ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Republic Bancorp, Inc. (Kentucky) ?
1
High Profitability with a Net Interest Margin of 5.95%
2
The Bank has a high Capital Adequacy Ratio of 16.51% signifying high buffers against its risk based assets
3
Flat results in Jun 26
- DIVIDEND PAYOUT RATIO(Y) Lowest at 0%
- CREDIT DEPOSIT RATIO(HY) Lowest at 97.45%
- EPS(Q) Lowest at USD 0
4
With ROA of 1.11%, it has a fair valuation with a 1.10 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 34.56%, its profits have risen by 29.5% ; the PEG ratio of the company is 0.3
5
High Institutional Holdings at 33.83%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
- Their stake has increased by 3.32% over the previous quarter.
6
Market Beating performance in long term as well as near term
- Along with generating 34.56% returns in the last 1 year, the stock has outperformed S&P 500 in the last 3 years, 1 year and 3 months
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Republic Bancorp, Inc. (Kentucky) should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Republic Bancorp, Inc. (Kentucky) for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
Republic Bancorp, Inc. (Kentucky)
34.56%
3.51
26.97%
S&P 500
16.26%
1.25
12.97%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
11.69%
EBIT Growth (5y)
5.83%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
33.71%
Pledged Shares
0
Institutional Holding
30.51%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
9
Industry P/E
Price to Book Value
1.10
EV to EBIT
8.95
EV to EBITDA
8.26
EV to Capital Employed
1.08
EV to Sales
3.12
PEG Ratio
0.32
Dividend Yield
NA
ROCE (Latest)
12.11%
ROE (Latest)
11.91%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Bullish
Moving Averages
Mildly Bearish (Daily)
KST
Mildly Bearish
Mildly Bearish
Dow Theory
No Trend
Mildly Bearish
OBV
Mildly Bullish
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend1What is working for the Company
NO KEY POSITIVE TRIGGERS
-3What is not working for the Company
DIVIDEND PAYOUT RATIO(Y)
Lowest at 0%
CREDIT DEPOSIT RATIO(HY)
Lowest at 97.45%
EPS(Q)
Lowest at USD 0
Here's what is not working for Republic Bancorp, Inc. (Kentucky)
EPS
Lowest at USD 0
in the last five periodsMOJO Watch
Declining profitability; company has created lower earnings for shareholders
EPS (USD)
Credit Deposit Ratio
Lowest at 97.45%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets
Credit Deposit Ratio (%)
Dividend Payout Ratio
Lowest at 0%
in the last five yearsMOJO Watch
Company is distributing lower proportion of profits generated as dividend
DPR (%)
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