Republic Bancorp, Inc. (Kentucky)

  • Market Cap: Small Cap
  • Industry: Regional Banks
  • ISIN: US7602812049
USD
68.95
0.74 (1.08%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

24.31 k

Shareholding (Mar 2025)

FII

1.56%

Held by 52 FIIs

DII

83.28%

Held by 16 DIIs

Promoter

0.00%

How big is Republic Bancorp, Inc. (Kentucky)?

22-Jun-2025

As of Jun 18, Republic Bancorp, Inc. (Kentucky) has a market capitalization of $1.19 billion, with total assets of $6.85 billion and shareholder's funds of $992.03 million as of Dec'24.

Market Cap: <BR>As of Jun 18, Republic Bancorp, Inc. (Kentucky) has a market capitalization of 1,190.86 million, categorizing it as a Micro Cap company.<BR><BR>Recent Quarterly Performance: <BR>For the latest four quarters, Republic Bancorp, Inc. reported a sum of interest earned of 432.20 million and a net profit of 118.04 million.<BR><BR>Balance Sheet Snapshot: <BR>As of Dec'24, the company's shareholder's funds amounted to 992.03 million, while total assets were reported at 6,846.67 million.

Read More

What does Republic Bancorp, Inc. (Kentucky) do?

22-Jun-2025

Republic Bancorp, Inc. (Kentucky) is a financial holding company in the Regional Banks industry, with a market cap of approximately $1.19 billion, reporting net sales of $130 million and a net profit of $47 million as of March 2025. Key metrics include a P/E ratio of 10.00 and a return on equity of 11.41%.

Overview:<BR>Republic Bancorp, Inc. (Kentucky) is a financial holding company operating in the Regional Banks industry, with a market cap in the micro-cap bracket.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 130 Million (Quarterly Results - Mar 2025)<BR>Most recent Net Profit: 47 Million (Quarterly Results - Mar 2025)<BR>Market cap: USD 1,190.86 Million (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 10.00<BR>Dividend Yield: 0.00%<BR>Debt Equity: 0.00<BR>Return on Equity: 11.41%<BR>Price to Book: 1.15<BR><BR>Contact Details:<BR>Address: 601 W Market St, LOUISVILLE KY : 40202-2745<BR>Tel: ['1 502 5843600', '1 502 5608628']<BR>Website: https://www.snl.com/IRW/CorporateProfile/1018438

Read More

Should I buy, sell or hold Republic Bancorp, Inc. (Kentucky)?

22-Jun-2025

Who are in the management team of Republic Bancorp, Inc. (Kentucky)?

22-Jun-2025

As of March 2022, the management team of Republic Bancorp, Inc. (Kentucky) includes Steven Trager (CEO and Chairman), A. Scott Trager (President and Vice Chairman), and several directors, including Andrew Trager-Kusman, David Feaster, Ronald Barnes, Laura Douglas, Craig Greenberg, and Heather Howell. They oversee the company's strategic direction and management.

As of March 2022, the management team of Republic Bancorp, Inc. (Kentucky) includes the following individuals:<BR><BR>- Mr. Steven Trager: Chairman of the Board, Chief Executive Officer<BR>- Mr. A. Scott Trager: President, Vice Chairman of the Board<BR>- Mr. Andrew Trager-Kusman: Senior Vice President, Director<BR>- Mr. David Feaster: Director<BR>- Mr. Ronald Barnes: Independent Director<BR>- Ms. Laura Douglas: Independent Director<BR>- Mr. Craig Greenberg: Independent Director<BR>- Ms. Heather Howell: Independent Director<BR><BR>This team is responsible for the strategic direction and management of the company.

Read More

Is Republic Bancorp, Inc. (Kentucky) overvalued or undervalued?

20-Sep-2025

As of July 18, 2025, Republic Bancorp, Inc. is fairly valued with a P/E ratio of 10, a Price to Book Value of 1.18, and an EV to EBITDA of 5.11, showing strong performance with a 93.70% return over three years, but underperforming the S&P 500's 70.41% return.

As of 18 July 2025, the valuation grade for Republic Bancorp, Inc. (Kentucky) has moved from very attractive to fair. The company appears to be fairly valued based on its current metrics, with a P/E ratio of 10, a Price to Book Value of 1.18, and an EV to EBITDA of 5.11. In comparison to its peers, Republic Bancorp's P/E ratio is lower than that of Byline Bancorp, Inc. at 11.72 and significantly lower than German American Bancorp, Inc. at 18.19, indicating a relative valuation alignment within the industry.<BR><BR>Additionally, while Republic Bancorp has shown strong performance with a 3-year return of 93.70%, it has underperformed the S&P 500's return of 70.41% over the same period. This suggests that while the stock is fairly valued, there may be room for improvement in its market performance relative to broader indices.

Read More

Is Republic Bancorp, Inc. (Kentucky) technically bullish or bearish?

07-Oct-2025

As of October 3, 2025, Republic Bancorp, Inc. (Kentucky) shows a neutral trend with mixed signals: mildly bearish MACD indicators on weekly and monthly charts, mildly bullish daily moving averages, and underperformance against the S&P 500 with returns of -5.92% and 14.97% compared to the S&P's 4.15% and 17.82%.

As of 3 October 2025, the technical trend for Republic Bancorp, Inc. (Kentucky) has changed from mildly bullish to sideways. The current stance is neutral, with key indicators showing mixed signals: the MACD is mildly bearish on both weekly and monthly time frames, while moving averages indicate a mildly bullish trend on the daily chart. The Bollinger Bands present a bearish signal on the weekly but a mildly bullish one on the monthly. Overall, the stock has underperformed the S&P 500 over the past month and year, with returns of -5.92% and 14.97% compared to the S&P's 4.15% and 17.82%, respectively.

Read More
iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

MarketsMojo — Loved in India, Now Global

The power of Mojo is now in 29 countries. Explore global equities with the same cutting-edge features you love.

Dashboard
1

High Profitability with a Net Interest Margin of 5.55%

 
2

The Bank has a high Capital Adequacy Ratio of 16.51% signifying high buffers against its risk based assets

 
3

The company declared positive results in Mar'25 after negative results in Dec'24

4

With ROA of 1.03%, it has a very attractive valuation with a 1.18 Price to Book Value

5

High Institutional Holdings at 29.64%

6

Below par performance in long term as well as near term

stock-summaryMojo Parameters
Mojo Parameters
Stock DNA
stock-summary
Industry

Regional Banks

stock-summary
Market cap

USD 1,339 Million (Small Cap)

stock-summary
P/E

10.00

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

0.00%

stock-summary
Debt Equity

0.00

stock-summary
Return on Equity

11.73%

stock-summary
Price to Book

1.26

Revenue and Profits:
Net Sales:
102 Million
(Quarterly Results - Jun 2025)
Net Profit:
31 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
-9.26%
0%
-9.26%
6 Months
-0.69%
0%
-0.69%
1 Year
-8.89%
0%
-8.89%
2 Years
43.26%
0%
43.26%
3 Years
53.29%
0%
53.29%
4 Years
31.84%
0%
31.84%
5 Years
88.85%
0%
88.85%

Republic Bancorp, Inc. (Kentucky) for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions
News
Announcements stock-summary
Icon
No announcement available
Corporate Actions stock-summary
Icon
No corporate action available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
10.03%
EBIT Growth (5y)
7.10%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
31.42%
Pledged Shares
0
Institutional Holding
29.64%
ROCE (avg)
0
ROE (avg)
0
Valuation key factors
Factor
Value
P/E Ratio
10
Industry P/E
Price to Book Value
1.18
EV to EBIT
5.60
EV to EBITDA
5.11
EV to Capital Employed
1.33
EV to Sales
1.76
PEG Ratio
0.39
Dividend Yield
NA
ROCE (Latest)
23.77%
ROE (Latest)
11.41%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Bullish
Moving Averages
Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
Mildly Bullish
Mildly Bearish
OBV
No Trend
Mildly Bearish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Mar 2025stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Domestic Funds

Domestic Funds

Held in 34 Schemes (15.16%)

Foreign Institutions

Held by 52 Foreign Institutions (1.56%)

Strategic Entities with highest holding

Highest Public shareholder

stock-summaryFinancial
[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "alert": "No Quarterly Results declared by Republic Bancorp, Inc. (Kentucky)"
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "alert": "No Annual Results declared by Republic Bancorp, Inc. (Kentucky)"
  }
]
stock-summaryCompany CV
About Republic Bancorp, Inc. (Kentucky) stock-summary
stock-summary
Republic Bancorp, Inc. (Kentucky)
Regional Banks
Republic Bancorp, Inc. is a financial holding company of Republic Bank & Trust Company (the Bank) and Republic Insurance Services, Inc. (the Captive). The Bank is a Kentucky-based, state chartered non-member financial institution. The Captive is an insurance subsidiary of the Company. The Company operates through four segments: Traditional Banking, which provides traditional banking products to customers; Warehouse Lending (Warehouse), which provides short-term, revolving credit facilities to mortgage bankers across the United States through mortgage warehouse lines of credit; Mortgage Banking, which originates, sells and services long-term, single family, first lien residential real estate loans, and Republic Processing Group (RPG), which facilitates the receipt and payment of federal and state tax refund products. Republic Bancorp Capital Trust is a subsidiary of Republic Bancorp, Inc.
Company Coordinates stock-summary
Company Details
601 W Market St , LOUISVILLE KY : 40202-2745
Registrar Details