Why is Richfield Financial Services Ltd ?
1
Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 3.92%
2
Flat results in Sep 25
- OPERATING CF(Y) Lowest at Rs -20.72 Cr
3
With ROE of 6.2, it has a Very Expensive valuation with a 3.2 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 14.77%, its profits have fallen by -13%
How much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Non Banking Financial Company (NBFC))
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is Richfield Fin for you?
High Risk, Medium Return
Absolute
Risk Adjusted
Volatility
Richfield Fin
14.77%
0.26
56.69%
Sensex
4.89%
0.41
11.85%
Valuation Key Factors 
Factor
Value
P/E Ratio
51
Industry P/E
23
Price to Book Value
3.16
EV to EBIT
40.60
EV to EBITDA
36.89
EV to Capital Employed
1.39
EV to Sales
8.87
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
3.42%
ROE (Latest)
6.21%
Loading Valuation Snapshot...
Technical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Sideways
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Bullish
Mildly Bearish
Dow Theory
Mildly Bearish
No Trend
Technical Movement
7What is working for the Company
PBDIT(Q)
Highest at Rs 1.25 cr.
PBT LESS OI(Q)
Highest at Rs 0.27 cr.
PAT(Q)
Highest at Rs 0.34 cr.
EPS(Q)
Highest at Rs 0.45
-3What is not working for the Company
OPERATING CF(Y)
Lowest at Rs -20.72 Cr
Loading Valuation Snapshot...
Here's what is working for Richfield Fin
Operating Profit (PBDIT) - Quarterly
Highest at Rs 1.25 cr.
in the last five quartersMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (Rs Cr)
Profit Before Tax less Other Income (PBT) - Quarterly
Highest at Rs 0.27 cr.
in the last five quartersMOJO Watch
Near term PBT trend is positive
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
Highest at Rs 0.34 cr.
in the last five quartersMOJO Watch
Near term PAT trend is positive
PAT (Rs Cr)
Earnings per Share (EPS) - Quarterly
Highest at Rs 0.45
in the last five quartersMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (Rs)
Here's what is not working for Richfield Fin
Operating Cash Flow - Annually
Lowest at Rs -20.72 Cr and Fallen
each year in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (Rs Cr)






