ScoreWhy is PRA Group, Inc. ?
1
Poor long term growth as Net Sales has grown by an annual rate of 2.71% and Operating profit at 5.98%
2
The company has declared negative results in Mar'2025 after 4 consecutive positive quarters
3
Risky -
- The stock is trading risky as compared to its average historical valuations
- Over the past year, while the stock has generated a return of -26.37%, its profits have risen by 1974.4%
4
Consistent Underperformance against the benchmark over the last 3 years
- Along with generating -26.37% returns in the last 1 year, the stock has also underperformed S&P 500 in each of the last 3 annual periods
Real-Time Research ReportHow much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Miscellaneous)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is PRA Group, Inc. for you?
High Risk, Low Return
Absolute
Risk Adjusted
Volatility
PRA Group, Inc.
-15.95%
-0.36
54.69%
S&P 500
13.22%
0.61
20.17%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
2.71%
EBIT Growth (5y)
5.98%
EBIT to Interest (avg)
1.95
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0.83
Tax Ratio
21.09%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
100.00%
ROCE (avg)
28.34%
ROE (avg)
7.58%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
7
Industry P/E
Price to Book Value
0.48
EV to EBIT
1.21
EV to EBITDA
1.17
EV to Capital Employed
0.42
EV to Sales
0.39
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
34.29%
ROE (Latest)
7.04%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Mildly Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Bearish
Bearish
Dow Theory
Mildly Bullish
Mildly Bearish
OBV
Mildly Bearish
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend18What is working for the Company
ROCE(HY)
Highest at 7.38%
RAW MATERIAL COST(Y)
Fallen by -1.64% (YoY
NET SALES(Q)
Highest at USD 329 MM
PRE-TAX PROFIT(Q)
Highest at USD 61.13 MM
NET PROFIT(Q)
Highest at USD 42.37 MM
EPS(Q)
Highest at USD 1.08
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Here's what is working for PRA Group, Inc.
Pre-Tax Profit
At USD 61.13 MM has Grown at 124.65%
over average net sales of the previous four periods of USD 27.21 MMMOJO Watch
Near term Pre-Tax Profit trend is very positive
Pre-Tax Profit (USD MM)
Net Profit
At USD 42.37 MM has Grown at 139.45%
over average net sales of the previous four periods of USD 17.7 MMMOJO Watch
Near term Net Profit trend is very positive
Net Profit (USD MM)
Net Sales
Highest at USD 329 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (USD MM)
Pre-Tax Profit
Highest at USD 61.13 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Net Profit
Highest at USD 42.37 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
EPS
Highest at USD 1.08
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (USD)
Raw Material Cost
Fallen by -1.64% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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