ScoreWhy is Shimizu Bank, Ltd. ?
1
Poor Management Efficiency with a low ROA of 0.05%
- The bank has been able to generate a Return on Assets (avg) of 0.05% signifying low profitability per unit of total assets
2
Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 8.70% signifying inadequate buffers against its risk based assets
- Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 19.80%
- Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 8.70% signifying inadequate buffers against its risk based assets
- The bank has been able to generate a Return on Assets (avg) of 0.05% signifying low profitability per unit of total assets
3
The company has declared positive results for the last 2 consecutive quarters
- ROCE(HY) Highest at 0.13%
- NET SALES(Q) Highest at JPY 5,439 MM
- NII(Q) Highest at JPY 4,380 MM
4
With ROA of 0.10%, it has a very attractive valuation with a 0.22 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 63.82%, its profits have risen by 156% ; the PEG ratio of the company is 0.1
- At the current price, the company has a high dividend yield of 0.4
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Shimizu Bank, Ltd. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Shimizu Bank, Ltd. for you?
Low Risk, High Return
Absolute
Risk Adjusted
Volatility
Shimizu Bank, Ltd.
63.82%
1.62
34.17%
Japan Nikkei 225
36.73%
1.30
28.24%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
0.60%
EBIT Growth (5y)
13.24%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
36.76%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
9
Industry P/E
Price to Book Value
0.22
EV to EBIT
146.68
EV to EBITDA
-159.06
EV to Capital Employed
2.00
EV to Sales
-7.02
PEG Ratio
0.05
Dividend Yield
0.36%
ROCE (Latest)
1.37%
ROE (Latest)
2.60%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Sideways
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bearish
No Trend
OBV
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend17What is working for the Company
ROCE(HY)
Highest at 0.13%
NET SALES(Q)
Highest at JPY 5,439 MM
NII(Q)
Highest at JPY 4,380 MM
OPERATING PROFIT(Q)
Highest at JPY 1,356 MM
OPERATING PROFIT MARGIN(Q)
Highest at 24.93 %
PRE-TAX PROFIT(Q)
At JPY 1,245 MM has Grown at 76.28%
NET PROFIT(Q)
At JPY 872 MM has Grown at 63.17%
-6What is not working for the Company
INTEREST(9M)
At JPY 2,951 MM has Grown at 247.18%
ROCE(HY)
Lowest at 0.13%
Here's what is working for Shimizu Bank, Ltd.
Net Sales
Highest at JPY 5,439 MM and Grown
In each period in the last five periodsMOJO Watch
Near term sales trend is very positive
Net Sales (JPY MM)
NII
Highest at JPY 4,380 MM
in the last five periodsMOJO Watch
The bank's income from core business is increasing
NII (JPY MM)
Net Sales
At JPY 5,439 MM has Grown at 21.71%
over average net sales of the previous four periods of JPY 4,469 MMMOJO Watch
Near term sales trend is positive
Net Sales (JPY MM)
Operating Profit
Highest at JPY 1,356 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (JPY MM)
Operating Profit Margin
Highest at 24.93 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Pre-Tax Profit
At JPY 1,245 MM has Grown at 76.28%
over average net sales of the previous four periods of JPY 706.25 MMMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (JPY MM)
Net Profit
At JPY 872 MM has Grown at 63.17%
over average net sales of the previous four periods of JPY 534.41 MMMOJO Watch
Near term Net Profit trend is positive
Net Profit (JPY MM)
Here's what is not working for Shimizu Bank, Ltd.
Interest
At JPY 2,951 MM has Grown at 247.18%
over previous Semi-Annual periodMOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (JPY MM)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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