SMB Finance Plc

  • Market Cap: Small Cap
  • Industry: Finance
  • ISIN: LK0215N00000
LKR
0.90
0.2 (28.57%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

N/A

Shareholding

FII

N/A

DII

N/A

Promoter

N/A

iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

Dashboard

1

Flat results in Sep 25

  • OPERATING CASH FLOW(Y) Lowest at LKR -39.77 MM
  • DEBT-EQUITY RATIO (HY) Highest at -8.46 %
2

With ROE of 4.11%, it has a expensive valuation with a 0.00 Price to Book Value

3

Underperformed the market in the last 1 year

stock-summaryMojo Parameters

Mojo Parameters

Stock DNA

stock-summary
Industry

Finance

stock-summary
Market cap

LKR Million (Small Cap)

stock-summary
P/E

0

stock-summary
Industry P/E

NA

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Dividend Yield

0.00%

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Debt Equity

-999,999.00

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Return on Equity

4.07%

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Price to Book

0.00

Revenue and Profits:
Net Sales:
168 Million
(Quarterly Results - Sep 2025)
Net Profit:
29 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
28.57%
0%
28.57%
6 Months
28.57%
0%
28.57%
1 Year
50.0%
0%
50.0%
2 Years
50.0%
0%
50.0%
3 Years
28.57%
0%
28.57%
4 Years
125.0%
0%
125.0%
5 Years
234.95%
0%
234.95%

SMB Finance Plc for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions

News

Icon
No Recent News for the Company

Announcements stock-summary

Icon
No announcement available

Corporate Actions stock-summary

Icon
No corporate action available
stock-summaryKey Factors

Quality key factors stock-summary

Factor
Value
Sales Growth (5y)
6.60%
EBIT Growth (5y)
6.58%
EBIT to Interest (avg)
40.05
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
24.65%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
13.72%
ROE (avg)
1.34%

Valuation key factors

Factor
Value
P/E Ratio
Industry P/E
Price to Book Value
NA
EV to EBIT
-42.73
EV to EBITDA
-23.39
EV to Capital Employed
-3.31
EV to Sales
-5.96
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
Negative Capital Employed
ROE (Latest)
4.11%

Technicals key factors

Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
Bearish
No Signal
Bollinger Bands
Mildly Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
No Trend
Mildly Bullish
OBV
No Trend
Bullish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshotstock-summary
Icon
No data for shareholding present.
Shareholding Compare (%holding) stock-summary
Icon
No data for shareholding present.
stock-summaryFinancial
[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Sep'25 - QoQ",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "QoQ Growth in quarter ended Sep 2025 is 16.23% vs 0.63% in Jun 2025",
        "dir": 1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "QoQ Growth in quarter ended Sep 2025 is 90.73% vs -36.82% in Jun 2025",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Sep'25",
        "Jun'25",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "167.60",
          "val2": "144.20",
          "chgp": "16.23%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "29.70",
          "val2": "15.70",
          "chgp": "89.17%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "28.80",
          "val2": "15.10",
          "chgp": "90.73%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "297.30%",
          "val2": "104.90%",
          "chgp": "19.24%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Consolidated) - Dec'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Dec 2024 is -35.22% vs 50.22% in Dec 2023",
        "dir": -1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Dec 2024 is 25.94% vs 29.90% in Dec 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "474.00",
          "val2": "731.70",
          "chgp": "-35.22%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "120.70",
          "val2": "270.40",
          "chgp": "-55.36%",
          "chgp_class": "negative"
        },
        {
          "field": "Interest",
          "val1": "4.00",
          "val2": "3.00",
          "chgp": "33.33%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "71.40",
          "val2": "39.80",
          "chgp": "79.40%",
          "chgp_class": "positive"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "151.00",
          "val2": "119.90",
          "chgp": "25.94%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "283.80%",
          "val2": "170.70%",
          "chgp": "11.31%",
          "chgp_class": "positive"
        }
      ]
    }
  }
]

Quarterly Results Snapshot (Consolidated) - Sep'25 - QoQstock-summary

Sep'25
Jun'25
Change(%)
Net Sales
167.60
144.20
16.23%
Operating Profit (PBDIT) excl Other Income
29.70
15.70
89.17%
Interest
0.00
0.00
Exceptional Items
0.00
0.00
Consolidate Net Profit
28.80
15.10
90.73%
Operating Profit Margin (Excl OI)
297.30%
104.90%
19.24%
USD in Million.
Direction Arrows
Net Sales

QoQ Growth in quarter ended Sep 2025 is 16.23% vs 0.63% in Jun 2025

Direction Arrows
Consolidated Net Profit

QoQ Growth in quarter ended Sep 2025 is 90.73% vs -36.82% in Jun 2025

Annual Results Snapshot (Consolidated) - Dec'24stock-summary

Dec'24
Dec'23
Change(%)
Net Sales
474.00
731.70
-35.22%
Operating Profit (PBDIT) excl Other Income
120.70
270.40
-55.36%
Interest
4.00
3.00
33.33%
Exceptional Items
71.40
39.80
79.40%
Consolidate Net Profit
151.00
119.90
25.94%
Operating Profit Margin (Excl OI)
283.80%
170.70%
11.31%
USD in Million.
Direction Arrows
Net Sales

YoY Growth in year ended Dec 2024 is -35.22% vs 50.22% in Dec 2023

Direction Arrows
Consolidated Net Profit

YoY Growth in year ended Dec 2024 is 25.94% vs 29.90% in Dec 2023

stock-summaryCompany CV
About SMB Finance Plc stock-summary
stock-summary
SMB Finance Plc
Finance
SMB Leasing PLC is a leasing company, which is engaged in providing finance leases and loan facilities. The Company's segments include Leasing, Loans, Treasury and Money Brokering. The Leasing segment leases facilities to acquire Movable properties. The Leasing segment's products include motor cars, buses, trucks and machinery. The Loans segment includes loan facilities to acquire movable and immovable properties and personal loans. The Loans segment offers land, motor cars and personal loans. The Treasury segment includes investing activities, and offers placement with banks, repurchase agreements (repos) and treasury bonds. The Money Brokering segment includes money-brokering activities. The Money Brokering segment offers call money, forex, treasury bills and treasury bonds. SMB Money Brokers (Pvt) Ltd, a subsidiary of the Company, is engaged in money brokering activities. The Company operates in Sri Lanka.
Company Coordinates stock-summary
Company Details
No. 282/1, CBS Building,, Galle Road,, Colombo 03. COLOMBO None : 1
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Tel: 94 11 4222888
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Registrar Details