Saga Plc (SAGA) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

The Gym Group Plc

Jet2 Plc

On The Beach Group Plc

Trainline Plc

Malvern International Plc

Hostelworld Group Plc

Saga Plc

TUI AG

Why is Saga Plc ?

High Debt company with Weak Long Term Fundamental Strength

Poor long term growth as Net Sales has grown by an annual rate of -2.93% and Operating profit at -183.44% over the last 5 years
High Debt Company with a Debt to Equity ratio (avg) at times
The company has been able to generate a Return on Equity (avg) of 3.81% signifying low profitability per unit of shareholders funds

The company has declared negative results in Jan'2025 after 2 consecutive positive quarters

PRE-TAX PROFIT(Q) At GBP 19.2 MM has Fallen at -50.9%
NET PROFIT(Q) At GBP 21.4 MM has Fallen at -42.16%
RAW MATERIAL COST(Y) Grown by 16.82% (YoY)

Risky -

The stock is trading risky as compared to its average historical valuations
Over the past year, while the stock has generated a return of 292.39%, its profits have fallen by -122.5%

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Tour, Travel Related Services)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Saga Plc for you?

High Risk, High Return

Absolute

Risk Adjusted

Volatility

Saga Plc

294.84%

6.57

46.41%

FTSE 100

13.98%

1.15

13.60%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

-2.93%

EBIT Growth (5y)

-183.44%

EBIT to Interest (avg)

2.93

Debt to EBITDA (avg)

5.50

Net Debt to Equity (avg)

9.14

Sales to Capital Employed (avg)

0.52

Tax Ratio

11.55%

Dividend Payout Ratio

Pledged Shares

Institutional Holding

ROCE (avg)

14.42%

ROE (avg)

3.81%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

NA (Loss Making)

Industry P/E

Price to Book Value

12.56

EV to EBIT

-31.07

EV to EBITDA

-205.20

EV to Capital Employed

2.33

EV to Sales

2.33

PEG Ratio

Dividend Yield

ROCE (Latest)

-7.51%

ROE (Latest)

-22.62%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

Bullish

RSI

No Signal

Bollinger Bands

Bullish

Mildly Bullish

Moving Averages

Mildly Bullish (Daily)

KST

Bullish

Dow Theory

No Trend

Mildly Bullish

OBV

No Trend

Mildly Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

6What is working for the Company

OPERATING CASH FLOW(Y)

Highest at GBP 187.4 MM

NET PROFIT(HY)

Higher at GBP 21.4 MM

EPS(Q)

Highest at GBP 0.15

-11What is not working for the Company

PRE-TAX PROFIT(Q)

At GBP 19.2 MM has Fallen at -50.9%

NET PROFIT(Q)

At GBP 21.4 MM has Fallen at -42.16%

RAW MATERIAL COST(Y)

Grown by 16.82% (YoY

DEBTORS TURNOVER RATIO(HY)

Lowest at 3.36 times

NET SALES(Q)

Fallen at -18.92%

INTEREST(Q)

Highest at GBP 32 MM

Here's what is working for Saga Plc

Operating Cash Flow

Highest at GBP 187.4 MM and Grown

In each year in the last three years

MOJO Watch

The company has generated higher cash revenues from business operations

Operating Cash Flows (GBP MM)

EPS

Highest at GBP 0.15

in the last five periods

MOJO Watch

Increasing profitability; company has created higher earnings for shareholders

EPS (GBP)

Depreciation

At GBP 18.4 MM has Grown at 30.5%

period on period (QoQ)

MOJO Watch

The expenditure on assets done by the company has gone into productive use which should positively reflect in the future sales

Depreciation (GBP MM)

Here's what is not working for Saga Plc

Pre-Tax Profit

At GBP 19.2 MM has Fallen at -50.9%

Year on Year (YoY)

MOJO Watch

Near term Pre-Tax Profit trend is very negative

Pre-Tax Profit (GBP MM)

Net Profit

At GBP 21.4 MM has Fallen at -42.16%

Year on Year (YoY)

MOJO Watch

Near term Net Profit trend is very negative

Net Profit (GBP MM)

Net Sales

Fallen at -18.92%

Year on Year (YoY)

MOJO Watch

Near term sales trend is negative

Net Sales (GBP MM)

Interest

Highest at GBP 32 MM

in the last five periods and Increased by 24.03% (QoQ)

MOJO Watch

Rising interest cost signifies increased borrowings

Interest Paid (GBP MM)

Debtors Turnover Ratio

Lowest at 3.36 times

in the last five Semi-Annual periods

MOJO Watch

Company's pace of selling Debtors has slowed

Debtors Turnover Ratio

Raw Material Cost

Grown by 16.82% (YoY)

MOJO Watch

The company's ability to pass on the cost of raw materials to customers has deteriorated; this may lead to a fall in profit margin

Raw Material Cost as a percentage of Sales