Safety Insurance Group, Inc.

  • Market Cap: Small Cap
  • Industry: Insurance
  • ISIN: US78648T1007
USD
80.22
-0.19 (-0.24%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

77.87 k

Shareholding (Sep 2025)

FII

5.24%

Held by 77 FIIs

DII

52.75%

Held by 45 DIIs

Promoter

0.00%

How big is Safety Insurance Group, Inc.?

22-Jun-2025

As of Jun 18, Safety Insurance Group, Inc. has a market capitalization of 1,389.09 million, categorizing it as a Micro Cap company, with shareholder's funds of 828.46 million and total assets of 2,104.55 million. For the latest four quarters, the company reported net sales of 0.00 million and a net profit of 72.56 million.

Market Cap: As of Jun 18, Safety Insurance Group, Inc. has a market capitalization of 1,389.09 million, categorizing it as a Micro Cap company.<BR><BR>Recent Quarterly Performance: For the latest four quarters, the company reported net sales of 0.00 million and a net profit of 72.56 million.<BR><BR>Balance Sheet Snapshot: As of Dec 24, the company reported shareholder's funds of 828.46 million and total assets of 2,104.55 million.

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What does Safety Insurance Group, Inc. do?

22-Jun-2025

Safety Insurance Group, Inc. is a micro-cap company that provides private passenger automobile insurance. As of March 2025, it reported a net profit of $22 million and has a market cap of approximately $1.39 billion.

Overview:<BR>Safety Insurance Group, Inc. is a provider of private passenger automobile insurance and operates within the insurance industry, categorized as a micro-cap company.<BR><BR>Financial Snapshot:<BR>- Most recent Net Profit: 22 Million (Quarterly Results - Mar 2025)<BR>- Market-cap: USD 1,389.09 Million (Micro Cap)<BR><BR>Key Metrics:<BR>- P/E: 19.00<BR>- Dividend Yield: 383.35%<BR>- Debt Equity: -999,999.00<BR>- Return on Equity: 8.58%<BR>- Price to Book: 1.63<BR><BR>Contact Details:<BR>- Address: 20 Custom House St, BOSTON MA: 02110-3513<BR>- Tel: 1 617 9510600<BR>- Website: https://www.safetyinsurance.com/

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Should I buy, sell or hold Safety Insurance Group, Inc.?

22-Jun-2025

Who are in the management team of Safety Insurance Group, Inc.?

22-Jun-2025

As of March 2022, the management team of Safety Insurance Group, Inc. includes Non-Executive Chairman David Brussard, President and CEO George Murphy, and Independent Directors Frederic Lindeberg, Peter Manning, David McKown, and Thalia Meehan. They oversee the company's operations and strategic direction.

As of March 2022, the management team of Safety Insurance Group, Inc. includes the following individuals:<BR><BR>- Mr. David Brussard, who serves as the Non-Executive Independent Chairman of the Board.<BR>- Mr. George Murphy, who is the President, Chief Executive Officer, and a Director.<BR>- Mr. Frederic Lindeberg, an Independent Director.<BR>- Mr. Peter Manning, an Independent Director.<BR>- Mr. David McKown, an Independent Director.<BR>- Ms. Thalia Meehan, an Independent Director. <BR><BR>This team is responsible for overseeing the company's operations and strategic direction.

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Is Safety Insurance Group, Inc. overvalued or undervalued?

20-Sep-2025

As of August 6, 2025, Safety Insurance Group, Inc. is fairly valued with a P/E ratio of 19 and has underperformed the S&P 500 with a year-to-date return of -11.91%.

As of 6 August 2025, the valuation grade for Safety Insurance Group, Inc. moved from expensive to fair. The company appears to be fairly valued at this time. Key valuation ratios include a P/E ratio of 19, a Price to Book Value of 1.67, and a PEG Ratio of 0.46. In comparison, American Financial Group, Inc. has a P/E of 15.03, while Mercury General Corp. boasts a more attractive P/E of 11.03.<BR><BR>Despite the fair valuation, Safety Insurance Group has underperformed against the S&P 500, with a year-to-date return of -11.91% compared to the index's 12.22%. This trend continues over multiple periods, suggesting that while the stock may be fairly valued, it has not delivered competitive returns in the recent past.

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Is Safety Insurance Group, Inc. technically bullish or bearish?

23-Sep-2025

As of September 19, 2025, Safety Insurance Group, Inc. is in a bearish trend with weak strength indicators, underperforming the S&P 500 with year-to-date and one-year returns of -12.62% and -11.20%, respectively.

As of 19 September 2025, the technical trend for Safety Insurance Group, Inc. has changed from mildly bearish to bearish. The current stance is bearish with weak strength indicated by the daily moving averages and the KST on both weekly and monthly time frames. The MACD shows a mildly bullish signal on the weekly but is bearish on the monthly, which adds to the mixed signals. The Bollinger Bands are also bearish on both weekly and monthly charts. <BR><BR>In terms of performance, the stock has underperformed the S&P 500 across multiple periods, with a year-to-date return of -12.62% compared to the S&P 500's 13.31%, and a 1-year return of -11.20% versus 16.64% for the index.

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iScoreScore
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Strong Sell
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Strong Buy

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Dashboard

1

Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 9.97%

 
2

The company has declared Positive results for the last 5 consecutive quarters

3

With ROE of 8.58%, it has a expensive valuation with a 1.67 Price to Book Value

4

Consistent Underperformance against the benchmark over the last 3 years

stock-summaryMojo Parameters

Mojo Parameters

Stock DNA

stock-summary
Industry

Insurance

stock-summary
Market cap

USD 1,127 Million (Small Cap)

stock-summary
P/E

19.00

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

477.74%

stock-summary
Debt Equity

-999,999.00

stock-summary
Return on Equity

9.68%

stock-summary
Price to Book

1.25

Revenue and Profits:
Net Sales:
(Quarterly Results - Sep 2025)
Net Profit:
28 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
9.17%
0%
9.17%
6 Months
13.92%
0%
13.92%
1 Year
1.19%
0%
1.19%
2 Years
-2.11%
0%
-2.11%
3 Years
-7.77%
0%
-7.77%
4 Years
-6.67%
0%
-6.67%
5 Years
5.07%
0%
5.07%

Safety Insurance Group, Inc. for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions

News

Icon
No Recent News for the Company

Announcements stock-summary

Icon
No announcement available

Corporate Actions stock-summary

Icon
No corporate action available
stock-summaryKey Factors

Quality key factors stock-summary

Factor
Value
Sales Growth (5y)
8.06%
EBIT Growth (5y)
20.55%
EBIT to Interest (avg)
3.64
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
21.95%
Dividend Payout Ratio
75.24%
Pledged Shares
0
Institutional Holding
86.53%
ROCE (avg)
0.46%
ROE (avg)
9.97%

Valuation key factors

Factor
Value
P/E Ratio
19
Industry P/E
Price to Book Value
1.67
EV to EBIT
NA
EV to EBITDA
146.74
EV to Capital Employed
1.73
EV to Sales
1.17
PEG Ratio
0.46
Dividend Yield
375.40%
ROCE (Latest)
ROE (Latest)
8.58%

Technicals key factors

Indicator
Weekly
Monthly
MACD
Bullish
Mildly Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bearish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
Mildly Bullish
Mildly Bullish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Sep 2025stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Domestic Funds

Domestic Funds

Held in 46 Schemes (41.91%)

Foreign Institutions

Held by 77 Foreign Institutions (5.24%)

Strategic Entities with highest holding

Highest Public shareholder

stock-summaryFinancial
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Quarterly Results Snapshot (Consolidated) - Sep'25 - YoYstock-summary

Sep'25
Sep'24
Change(%)
Net Sales
0.00
0.00
Operating Profit (PBDIT) excl Other Income
1.50
2.40
-37.50%
Interest
0.40
0.10
300.00%
Exceptional Items
0.50
-0.20
350.00%
Consolidate Net Profit
28.30
25.90
9.27%
Operating Profit Margin (Excl OI)
106.90%
110.40%
-0.35%
USD in Million.
Net Sales

YoY Growth in quarter ended Sep 2025 is 0.00% vs 0.00% in Sep 2024

Direction Arrows
Consolidated Net Profit

YoY Growth in quarter ended Sep 2025 is 9.27% vs 1,263.16% in Sep 2024

Annual Results Snapshot (Consolidated) - Dec'24stock-summary

Dec'24
Dec'23
Change(%)
Net Sales
0.00
0.00
Operating Profit (PBDIT) excl Other Income
12.40
8.70
42.53%
Interest
0.50
0.80
-37.50%
Exceptional Items
0.00
0.00
Consolidate Net Profit
70.70
18.80
276.06%
Operating Profit Margin (Excl OI)
68.20%
15.40%
5.28%
USD in Million.
Net Sales

YoY Growth in year ended Dec 2024 is 0.00% vs 0.00% in Dec 2023

Direction Arrows
Consolidated Net Profit

YoY Growth in year ended Dec 2024 is 276.06% vs -59.66% in Dec 2023

stock-summaryCompany CV
About Safety Insurance Group, Inc. stock-summary
stock-summary
Safety Insurance Group, Inc.
Insurance
Safety Insurance Group, Inc. is a provider of private passenger automobile insurance. The Company offers a portfolio of property and casualty insurance products. The Company is engaged in property and casualty insurance operations. The Company's product line includes private passenger automobile, commercial automobile, homeowners, business owners' policies, personal umbrella, dwelling fire, commercial umbrella, inland marine and watercraft. The Company operates through its insurance company subsidiaries, Safety Insurance Company, Safety Indemnity Insurance Company, and Safety Property and Casualty Insurance Company. Private passenger automobile policies provide coverage for bodily injury and property damage to others, no-fault personal injury coverage for the insured/insured's car occupants, and physical damage coverage for an insured's own vehicle for collision or other perils. Commercial automobile policies provide coverage for bodily injury and property damage to others.
Company Coordinates stock-summary
Company Details
20 Custom House St , BOSTON MA : 02110-3513
Registrar Details