ScoreWhy is SMB Finance Plc ?
1
Flat results in Sep 25
- OPERATING CASH FLOW(Y) Lowest at LKR -39.77 MM
- DEBT-EQUITY RATIO (HY) Highest at -8.46 %
2
With ROE of 4.11%, it has a expensive valuation with a 0.00 Price to Book Value
- Over the past year, while the stock has generated a return of 28.57%, its profits have risen by 26%
3
Underperformed the market in the last 1 year
- The stock has generated a return of 28.57% in the last 1 year, much lower than market (Sri Lanka CSE All Share) returns of 41.16%
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to SMB Finance Plc should be less than 10%
- Overall Portfolio exposure to Finance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is SMB Finance Plc for you?
High Risk, Medium Return
Absolute
Risk Adjusted
Volatility
SMB Finance Plc
-100.0%
0.32
153.96%
Sri Lanka CSE All Share
41.16%
2.63
15.67%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
6.60%
EBIT Growth (5y)
6.58%
EBIT to Interest (avg)
40.05
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
24.65%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
13.72%
ROE (avg)
1.34%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
Industry P/E
Price to Book Value
NA
EV to EBIT
-42.73
EV to EBITDA
-23.39
EV to Capital Employed
-3.31
EV to Sales
-5.96
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
Negative Capital Employed
ROE (Latest)
4.11%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
Bearish
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
No Trend
Mildly Bullish
OBV
No Trend
Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend6What is working for the Company
ROCE(HY)
Highest at 4.91%
RAW MATERIAL COST(Y)
Fallen by 0.51% (YoY
CASH AND EQV(HY)
Highest at LKR 5,796.53 MM
NET SALES(Q)
Highest at LKR 167.6 MM
-3What is not working for the Company
OPERATING CASH FLOW(Y)
Lowest at LKR -39.77 MM
DEBT-EQUITY RATIO
(HY)
Highest at -8.46 %
Here's what is working for SMB Finance Plc
Net Sales
Highest at LKR 167.6 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (LKR MM)
Net Sales
At LKR 167.6 MM has Grown at 32.3%
over average net sales of the previous four periods of LKR 126.69 MMMOJO Watch
Near term sales trend is positive
Net Sales (LKR MM)
Cash and Eqv
Highest at LKR 5,796.53 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Raw Material Cost
Fallen by 0.51% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Depreciation
Highest at LKR 18.09 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (LKR MM)
Here's what is not working for SMB Finance Plc
Operating Cash Flow
Lowest at LKR -39.77 MM
in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (LKR MM)
Debt-Equity Ratio
Highest at -8.46 %
in the last five Semi-Annual periodsMOJO Watch
The company is borrowing more to fund its operations; it's liquidity situation may be stressed
Debt-Equity Ratio
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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