Dashboard
1
High Debt company with Weak Long Term Fundamental Strength
- Poor long term growth as Net Sales has grown by an annual rate of -2.93% and Operating profit at -183.44% over the last 5 years
- High Debt Company with a Debt to Equity ratio (avg) at times
- The company has been able to generate a Return on Equity (avg) of 3.81% signifying low profitability per unit of shareholders funds
2
The company has declared negative results in Jan'2025 after 2 consecutive positive quarters
3
Risky -
Total Returns (Price + Dividend) 
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
35.14%
0%
35.14%
6 Months
79.28%
0%
79.28%
1 Year
109.3%
0%
109.3%
2 Years
136.84%
0%
136.84%
3 Years
159.62%
0%
159.62%
4 Years
1.43%
0%
1.43%
5 Years
-4.05%
0%
-4.05%
Saga Plc for the last several years.
Risk Adjusted Returns v/s 
News
No Recent News for the Company
Announcements 
No announcement available
Corporate Actions 
No corporate action available
Quality key factors 
Factor
Value
Sales Growth (5y)
-2.93%
EBIT Growth (5y)
-183.44%
EBIT to Interest (avg)
2.93
Debt to EBITDA (avg)
5.50
Net Debt to Equity (avg)
9.14
Sales to Capital Employed (avg)
0.52
Tax Ratio
11.55%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
14.42%
ROE (avg)
3.81%
Valuation key factors
Factor
Value
P/E Ratio
NA (Loss Making)
Industry P/E
Price to Book Value
7.02
EV to EBIT
-22.57
EV to EBITDA
-149.01
EV to Capital Employed
1.69
EV to Sales
1.69
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
-7.51%
ROE (Latest)
-22.62%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
Bearish
Bearish
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
No Trend
No Trend
OBV
No Trend
No Trend
Shareholding Snapshot
No data for shareholding present.
Shareholding Compare (%holding) 
No data for shareholding present.
Annual Results Snapshot (Consolidated) - Jan'24
Jan'24
Jan'23
Change(%)
Net Sales
741.10
581.10
27.53%
Operating Profit (PBDIT) excl Other Income
22.40
101.40
-77.91%
Interest
44.40
42.20
5.21%
Exceptional Items
-118.60
-272.80
56.52%
Consolidate Net Profit
-113.00
-259.20
56.40%
Operating Profit Margin (Excl OI)
-33.10%
102.90%
-13.60%
USD in Million.
Net Sales
YoY Growth in year ended Jan 2024 is 27.53% vs 54.06% in Jan 2023
Consolidated Net Profit
YoY Growth in year ended Jan 2024 is 56.40% vs -825.71% in Jan 2023
About Saga Plc 
Saga Plc
Tour, Travel Related Services
Saga plc is a provider of services for the customers aged 50 and over. The Company operates through three segments: Insurance, Travel, and Emerging Businesses and Central Costs. Insurance segment consists of general insurance products, such as Motor, Home, Travel and private medical insurance. Travel segment primarily consists of the operation and delivery of package tours, escorted tours, river cruise and ocean cruise. The Company owns and operates two cruise ships. All other holiday products are packaged together with third party supplied accommodation, flights and other transport arrangements. The Emerging Businesses and Central Costs segment consists of the Company's other businesses and its central cost base. The other businesses of the Company include Saga Personal Finance, a private pay domiciliary care service, the Saga Magazine and the Company's internal mailing house.
Company Coordinates 
Company Details
Enbrook Park, Sandgate High Street , FOLKESTONE None : CT20 3SE
Registrar Details






