Richfield Fin

What is the bonus history of the Richfield Fin?

Richfield Financial Services Ltd has announced a 1:1 bonus issue effective February 14, 2025, meaning shareholders will receive an additional share for each share held. The record and ex-date for this bonus is also February 14, 2025.

Richfield Financial Services Ltd has a recent bonus history that includes a 1:1 bonus issue, which is set to take effect on February 14, 2025. This means that for every share held, shareholders will receive an additional share. The record date and ex-date for this bonus are both the same, February 14, 2025. If you have any more questions about the company or its financial activities, feel free to ask!

Has Richfield Fin declared dividend?

Richfield Financial Services Ltd has declared an 8% dividend, amounting to $0.80 per share, with an ex-date of June 7, 2024. The company has shown strong total returns over various periods, particularly with significant price appreciation in the long term.

Richfield Financial Services Ltd has declared an 8% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 8%<BR>- Amount per share: 0.80<BR>- Ex-date: Jun-07-2024<BR><BR>Dividend Yield: 0.98%<BR><BR>Total Returns by Period:<BR>In the 6-month period, the price return was 36.19%, with a dividend return of 0%, resulting in a total return of 36.19%.<BR><BR>For the 1-year period, the price return was 5.35%, with a dividend return of 0%, leading to a total return of 5.35%.<BR><BR>Over the 2-year period, the price return was 778.47%, with a dividend return of 16.67%, culminating in a total return of 795.14%.<BR><BR>In the 3-year period, the price return was 867.27%, with a dividend return of 19.23%, resulting in a total return of 886.5%.<BR><BR>For the 4-year period, the price return was 1016.39%, with a dividend return of 22.22%, leading to a total return of 1038.61%.<BR><BR>Over the 5-year period, the price return was 986.22%, with a dividend return of 22.22%, culminating in a total return of 1008.44%.<BR><BR>Overall, Richfield Financial Services Ltd has declared a dividend, and the total returns over various periods indicate strong performance, particularly in the longer terms, highlighting significant price appreciation alongside the dividend returns.

Who are the peers of the Richfield Fin?

Richfield Fin's peers include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Stanrose Mafat., Dynamic Portfol, Adinath Exim Res, and Visagar Finan. Management risk varies from excellent to below average among peers, with Richfield Fin showing below average risk and a 1-year return of 7.99%.

Peers: The peers of Richfield Fin are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Stanrose Mafat., Dynamic Portfol, Adinath Exim Res, and Visagar Finan.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, and Muthoot Finance, while Good management risk is found at Shriram Finance. Average management risk is present at Jio Financial, and Below Average management risk is noted at Richfield Fin, Stanrose Mafat., Dynamic Portfol, Adinath Exim Res, and Visagar Finan. Growth is Excellent at Jio Financial, Good at Bajaj Finance and Cholaman.Inv.&Fn, Average at Richfield Fin, Shriram Finance, and Muthoot Finance, and Below Average at Dynamic Portfol, Adinath Exim Res, and Visagar Finan. Capital Structure is Excellent at Bajaj Finance, Jio Financial, Shriram Finance, Muthoot Finance, Richfield Fin, Stanrose Mafat., Dynamic Portfol, Adinath Exim Res, and Visagar Finan, while Good is noted at Cholaman.Inv.&Fn.<BR><BR>Return Snapshot: Adinath Exim Res has the highest 1-year return at 178.05%, while Dynamic Portfol has the lowest at -58.29%. Richfield Fin's 1-year return of 7.99% is significantly lower than Adinath Exim Res but higher than Dynamic Portfol. Additionally, the six-month return is negative for Stanrose Mafat., Dynamic Portfol, and Visagar Finan.

Is Richfield Fin overvalued or undervalued?

As of October 3, 2024, Richfield Fin is considered very expensive and overvalued with a PE Ratio of 30.14, a Price to Book Value of 3.58, and an EV to EBIT of -51.13, especially when compared to peers like Life Insurance at 12.54 and Bajaj Finance at 35.01, alongside a recent stock decline of 6.33% against the Sensex's gain of 1.36%.

As of 3 October 2024, the valuation grade for Richfield Fin has moved from expensive to very expensive, indicating a significant shift in its market perception. The company is currently considered overvalued. Key financial ratios reveal a PE Ratio of 30.14, a Price to Book Value of 3.58, and a troubling EV to EBIT of -51.13, which suggests that the company is not generating positive earnings relative to its enterprise value.<BR><BR>In comparison to its peers, Richfield Fin's valuation stands out unfavorably; for instance, Life Insurance has a PE Ratio of 12.54 and Bajaj Finance Ltd. is at 35.01, both indicating more attractive valuations. Additionally, the company's recent stock performance shows a decline of 6.33% over the past week, contrasting with the Sensex's gain of 1.36%, further emphasizing its overvaluation in the current market context.

What is the technical trend for Richfield Fin?

As of June 2, 2025, Richfield Fin's technical trend is mildly bearish, influenced by daily moving averages and a mixed outlook from MACD and Bollinger Bands across different timeframes.

As of 2 June 2025, the technical trend for Richfield Fin has changed from sideways to mildly bearish. The weekly MACD is bullish, but the monthly MACD is mildly bearish, indicating mixed signals. The daily moving averages are mildly bearish, supporting the overall bearish stance. The Bollinger Bands show a bearish signal on the weekly timeframe while being mildly bullish on the monthly, adding to the complexity of the trend. The KST is bearish weekly but bullish monthly, and Dow Theory indicates a mildly bullish weekly trend with no clear monthly direction. Overall, the current technical stance is mildly bearish, driven primarily by the daily moving averages and the monthly MACD.

Who are in the management team of Richfield Fin?

As of March 2023, the management team of Richfield Fin includes Vadasseril Chacko Georgekutty (Managing Director), Midhun Ittoop (Non Executive Director), Neethu Subramoniyan (Independent Director), Varghese Mathew (Non Executive Director), and Indu Ravindran (Independent Director).

As of March 2023, the management team of Richfield Fin includes the following individuals:<BR><BR>1. Vadasseril Chacko Georgekutty - Managing Director<BR>2. Midhun Ittoop - Non Executive Director<BR>3. Neethu Subramoniyan - Independent Director<BR>4. Varghese Mathew - Non Executive Director<BR>5. Indu Ravindran - Independent Director<BR><BR>These members play various roles within the company's governance structure.

What does Richfield Fin do?

Richfield Financial Services Ltd is a Non Banking Financial Company (NBFC) focused on the micro-cap market, reporting net sales of 17 Cr and a net profit of 1 Cr for the quarter ending March 2025. The company has a market cap of INR 26 Cr and key metrics include a P/E ratio of 27.00 and a debt-equity ratio of 3.07.

Overview:<BR>Richfield Financial Services Ltd operates as a Non Banking Financial Company (NBFC) within the micro-cap market segment.<BR><BR>History:<BR>The company was incorporated in April 1992 and underwent a status change to a public limited company, receiving a fresh Certificate of Incorporation on December 19, 1994. The latest quarterly results reported net sales and profit for the period ending March 2025.<BR><BR>Financial Snapshot:<BR>- Net Sales: 17 Cr (Quarterly Results - Mar 2025)<BR>- Net Profit: 1 Cr (Quarterly Results - Mar 2025)<BR>- Market Cap: INR 26 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>- P/E: 27.00<BR>- Industry P/E: 23<BR>- Dividend Yield: 0.00%<BR>- Debt Equity: 3.07<BR>- Return on Equity: 1.66%<BR>- Price to Book: 3.09<BR><BR>Contact Details:<BR>Address: 33 Brabourne Road, 5th Floor Kolkata West Bengal : 700001<BR>Tel: 91-33-2242-5812<BR>Email: rfsl.nbfc@gmail.com<BR>Website: http://www.rfsl.co.in

Who are the top shareholders of the Richfield Fin?

The top shareholders of Richfield Fin are V C Georgekutty with 15.84%, Anilkumar with 6.97%, and individual investors who collectively own 35.88%. There are no institutional holdings or pledged promoter shares.

The top shareholders of Richfield Fin include V C Georgekutty, who holds the highest promoter stake at 15.84%. The highest public shareholder is Anilkumar, with a holding of 6.97%. Additionally, individual investors collectively own 35.88% of the company. There are no institutional holdings or pledged promoter shares reported.

How big is Richfield Fin?

As of 24th July, Richfield Financial Services Ltd has a market capitalization of 30.00 Cr and reported net sales of 4.37 Cr and a net profit of 0.14 Cr over the latest four quarters.

As of 24th July, <BR><BR>Market Cap: Richfield Financial Services Ltd has a market capitalization of 30.00 Cr, classified as a Micro Cap.<BR><BR>Recent Quarterly Performance: The sum of Net Sales for the latest 4 quarters is 4.37 Cr, while the sum of Net Profit for the same period is 0.14 Cr.<BR><BR>Balance Sheet Snapshot: The reporting period for the balance sheet is March 2017, with Shareholder's Funds amounting to 5.97 Cr and Total Assets at 5.98 Cr.

How has been the historical performance of Richfield Fin?

Richfield Fin showed positive financial growth from March 2016 to March 2017, with net sales increasing to 0.72 Cr, profit after tax rising to 0.23 Cr, and a significant improvement in earnings per share to 0.61. The company also achieved positive cash flow from operating activities of 1.97 Cr, indicating a strengthening financial position.

Answer:<BR>The historical performance of Richfield Fin shows a positive trend in key financial metrics from March 2016 to March 2017.<BR><BR>Breakdown:<BR>In the fiscal year ending March 2017, Richfield Fin reported net sales of 0.72 Cr, an increase from 0.55 Cr in the previous year. Total operating income also rose to 0.72 Cr from 0.55 Cr, while total expenditure increased to 0.70 Cr from 0.49 Cr. The operating profit (PBDIT) excluding other income improved to 0.02 Cr from 0.06 Cr, and with other income included, the operating profit reached 0.24 Cr, up from 0.06 Cr. Profit before tax saw a significant increase to 0.24 Cr from 0.05 Cr, leading to a profit after tax of 0.23 Cr compared to 0.04 Cr in the prior year. The earnings per share (EPS) rose to 0.61 from 0.1, and the profit after tax margin improved to 31.48% from 6.72%. On the balance sheet, total assets increased to 5.98 Cr from 5.78 Cr, while total liabilities rose slightly to 5.98 Cr from 5.78 Cr. The cash flow from operating activities turned positive at 1.97 Cr, compared to a negative cash flow of -0.03 Cr in the previous year, although cash flow from investing activities was negative at -2.07 Cr. Overall, Richfield Fin demonstrated growth in sales, profits, and cash flow, indicating a strengthening financial position.

When is the next results date for Richfield Financial Services Ltd?

The next results date for Richfield Financial Services Ltd is 26 May 2026.

The next results date for Richfield Financial Services Ltd is scheduled for 26 May 2026.

Are Richfield Financial Services Ltd latest results good or bad?

Richfield Financial Services Ltd's latest results are concerning, showing a net loss of ₹0.16 crores in Q4 FY26 despite a 150% year-on-year revenue growth to ₹4.30 crores, primarily due to a 45.53% increase in interest costs and declining operating margins. The high debt-to-equity ratio further raises financial risk, indicating challenges to the sustainability of its business model.

Richfield Financial Services Ltd's latest results indicate significant challenges. In Q4 FY26, the company reported a net loss of ₹0.16 crores, a stark contrast to the profit of ₹0.09 crores in the previous quarter (Q3). This marks a concerning shift in profitability, especially given the impressive revenue growth of 150% year-on-year, which brought net sales to ₹4.30 crores.<BR><BR>However, this revenue growth was overshadowed by a substantial increase in interest costs, which surged by 45.53% quarter-on-quarter to ₹1.79 crores. This rise in financing costs has severely impacted the company's operating profit, leading to a profit before tax of ₹-0.18 crores. Additionally, the operating margin declined from 36.33% in Q3 to 29.30% in Q4, indicating deteriorating operational efficiency.<BR><BR>The company has also faced challenges related to its capital structure, with a high debt-to-equity ratio of 4.97, which amplifies financial risk, particularly in a rising interest rate environment. Overall, while Richfield Financial Services has demonstrated strong revenue growth, the combination of losses, rising costs, and declining margins suggests that the latest results are more negative than positive, raising concerns about the sustainability of its business model.

Should I buy, sell or hold Richfield Financial Services Ltd?

Why is Richfield Financial Services Ltd falling/rising?

As of 02-Jun, Richfield Financial Services Ltd's stock price is stable at 28.60, with a mixed performance; it has risen in the short term but shows significant long-term declines of 21.26% year-to-date and 31.99% over the past year, indicating underlying challenges despite recent gains. The decrease in investor participation raises concerns about future performance.

As of 02-Jun, Richfield Financial Services Ltd's stock price is currently stable at 28.60, showing no change (0.00%). However, the stock has demonstrated a mixed performance over various time frames. In the past week, it has risen by 6.76%, significantly outperforming the Sensex, which fell by 1.79%. Similarly, over the past month, the stock increased by 2.18%, while the Sensex declined by 2.94%. <BR><BR>Despite these short-term gains, the year-to-date performance shows a decline of 21.26%, which is worse than the Sensex's drop of 12.40%. Over the past year, the stock has fallen by 31.99%, compared to the Sensex's 8.26% decrease. This longer-term decline indicates underlying challenges for the company, despite its impressive growth over three and five years, where it has increased by 525.14% and 694.44%, respectively.<BR><BR>Today's trading performance indicates that the stock has outperformed its sector by 0.49%. However, there is a concerning trend in investor participation, as the delivery volume has decreased by 87% compared to the five-day average, suggesting a lack of interest from investors. Additionally, while the stock is currently above its 5-day, 20-day, and 50-day moving averages, it remains below its 100-day and 200-day moving averages, which could indicate potential resistance levels.<BR><BR>In summary, while Richfield Financial Services Ltd has shown some positive short-term movements, the overall trend indicates significant long-term challenges, and the recent drop in investor participation may contribute to a cautious outlook for the stock.

Which are the latest news on Richfield Fin?