S&U Plc (SUS) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Redde Northgate Plc

Mortgage Advice Bureau (Holdings) plc

S&U Plc

Ashtead Technology Holdings Plc

Vanquis Banking Group Plc

H&T Group Plc

International Personal Finance Plc

Vp Plc

Speedy Hire Plc

Burford Capital Ltd.

Ashtead Group Plc

Why is S&U Plc ?

Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 12.14%

Poor long term growth as Operating profit has grown by an annual rate of 0.27%

Positive results in Jan 26

PRE-TAX PROFIT(Q) Highest at GBP 16.24 MM
NET PROFIT(Q) Highest at GBP 12.11 MM
EPS(Q) Highest at GBP 1

With ROE of 17.54%, it has a attractive valuation with a 0.97 Price to Book Value

Over the past year, while the stock has generated a return of 18.32%, its profits have risen by 18.7% ; the PEG ratio of the company is 0.3

Real-Time Research Report

Verdict Report

How much should you hold?

Overall Portfolio exposure to S&U Plc should be less than 10%
Overall Portfolio exposure to Finance should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is S&U Plc for you?

High Risk, Low Return

Absolute

Risk Adjusted

Volatility

S&U Plc

18.32%

0.08

34.27%

FTSE 100

17.87%

1.52

11.77%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

5.10%

EBIT Growth (5y)

0.27%

EBIT to Interest (avg)

9.72

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

25.29%

Dividend Payout Ratio

58.93%

Pledged Shares

Institutional Holding

ROCE (avg)

30.55%

ROE (avg)

12.14%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.97

EV to EBIT

4.08

EV to EBITDA

4.05

EV to Capital Employed

0.97

EV to Sales

2.25

PEG Ratio

0.30

Dividend Yield

552.76%

ROCE (Latest)

23.77%

ROE (Latest)

17.54%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

Bullish

RSI

No Signal

Bollinger Bands

Bearish

Mildly Bullish

Moving Averages

Mildly Bullish (Daily)

KST

Mildly Bearish

Bullish

Dow Theory

Mildly Bearish

Mildly Bullish

OBV

Mildly Bearish

Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

5What is working for the Company

PRE-TAX PROFIT(Q)

Highest at GBP 16.24 MM

NET PROFIT(Q)

Highest at GBP 12.11 MM

EPS(Q)

Highest at GBP 1

-6What is not working for the Company

INTEREST COVERAGE RATIO(Q)

Lowest at 376.43

DIVIDEND PAYOUT RATIO(Y)

Lowest at 0%

RAW MATERIAL COST(Y)

Grown by 5.42% (YoY

DEBTORS TURNOVER RATIO(HY)

Lowest at 0.47 times

DIVIDEND PER SHARE(HY)

Lowest at GBP 0.47

Here's what is working for S&U Plc

Pre-Tax Profit

Highest at GBP 16.24 MM and Grown

In each period in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is very positive

Pre-Tax Profit (GBP MM)

Net Profit

Highest at GBP 12.11 MM and Grown

In each period in the last five periods

MOJO Watch

Near term Net Profit trend is very positive

Net Profit (GBP MM)

EPS

Highest at GBP 1

in the last five periods

MOJO Watch

Increasing profitability; company has created higher earnings for shareholders

EPS (GBP)

Here's what is not working for S&U Plc

Interest Coverage Ratio

Lowest at 376.43

in the last five periods

MOJO Watch

The company's ability to manage interest payments is deteriorating

Operating Profit to Interest

Debtors Turnover Ratio

Lowest at 0.47 times

in the last five Semi-Annual periods

MOJO Watch

Company's pace of selling Debtors has slowed

Debtors Turnover Ratio

Dividend per share

Lowest at GBP 0.47

in the last five years

MOJO Watch

Company is distributing lower dividend than previous years

DPS (GBP)

Dividend Payout Ratio

Lowest at 0%

in the last five years

MOJO Watch

Company is distributing lower proportion of profits generated as dividend

DPR (%)

Raw Material Cost

Grown by 5.42% (YoY)

MOJO Watch

The company's ability to pass on the cost of raw materials to customers has deteriorated; this may lead to a fall in profit margin

Raw Material Cost as a percentage of Sales