PRA Group, Inc.

  • Market Cap: Micro Cap
  • Industry: Miscellaneous
  • ISIN: US69354N1063
USD
17.23
0.66 (3.98%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

193.91 k

Shareholding (Mar 2025)

FII

15.66%

Held by 91 FIIs

DII

36.42%

Held by 53 DIIs

Promoter

0.00%

How big is PRA Group, Inc.?

22-Jun-2025

As of Jun 18, PRA Group, Inc. has a market capitalization of 572.27 million, with net sales of 1,147.34 million and a net profit of 85.87 million over the latest four quarters. The balance sheet shows shareholder's funds of 1,135.03 million and total assets of 4,931.15 million.

As of Jun 18, PRA Group, Inc. has a market capitalization of 572.27 million, categorizing it as a Micro Cap company.<BR><BR>As of Jun 18, the company reported net sales of 1,147.34 million and a net profit of 85.87 million for the latest four quarters.<BR><BR>As of Dec 24, the balance sheet shows shareholder's funds of 1,135.03 million and total assets of 4,931.15 million.

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What does PRA Group, Inc. do?

22-Jun-2025

PRA Group, Inc. is a financial services company that specializes in purchasing, collecting, and managing nonperforming loan portfolios. As of March 2025, it reported net sales of $272 million and a market cap of $572.27 million.

Overview:<BR>PRA Group, Inc. is a financial and business services company operating in the miscellaneous industry, primarily engaged in the purchase, collection, and management of portfolios of nonperforming loans.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 272 Million (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 9 Million (Quarterly Results - Mar 2025) <BR>Market cap: USD 572.27 Million (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 7.00 <BR>Dividend Yield: 0.00% <BR>Debt Equity: -0.11 <BR>Return on Equity: 7.04% <BR>Price to Book: 0.47<BR><BR>Contact Details:<BR>Address: 150 Corporate Boulevard, NORFOLK VA: 23502-4962 <BR>Tel: ['1 757 5199300', '1 757 4317913'] <BR>Fax: 1 302 6365454 <BR>Website: http://www.pragroup.com

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Should I buy, sell or hold PRA Group, Inc.?

22-Jun-2025

Who are in the management team of PRA Group, Inc.?

22-Jun-2025

As of March 2022, the management team of PRA Group, Inc. includes Steven Fredrickson (Chairman), Kevin Stevenson (CEO), Lance Weaver (Lead Independent Director), and several independent directors: Vikram Atal, Danielle Brown, Marjorie Connelly, and John Fain. They oversee the company's operations and strategic direction.

As of March 2022, the management team of PRA Group, Inc. includes the following individuals:<BR><BR>- Mr. Steven Fredrickson, Chairman of the Board<BR>- Mr. Kevin Stevenson, President, Chief Executive Officer, and Director<BR>- Mr. Lance Weaver, Lead Independent Director<BR>- Mr. Vikram Atal, Independent Director<BR>- Ms. Danielle Brown, Independent Director<BR>- Ms. Marjorie Connelly, Independent Director<BR>- Mr. John Fain, Independent Director<BR><BR>This team is responsible for overseeing the company's operations and strategic direction.

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Is PRA Group, Inc. overvalued or undervalued?

20-Sep-2025

As of July 7, 2025, PRA Group, Inc. is considered very attractive due to its undervaluation indicated by a P/E ratio of 7, a Price to Book Value of 0.48, and an EV to EBITDA ratio of 1.17, despite its recent stock performance lagging behind the S&P 500.

As of 7 July 2025, the valuation grade for PRA Group, Inc. has moved from attractive to very attractive, indicating a significant improvement in its perceived value. The company appears to be undervalued, supported by a P/E ratio of 7, a Price to Book Value of 0.48, and an EV to EBITDA ratio of 1.17, all of which suggest that the stock is trading at a discount relative to its earnings and book value. <BR><BR>In comparison to its peers, PRA Group, Inc. has a more favorable P/E ratio than Conduent, Inc. at 4.72 and Thoughtworks Holding, Inc. at -25.45, highlighting its relative attractiveness in the market. Despite this, the company's recent stock performance has lagged behind the S&P 500, with a year-to-date return of -17.23% compared to the index's 12.22%, and a three-year return of -51.61% versus 70.41% for the S&P 500, reinforcing the notion that the stock may be undervalued given its strong fundamentals.

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Is PRA Group, Inc. technically bullish or bearish?

07-Oct-2025

As of October 3, 2025, PRA Group, Inc. is in a bearish trend, with indicators like the monthly MACD and moving averages confirming a negative outlook, despite a mildly bullish weekly MACD.

As of 3 October 2025, the technical trend for PRA Group, Inc. has changed from mildly bearish to bearish. The current stance is bearish with a moderate strength indicated by the weekly MACD being mildly bullish, but the monthly MACD and moving averages are bearish. The Bollinger Bands and KST also reflect bearish conditions on a monthly basis. The Dow Theory shows a mildly bearish trend in both weekly and monthly time frames. Overall, the indicators suggest a negative outlook, particularly in the longer term. Multi-period return data is not available for comparison with the S&P 500.

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iScoreScore
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Strong Sell
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Strong Buy

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Dashboard
1

Poor long term growth as Net Sales has grown by an annual rate of 2.71% and Operating profit at 5.98%

 
2

The company has declared negative results in Mar'2025 after 4 consecutive positive quarters

 
3

Risky -

4

Consistent Underperformance against the benchmark over the last 3 years

stock-summaryMojo Parameters
Mojo Parameters
Stock DNA
stock-summary
Industry

Miscellaneous

stock-summary
Market cap

USD 672 Million (Micro Cap)

stock-summary
P/E

7.00

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

0.00%

stock-summary
Debt Equity

-0.10

stock-summary
Return on Equity

7.96%

stock-summary
Price to Book

0.50

Revenue and Profits:
Net Sales:
329 Million
(Quarterly Results - Jun 2025)
Net Profit:
46 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
2.07%
0%
2.07%
6 Months
19.49%
0%
19.49%
1 Year
-15.95%
0%
-15.95%
2 Years
-12.4%
0%
-12.4%
3 Years
-50.06%
0%
-50.06%
4 Years
-60.24%
0%
-60.24%
5 Years
-59.66%
0%
-59.66%

PRA Group, Inc. for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions
Announcements stock-summary
Icon
No announcement available
Corporate Actions stock-summary
Icon
No corporate action available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
2.71%
EBIT Growth (5y)
5.98%
EBIT to Interest (avg)
1.95
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0.83
Tax Ratio
21.09%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
100.00%
ROCE (avg)
28.34%
ROE (avg)
7.58%
Valuation key factors
Factor
Value
P/E Ratio
7
Industry P/E
Price to Book Value
0.48
EV to EBIT
1.21
EV to EBITDA
1.17
EV to Capital Employed
0.42
EV to Sales
0.39
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
34.29%
ROE (Latest)
7.04%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Mildly Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Bearish
Bearish
Dow Theory
Mildly Bullish
Mildly Bearish
OBV
Mildly Bearish
Mildly Bearish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Mar 2025stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Domestic Funds

Domestic Funds

Held in 59 Schemes (47.85%)

Foreign Institutions

Held by 91 Foreign Institutions (15.66%)

Strategic Entities with highest holding

Highest Public shareholder

stock-summaryFinancial
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  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Jun'25 - QoQ",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "QoQ Growth in quarter ended Jun 2025 is 20.82% vs -8.69% in Mar 2025",
        "dir": 1
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        "prefix": "Consolidated Net Profit ",
        "suffix": "QoQ Growth in quarter ended Jun 2025 is 402.20% vs -60.09% in Mar 2025",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Jun'25",
        "Mar'25",
        "Change(%)"
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        {
          "field": "Net Sales",
          "val1": "329.00",
          "val2": "272.30",
          "chgp": "20.82%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "111.90",
          "val2": "82.40",
          "chgp": "35.80%",
          "chgp_class": "positive"
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        {
          "field": "Interest",
          "val1": "68.50",
          "val2": "65.90",
          "chgp": "3.95%",
          "chgp_class": "negative"
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          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "45.70",
          "val2": "9.10",
          "chgp": "402.20%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
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          "val2": "288.60%",
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        "prefix": "Consolidated Net Profit ",
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        "dir": 1
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        "Dec'24",
        "Dec'23",
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          "field": "Interest",
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          "val2": "219.40",
          "chgp": "18.92%",
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          "val2": "-5.20",
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          "chgp": "232.63%",
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          "field": "Operating Profit Margin (Excl OI)",
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Quarterly Results Snapshot (Consolidated) - Jun'25 - QoQstock-summary
Jun'25
Mar'25
Change(%)
Net Sales
329.00
272.30
20.82%
Operating Profit (PBDIT) excl Other Income
111.90
82.40
35.80%
Interest
68.50
65.90
3.95%
Exceptional Items
0.00
0.00
Consolidate Net Profit
45.70
9.10
402.20%
Operating Profit Margin (Excl OI)
332.50%
288.60%
4.39%
USD in Million.
Direction Arrows
Net Sales

QoQ Growth in quarter ended Jun 2025 is 20.82% vs -8.69% in Mar 2025

Direction Arrows
Consolidated Net Profit

QoQ Growth in quarter ended Jun 2025 is 402.20% vs -60.09% in Mar 2025

Annual Results Snapshot (Consolidated) - Dec'24stock-summary
Dec'24
Dec'23
Change(%)
Net Sales
1,136.30
825.70
37.62%
Operating Profit (PBDIT) excl Other Income
377.90
133.50
183.07%
Interest
260.90
219.40
18.92%
Exceptional Items
0.00
-5.20
100.00%
Consolidate Net Profit
88.60
-66.80
232.63%
Operating Profit Margin (Excl OI)
323.10%
145.50%
17.76%
USD in Million.
Direction Arrows
Net Sales

YoY Growth in year ended Dec 2024 is 37.62% vs -14.48% in Dec 2023

Direction Arrows
Consolidated Net Profit

YoY Growth in year ended Dec 2024 is 232.63% vs -156.61% in Dec 2023

stock-summaryCompany CV
About PRA Group, Inc. stock-summary
stock-summary
PRA Group, Inc.
Miscellaneous
PRA Group, Inc. (PRA Group) is a financial and business services company with operations in the Americas and Europe. The Company's primary business is the purchase, collection and management of portfolios of nonperforming loans. The Company operates through the account receivables management segment. It also provides fee-based services, such as vehicle location, skip tracing and collateral recovery for auto lenders, government entities and law enforcement; revenue administration, audit and revenue discovery/recovery services for local government entities; class action claims recovery services and purchases; servicing of consumer bankruptcy accounts in the United States, and contingent collections of nonperforming loans in Europe and South America. The Company's portfolio of nonperforming loans includes a set of accounts that can be categorized by asset type, age and size of account, level of previous collection efforts, payment history, and geography.
Company Coordinates stock-summary
Company Details
150 Corporate Boulevard , NORFOLK VA : 23502-4962
stock-summary
Tel: 1 757 51993001 757 4317913
stock-summary
Registrar Details