ScoreWhy is PRA Group, Inc. ?
1
Poor long term growth as Net Sales has grown by an annual rate of 2.84% and Operating profit at 5.03%
2
The company has declared negative results in Mar'2025 after 4 consecutive positive quarters
- NET PROFIT(Q) At USD 4.91 MM has Fallen at -78.58%
- ROCE(HY) Lowest at -31.97%
- DEBT-EQUITY RATIO (HY) Highest at 394.94 %
3
Risky -
- The stock is trading risky as compared to its average historical valuations
- Over the past year, while the stock has generated a return of -19.95%, its profits have risen by 43.4% ; the PEG ratio of the company is 0.2
4
Consistent Underperformance against the benchmark over the last 3 years
- Along with generating -19.95% returns in the last 1 year, the stock has also underperformed S&P 500 in each of the last 3 annual periods
Real-Time Research ReportHow much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Miscellaneous)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is PRA Group, Inc. for you?
High Risk, Low Return
Absolute
Risk Adjusted
Volatility
PRA Group, Inc.
-19.95%
-0.23
66.64%
S&P 500
11.87%
0.62
19.30%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
2.84%
EBIT Growth (5y)
5.03%
EBIT to Interest (avg)
1.95
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0.88
Tax Ratio
21.09%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
100.00%
ROCE (avg)
28.34%
ROE (avg)
7.58%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
8
Industry P/E
Price to Book Value
0.71
EV to EBIT
1.36
EV to EBITDA
1.32
EV to Capital Employed
0.67
EV to Sales
0.45
PEG Ratio
0.18
Dividend Yield
NA
ROCE (Latest)
49.36%
ROE (Latest)
9.28%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Mildly Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Mildly Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Bearish
Bearish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
No Trend
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend2What is working for the Company
OPERATING CASH FLOW(Y)
Highest at USD -32.69 MM
-9What is not working for the Company
NET PROFIT(Q)
At USD 4.91 MM has Fallen at -78.58%
ROCE(HY)
Lowest at -31.97%
DEBT-EQUITY RATIO
(HY)
Highest at 394.94 %
RAW MATERIAL COST(Y)
Grown by 8.18% (YoY
EPS(Q)
Lowest at USD -10.43
Here's what is working for PRA Group, Inc.
Operating Cash Flow
Highest at USD -32.69 MM
in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
Here's what is not working for PRA Group, Inc.
Net Profit
At USD 4.91 MM has Fallen at -78.58%
over average net sales of the previous four periods of USD 22.91 MMMOJO Watch
Near term Net Profit trend is very negative
Net Profit (USD MM)
Debt-Equity Ratio
Highest at 394.94 % and Grown
In each half year in the last five Semi-Annual periodsMOJO Watch
The company is borrowing more to fund its operations; it's liquidity situation may be stressed
Debt-Equity Ratio
EPS
Lowest at USD -10.43
in the last five periodsMOJO Watch
Declining profitability; company has created lower earnings for shareholders
EPS (USD)
Raw Material Cost
Grown by 8.18% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has deteriorated; this may lead to a fall in profit margin
Raw Material Cost as a percentage of Sales
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
GET THE MARKETSMOJO APP
Company
Stocks
Portfolio
"Investment in securities markets are subject to market risk. Read all the related documents carefully before investing."
