S&U Plc

  • Market Cap: Small Cap
  • Industry: Finance
  • ISIN: GB0007655037
GBP
18.55
-1.25 (-6.31%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

N/A

Shareholding

FII

N/A

DII

N/A

Promoter

N/A

iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

Dashboard

1

Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 12.14%

 
2

Poor long term growth as Operating profit has grown by an annual rate of 4.24%

 
3

Flat results in Jul 25

4

With ROE of 16.93%, it has a very attractive valuation with a 1.06 Price to Book Value

5

Market Beating Performance

stock-summaryMojo Parameters

Mojo Parameters

Stock DNA

stock-summary
Industry

Finance

stock-summary
Market cap

GBP 235 Million (Small Cap)

stock-summary
P/E

6.00

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

569.95%

stock-summary
Debt Equity

-999,999.00

stock-summary
Return on Equity

16.93%

stock-summary
Price to Book

0.97

Revenue and Profits:
Net Sales:
(Quarterly Results - )
Net Profit:
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
-6.08%
0%
-6.08%
6 Months
3.06%
0%
3.06%
1 Year
32.5%
0%
32.5%
2 Years
1.92%
0%
1.92%
3 Years
-15.68%
0%
-15.68%
4 Years
-22.71%
0%
-22.71%
5 Years
-14.52%
0%
-14.52%

S&U Plc for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions

News

Icon
No Recent News for the Company

Announcements stock-summary

Icon
No announcement available

Corporate Actions stock-summary

Icon
No corporate action available
stock-summaryKey Factors

Quality key factors stock-summary

Factor
Value
Sales Growth (5y)
4.68%
EBIT Growth (5y)
4.24%
EBIT to Interest (avg)
9.72
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
25.29%
Dividend Payout Ratio
67.83%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
30.55%
ROE (avg)
12.14%

Valuation key factors

Factor
Value
P/E Ratio
6
Industry P/E
Price to Book Value
1.06
EV to EBIT
3.64
EV to EBITDA
3.62
EV to Capital Employed
1.06
EV to Sales
2.36
PEG Ratio
0.37
Dividend Yield
521.33%
ROCE (Latest)
29.20%
ROE (Latest)
16.93%

Technicals key factors

Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bearish
Mildly Bullish
OBV
Mildly Bearish
Bullish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshotstock-summary
Icon
No data for shareholding present.
Shareholding Compare (%holding) stock-summary
Icon
No data for shareholding present.
stock-summaryFinancial
[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "alert": "No Quarterly Results declared by S&U Plc"
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Consolidated) - Jan'25",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Jan 2025 is 0.17% vs 12.37% in Jan 2024",
        "dir": -1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Jan 2025 is -29.53% vs -24.63% in Jan 2024",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Jan'25",
        "Jan'24",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "115.60",
          "val2": "115.40",
          "chgp": "0.17%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "80.90",
          "val2": "73.30",
          "chgp": "10.37%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "18.10",
          "val2": "15.10",
          "chgp": "19.87%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "-2.70",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "17.90",
          "val2": "25.40",
          "chgp": "-29.53%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "387.60%",
          "val2": "421.30%",
          "chgp": "-3.37%",
          "chgp_class": "negative"
        }
      ]
    }
  }
]

Annual Results Snapshot (Consolidated) - Jan'25stock-summary

Jan'25
Jan'24
Change(%)
Net Sales
115.60
115.40
0.17%
Operating Profit (PBDIT) excl Other Income
80.90
73.30
10.37%
Interest
18.10
15.10
19.87%
Exceptional Items
-2.70
0.00
Consolidate Net Profit
17.90
25.40
-29.53%
Operating Profit Margin (Excl OI)
387.60%
421.30%
-3.37%
USD in Million.
Direction Arrows
Net Sales

YoY Growth in year ended Jan 2025 is 0.17% vs 12.37% in Jan 2024

Direction Arrows
Consolidated Net Profit

YoY Growth in year ended Jan 2025 is -29.53% vs -24.63% in Jan 2024

stock-summaryCompany CV
About S&U Plc stock-summary
stock-summary
S&U Plc
Finance
S&U plc is a United Kingdom-based company engaged in providing motor finance and specialist lending service. The Company is focused on the specialist motor finance market. The Company's subsidiary, Advantage Finance Limited (Advantage Finance), is engaged in the motor finance business. Advantage Finance offers motor finance to over 100,000 customers in the United Kingdom.
Company Coordinates stock-summary
Company Details
Stratford Court, Cranmore Boulevard , SOLIHULL None : B90 4QT
stock-summary
Tel: 44 121 7057777
stock-summary
Registrar Details