ScoreComparison
Why is SoFi Technologies, Inc. ?
1
Strong Long Term Fundamental Strength with a 47.47% CAGR growth in Operating Profits
2
Healthy long term growth as Net Sales has grown by an annual rate of 71.25% and Operating profit at 47.47%
3
With a growth in Net Profit of 458.85%, the company declared Very Positive results in Jun 25
- The company has declared positive results for the last 10 consecutive quarters
- NET PROFIT(Q) At USD 97.26 MM has Grown at 458.85%
- OPERATING CASH FLOW(Y) Highest at USD 1,754.41 MM
- ROCE(HY) Highest at 8.8%
4
With ROE of 7.21%, it has a fair valuation with a 2.36 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 80.45%, its profits have risen by 599.2% ; the PEG ratio of the company is 0.1
5
High Institutional Holdings at 55.1%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to SoFi Technologies, Inc. should be less than 10%
- Overall Portfolio exposure to Finance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is SoFi Technologies, Inc. for you?
High Risk, High Return
Absolute
Risk Adjusted
Volatility
SoFi Technologies, Inc.
86.4%
4.69
64.55%
S&P 500
13.22%
0.61
20.17%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
71.25%
EBIT Growth (5y)
47.47%
EBIT to Interest (avg)
-0.15
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
Tax Ratio is Negative%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
55.10%
ROCE (avg)
12.56%
ROE (avg)
1.67%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
33
Industry P/E
Price to Book Value
2.36
EV to EBIT
34.72
EV to EBITDA
22.25
EV to Capital Employed
3.29
EV to Sales
3.34
PEG Ratio
0.06
Dividend Yield
NA
ROCE (Latest)
9.48%
ROE (Latest)
7.21%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Mildly Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
No Trend
Bullish
OBV
Mildly Bearish
Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend24What is working for the Company
NET PROFIT(Q)
At USD 97.26 MM has Grown at 458.85%
OPERATING CASH FLOW(Y)
Highest at USD 1,754.41 MM
ROCE(HY)
Highest at 8.8%
NET SALES(Q)
Highest at USD 1,129.51 MM
INTEREST COVERAGE RATIO(Q)
Highest at 508.69
RAW MATERIAL COST(Y)
Fallen by -12.06% (YoY
PRE-TAX PROFIT(Q)
Highest at USD 112.19 MM
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Here's what is working for SoFi Technologies, Inc.
Pre-Tax Profit
At USD 112.19 MM has Grown at 631.37%
Year on Year (YoY)MOJO Watch
Near term Pre-Tax Profit trend is very positive
Pre-Tax Profit (USD MM)
Net Profit
At USD 97.26 MM has Grown at 458.85%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is very positive
Net Profit (USD MM)
Net Sales
Highest at USD 1,129.51 MM and Grown
In each period in the last five periodsMOJO Watch
Near term sales trend is very positive
Net Sales (USD MM)
Interest Coverage Ratio
Highest at 508.69
in the last five periodsMOJO Watch
The company's ability to manage interest payments is improving
Operating Profit to Interest
Operating Cash Flow
Highest at USD 1,754.41 MM
in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
Net Sales
At USD 1,129.51 MM has Grown at 31.24%
Year on Year (YoY)MOJO Watch
Near term sales trend is positive
Net Sales (USD MM)
Pre-Tax Profit
Highest at USD 112.19 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Raw Material Cost
Fallen by -12.06% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Depreciation
Highest at USD 56.74 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (USD MM)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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