalakshmi R Iyer** - Non-Executive & Independent Director<BR>6. **B Prasada Rao** - Non-Executive & Independent Director<BR>7. **Prabhakar Dalal** - Non-Executive & Independent Director<BR>8. **Sanjay Kumar** - Non-Executive & Independent Director<BR>9. **Gorinka Jaganmohan Rao** - Non-Executive & Independent Director<BR>10. **Atul Kumar Gupta** - Non-Executive Director<BR>11. **Sajit M Fazalbhoy** - Non-Executive Director<BR><BR>This team brings a diverse range of experience and expertise to the company.

Who are the peers of the Poonawalla Fin?

Poonawalla Fin's peers include SBI Cards, HDB FINANC SER, Sundaram Finance, Authum Invest., M & M Fin. Serv., Tata Inv.Corpn., Manappuram Fin., Chola Financial, and IIFL Finance. In terms of management risk and growth, Poonawalla Fin shows good performance, while its 1-year return of -11.31% is better than SBI Cards but worse than Manappuram Fin's 6.91%.

Peers: The peers of Poonawalla Fin are SBI Cards, HDB FINANC SER, Sundaram Finance, Authum Invest., M & M Fin. Serv., Tata Inv.Corpn., Manappuram Fin., Chola Financial, and IIFL Finance.<BR><BR>Quality Snapshot: Excellent management risk is observed at SBI Cards, while Good management risk is found at HDB FINANC SER, Sundaram Finance, Manappuram Fin., and IIFL Finance. Average management risk is noted at Authum Invest., M & M Fin. Serv., Chola Financial, and Capri Global, and the rest. Below Average management risk is present at Tata Inv.Corpn. Growth is Excellent at Chola Financial and Capri Global, Good at Poonawalla Fin, while Average growth is seen at SBI Cards, Sundaram Finance, M & M Fin. Serv., and Tata Inv.Corpn., and the rest. Below Average growth is found at HDB FINANC SER, Authum Invest., and Manappuram Fin.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Manappuram Fin. at 6.91%, while the lowest is SBI Cards at -41.86%. Poonawalla Fin's 1-year return of -11.31% is better than SBI Cards but worse than Manappuram Fin. Additionally, several peers, including SBI Cards, Sundaram Finance, M & M Fin. Serv., Tata Inv.Corpn., Chola Financial, and IIFL Finance, have negative six-month returns.

What does Poonawalla Fin do?

Poonawalla Fincorp Ltd is a mid-cap Non-Banking Financial Company (NBFC) that provides various financial services. As of March 2026, it reported net sales of ₹2,115 Cr and a net profit of ₹255 Cr, with a market cap of ₹33,734 Cr.

Overview:<BR>Poonawalla Fincorp Ltd operates as a Non Banking Financial Company (NBFC) in the mid-cap market segment.<BR><BR>History:<BR>The company was incorporated in 1978 as 'Magma Fincorp Limited' and underwent several name changes, becoming Poonawalla Fincorp Limited on July 12, 2021. The most recent quarterly results reported net sales and net profit for the period ending March 2026.<BR><BR>Financial Snapshot:<BR>- Net Sales: 2,115 Cr (Quarterly Results - Mar 2026)<BR>- Net Profit: 255 Cr (Quarterly Results - Mar 2026)<BR>- Market Cap: INR 33,734 Cr (Mid Cap)<BR><BR>Key Metrics:<BR>- P/E: 62.00<BR>- Industry P/E: 20<BR>- Dividend Yield: 0.00%<BR>- Debt Equity: 4.68<BR>- Return on Equity: 5.24%<BR>- Price to Book: 3.26<BR><BR>Contact Details:<BR>- Address: Development House, 24 Park Street Kolkata West Bengal : 700016<BR>- Tel: 91-33-44017350<BR>- Email: secretarial@poonawallafincorp.com<BR>- Website: http://www.poonawallafincorp.com

How has been the historical performance of Poonawalla Fin?

Poonawalla Fin's historical performance from 2019 to 2025 shows rising net sales and total assets, but significant losses, with a profit after tax of -98.34 crore in March 2025, and total liabilities increasing to 34,824.46 crore. Operating profit also declined sharply, indicating ongoing financial challenges despite growth in sales.

Answer:<BR>The historical performance of Poonawalla Fin shows significant fluctuations in key financial metrics over the years, particularly from 2019 to 2025.<BR><BR>Breakdown:<BR>Poonawalla Fin's net sales have shown a steady increase, rising from 2,454.53 crore in March 2019 to 4,189.76 crore in March 2025, with a notable jump from 3,109.01 crore in March 2024. However, the total operating income followed a similar trend, reaching 4,189.76 crore in March 2025. The total expenditure, excluding depreciation, also increased significantly to 2,778.05 crore in March 2025 from 820.07 crore in March 2024. Operating profit (PBDIT) decreased to 1,444.79 crore in March 2025 from 2,327.26 crore in March 2024, leading to a profit before tax of -135.40 crore in March 2025, down from 2,134.17 crore in March 2024. Consequently, the profit after tax turned negative at -98.34 crore in March 2025, contrasting sharply with the 1,651.51 crore reported in March 2024. The company's total liabilities surged to 34,824.46 crore in March 2025, up from 23,923.48 crore in March 2024, while total assets also increased to 34,824.46 crore in March 2025. Cash flow from operating activities remained negative at -10,569.00 crore in March 2025, indicating ongoing cash challenges despite a net cash inflow from financing activities of 10,820.00 crore. Overall, Poonawalla Fin's financial performance reflects a complex landscape of growth in sales and assets, juxtaposed with significant losses and increasing liabilities.

Is Poonawalla Fin technically bullish or bearish?

As of November 13, 2025, the trend is mildly bullish due to daily moving averages and monthly indicators, but caution is advised due to bearish signals from the weekly MACD and Dow Theory.

As of 13 November 2025, the technical trend has changed from bullish to mildly bullish. The current stance is mildly bullish, driven by the daily moving averages indicating mild bullishness and the monthly KST and Bollinger Bands also showing bullish signals. However, the weekly MACD and Dow Theory are mildly bearish, which tempers the overall bullish outlook. The RSI shows no signal on both weekly and monthly time frames, indicating a lack of momentum. Overall, while there are some bullish indicators, the presence of bearish signals in the weekly analysis suggests caution.

Who are the top shareholders of the Poonawalla Fin?

The top shareholders of Poonawalla Fin include Rising Sun Holdings Pvt Ltd with 62.53%, followed by foreign institutional investors at 9.98%, mutual fund schemes at 4.29%, and the Life Insurance Corporation of India at 2.93%. Individual investors hold 12.11% of the shares.

The top shareholders of Poonawalla Fin include the promoters, with Rising Sun Holdings Pvt Ltd holding the largest stake at 62.53%. There are also 14 mutual fund schemes that collectively hold 4.29% of the company, while foreign institutional investors (FIIs) own 9.98% through 156 different entities. The highest public shareholder is the Life Insurance Corporation of India, which holds 2.93%. Additionally, individual investors account for 12.11% of the shareholding.

Is Poonawalla Fin overvalued or undervalued?

As of October 28, 2024, Poonawalla Fin is considered overvalued with a valuation grade of very expensive, reflected by a PE ratio of -333.29, an EV to EBITDA of 41.67, and a negative ROE of -1.20%, despite a strong YTD return of 37.56%.

As of 28 October 2024, Poonawalla Fin's valuation grade has moved from attractive to very expensive, indicating a significant shift in its market perception. The company is currently assessed as overvalued. Key ratios reflect this status, with a PE ratio of -333.29, an EV to EBITDA of 41.67, and a Price to Book Value of 4.01, all suggesting that the stock is priced excessively compared to its earnings and book value.<BR><BR>In comparison to peers, Poonawalla Fin's valuation stands out unfavorably; for instance, Life Insurance has a PE of 12.54 and an EV to EBITDA of 9.89, while Bajaj Finance is also categorized as very expensive with a PE of 35.01. Notably, Poonawalla Fin's negative ROE of -1.20% further underscores its overvaluation. Despite recent stock performance showing a 37.56% YTD return compared to the Sensex's 5.61%, the underlying financial metrics suggest that the stock price does not align with its fundamental value.

When is the next results date for Poonawalla Fin?

No Upcoming Board Meetings

Has Poonawalla Fin declared dividend?

Yes, Poonawalla Fincorp Ltd has declared a 100% dividend, amounting to ₹2 per share, with an ex-date of January 31, 2024. Despite this, the dividend yield is 0%, but the company has shown strong total returns, especially over the past 5 years.

Poonawalla Fincorp Ltd has declared a 100% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 100%<BR>- Amount per share: 2<BR>- Ex-date: 31 Jan 24<BR><BR>Dividend Yield: 0%<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was 18.44%, with no dividend return, resulting in a total return of 18.44%.<BR><BR>Over the past year, the price return was -7.11%, with no dividend return, leading to a total return of -7.11%.<BR><BR>In the 2-year period, the price return was 20.67%, with a dividend return of 1.17%, resulting in a total return of 21.84%.<BR><BR>For the 3-year period, the price return was 61.97%, with a dividend return of 1.95%, culminating in a total return of 63.92%.<BR><BR>In the last 4 years, the price return was 153.16%, with a dividend return of 2.94%, leading to a total return of 156.1%.<BR><BR>Over the past 5 years, the price return was an impressive 2768.58%, with a dividend return of 17.81%, resulting in a total return of 2786.39%.<BR><BR>Overall, Poonawalla Fincorp Ltd has declared a significant dividend, but the dividend yield remains at 0%. The total returns show a strong performance over the long term, particularly in the 5-year period, indicating substantial growth despite the lack of dividends in the shorter terms.