Safety Insurance Group, Inc. (SAFT) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Mercury General Corp.

Selective Insurance Group, Inc.

Palomar Holdings, Inc.

The Hanover Insurance Group, Inc.

NMI Holdings, Inc.

American Financial Group, Inc.

SiriusPoint Ltd.

Horace Mann Educators Corp.

Safety Insurance Group, Inc.

Employers Holdings, Inc.

Kemper Corp.

Why is Safety Insurance Group, Inc. ?

Flat results in Jun 26

NET PROFIT(HY) At USD 20.55 MM has Grown at -59.73%
INTEREST(HY) At USD 1.43 MM has Grown at 162.27%
INTEREST COVERAGE RATIO(Q) Lowest at 168.3

With ROE of 11.10%, it has a expensive valuation with a 1.42 Price to Book Value

The stock is trading at a premium compared to its peers' average historical valuations
Over the past year, while the stock has generated a return of 43.70%, its profits have risen by 39.5% ; the PEG ratio of the company is 0.3
At the current price, the company has a high dividend yield of 426.4

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Safety Insurance Group, Inc. for you?

High Risk, High Return

Absolute

Risk Adjusted

Volatility

Safety Insurance Group, Inc.

43.7%

0.78

45.72%

S&P 500

16.06%

1.22

13.16%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

8.74%

EBIT Growth (5y)

23.90%

EBIT to Interest (avg)

3.64

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

21.95%

Dividend Payout Ratio

54.33%

Pledged Shares

Institutional Holding

87.65%

ROCE (avg)

0.46%

ROE (avg)

9.97%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.42

EV to EBIT

1245.45

EV to EBITDA

183.75

EV to Capital Employed

1.43

EV to Sales

0.99

PEG Ratio

0.33

Dividend Yield

426.38%

ROCE (Latest)

ROE (Latest)

11.10%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bearish

Mildly Bullish

RSI

No Signal

Bollinger Bands

Mildly Bearish

Moving Averages

Mildly Bullish (Daily)

KST

Bearish

Dow Theory

No Trend

OBV

No Trend

Mildly Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

11What is working for the Company

OPERATING CASH FLOW(Y)

Highest at USD 180.3 MM

RAW MATERIAL COST(Y)

Fallen by 0% (YoY

DIVIDEND PER SHARE(HY)

Highest at USD 0

NET SALES(Q)

Highest at USD 325.41 MM

OPERATING PROFIT(Q)

Highest at USD 44.3 MM

OPERATING PROFIT MARGIN(Q)

Highest at 13.61 %

PRE-TAX PROFIT(Q)

Highest at USD 43.76 MM

NET PROFIT(Q)

Highest at USD 34.52 MM

EPS(Q)

Highest at USD 2.36

-18What is not working for the Company

NET PROFIT(HY)

At USD 20.55 MM has Grown at -59.73%

INTEREST(HY)

At USD 1.43 MM has Grown at 162.27%

INTEREST COVERAGE RATIO(Q)

Lowest at 168.3

DIVIDEND PAYOUT RATIO(Y)

Lowest at 39%

Here's what is working for Safety Insurance Group, Inc.

Operating Cash Flow

Highest at USD 180.3 MM and Grown

In each year in the last three years

MOJO Watch

The company has generated higher cash revenues from business operations

Operating Cash Flows (USD MM)

Net Sales

Highest at USD 325.41 MM

in the last five periods

MOJO Watch

Near term sales trend is positive

Net Sales (USD MM)

Operating Profit

Highest at USD 44.3 MM

in the last five periods

MOJO Watch

Near term Operating Profit trend is positive

Operating Profit (USD MM)

Operating Profit Margin

Highest at 13.61 %

in the last five periods

MOJO Watch

Company's profit margin has improved

Operating Profit to Sales

Pre-Tax Profit

Highest at USD 43.76 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (USD MM)

Net Profit

Highest at USD 34.52 MM

in the last five periods

MOJO Watch

Near term Net Profit trend is positive

Net Profit (USD MM)

EPS

Highest at USD 2.36

in the last five periods

MOJO Watch

Increasing profitability; company has created higher earnings for shareholders

EPS (USD)

Dividend per share

Highest at USD 0

in the last five years

MOJO Watch

Company is distributing higher dividend from profits generated

DPS (USD)

Raw Material Cost

Fallen by 0% (YoY)

MOJO Watch

The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales

Here's what is not working for Safety Insurance Group, Inc.

Interest

At USD 1.43 MM has Grown at 162.27%

over previous Semi-Annual period

MOJO Watch

Rising interest cost signifies increased borrowings

Interest Paid (USD MM)

Interest Coverage Ratio

Lowest at 168.3 and Fallen

In each period in the last five periods

MOJO Watch

The company's ability to manage interest payments is deteriorating

Operating Profit to Interest

Dividend Payout Ratio

Lowest at 39%

in the last five years

MOJO Watch

Company is distributing lower proportion of profits generated as dividend

DPR (%)

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