ScoreWhy is PRA Group, Inc. ?
1
Poor long term growth as Net Sales has grown by an annual rate of 3.40% and Operating profit at 5.39%
2
With a growth in Net Sales of 0.75%, the company declared Very Positive results in Mar 26
- The company has declared positive results for the last 2 consecutive quarters
- OPERATING CASH FLOW(Y) Highest at USD -8.02 MM
- NET PROFIT(HY) Higher at USD 84.74 MM
- RAW MATERIAL COST(Y) Fallen by 1.61% (YoY)
3
Risky -
- The stock is trading risky as compared to its average historical valuations
- Over the past year, while the stock has generated a return of 24.21%, its profits have risen by 38.5% ; the PEG ratio of the company is 0.1
4
High Institutional Holdings at 100%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to PRA Group, Inc. should be less than 10%
- Overall Portfolio exposure to Miscellaneous should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Miscellaneous)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is PRA Group, Inc. for you?
High Risk, Low Return
Absolute
Risk Adjusted
Volatility
PRA Group, Inc.
24.21%
-0.08
59.97%
S&P 500
19.75%
1.50
13.19%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
3.40%
EBIT Growth (5y)
5.39%
EBIT to Interest (avg)
1.95
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0.94
Tax Ratio
21.09%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
100.00%
ROCE (avg)
28.34%
ROE (avg)
7.58%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
5
Industry P/E
Price to Book Value
0.66
EV to EBIT
1.29
EV to EBITDA
1.26
EV to Capital Employed
0.62
EV to Sales
0.43
PEG Ratio
0.13
Dividend Yield
NA
ROCE (Latest)
47.99%
ROE (Latest)
12.52%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Mildly Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Mildly Bearish (Daily)
KST
Bullish
Mildly Bullish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
No Trend
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend13What is working for the Company
OPERATING CASH FLOW(Y)
Highest at USD -8.02 MM
NET PROFIT(HY)
Higher at USD 84.74 MM
RAW MATERIAL COST(Y)
Fallen by 1.61% (YoY
DEBTORS TURNOVER RATIO(HY)
Highest at 0.29 times
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Here's what is working for PRA Group, Inc.
Net Profit
At USD 84.74 MM has Grown at 283.17%
Year on Year (YoY)MOJO Watch
Net Profit trend is very positive
Net Profit (USD MM)
Operating Cash Flow
Highest at USD -8.02 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
Net Profit
Higher at USD 84.74 MM
than preceding 12 month period ended Mar 2026MOJO Watch
In the half year the company has already crossed Net Profit of the previous twelve months
Net Profit (USD MM)
Debtors Turnover Ratio
Highest at 0.29 times
in the last five Semi-Annual periodsMOJO Watch
Company has been able to sell its Debtors faster
Debtors Turnover Ratio
Raw Material Cost
Fallen by 1.61% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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