S&U Plc

  • Market Cap: Small Cap
  • Industry: Finance
  • ISIN: GB0007655037
GBP
18.55
-1.25 (-6.31%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

Comparison

Company
Score
Quality
Valuation
Financial
Technical
Redde Northgate Plc
Mortgage Advice Bureau (Holdings) plc
International Personal Finance Plc
S&U Plc
Vp Plc
H&T Group Plc
Vanquis Banking Group Plc
Ashtead Technology Holdings Plc
Speedy Hire Plc
Burford Capital Ltd.
Ashtead Group Plc

Why is S&U Plc ?

1
Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 12.14%
2
Poor long term growth as Operating profit has grown by an annual rate of 4.24%
3
Flat results in Jul 25
  • DEBTORS TURNOVER RATIO(HY) Lowest at 0.48 times
  • NET SALES(Q) Lowest at GBP 51.75 MM
4
With ROE of 16.93%, it has a very attractive valuation with a 1.06 Price to Book Value
  • Over the past year, while the stock has generated a return of 37.86%, its profits have risen by 16.9% ; the PEG ratio of the company is 0.4
5
Market Beating Performance
  • The stock has generated a return of 37.86% in the last 1 year, much higher than market (FTSE 100) returns of 15.58%
stock-recommendationReal-Time Research Report

Verdict Report

How much should you hold?

  1. Overall Portfolio exposure to S&U Plc should be less than 10%
  2. Overall Portfolio exposure to Finance should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is S&U Plc for you?

Medium Risk, Low Return

Absolute
Risk Adjusted
Volatility
S&U Plc
32.5%
0.02
33.48%
FTSE 100
13.98%
1.15
13.60%
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor
Value
Sales Growth (5y)
4.68%
EBIT Growth (5y)
4.24%
EBIT to Interest (avg)
9.72
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
25.29%
Dividend Payout Ratio
67.83%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
30.55%
ROE (avg)
12.14%
stock-recommendationValuation

Valuation Scorecard stock-summary

stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary

Factor
Value
P/E Ratio
6
Industry P/E
Price to Book Value
1.06
EV to EBIT
3.64
EV to EBITDA
3.62
EV to Capital Employed
1.06
EV to Sales
2.36
PEG Ratio
0.37
Dividend Yield
521.33%
ROCE (Latest)
29.20%
ROE (Latest)
16.93%
stock-recommendationTechnicals

Technical key factors

Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bearish
Mildly Bullish
OBV
Mildly Bearish
Bullish
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
stock-recommendationFinancial Trend

Financial Trend Scorecard stock-summary

stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

2What is working for the Company
RAW MATERIAL COST(Y)

Fallen by -0.09% (YoY

DEBT-EQUITY RATIO (HY)

Lowest at 74.91 %

-3What is not working for the Company
DEBTORS TURNOVER RATIO(HY)

Lowest at 0.48 times

NET SALES(Q)

Lowest at GBP 51.75 MM

Here's what is working for S&U Plc

Debt-Equity Ratio
Lowest at 74.91 %
in the last five Semi-Annual periods
MOJO Watch
The company has been reducing its borrowing as compared to equity capital

Debt-Equity Ratio

Raw Material Cost
Fallen by -0.09% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales

Here's what is not working for S&U Plc

Net Sales
Lowest at GBP 51.75 MM
in the last five periods
MOJO Watch
Near term sales trend is negative

Net Sales (GBP MM)

Net Sales
Fallen at -14.26%
Year on Year (YoY)
MOJO Watch
Near term sales trend is negative

Net Sales (GBP MM)

Debtors Turnover Ratio
Lowest at 0.48 times
in the last five Semi-Annual periods
MOJO Watch
Company's pace of selling Debtors has slowed

Debtors Turnover Ratio