SoFi Technologies, Inc.

Is SoFi Technologies, Inc. overvalued or undervalued?

As of November 28, 2025, SoFi Technologies, Inc. is fairly valued with a P/E ratio of 33, despite having a higher P/E than peers like Synchrony Financial and AerCap Holdings, while its strong year-to-date return of 88.51% and three-year return of 552.36% suggest robust performance justifying its valuation.

As of 28 November 2025, the valuation grade for SoFi Technologies, Inc. moved from expensive to fair. The company appears to be fairly valued based on its current metrics. Key ratios include a P/E ratio of 33, a Price to Book Value of 2.36, and an EV to EBITDA of 22.25, which suggest that while the company is not the cheapest option in the market, it is not excessively priced either.<BR><BR>In comparison to its peers, SoFi's P/E ratio of 54.79 is significantly higher than that of Synchrony Financial at 15.06, indicating that SoFi may be overvalued relative to this competitor, while AerCap Holdings NV, with a P/E of 11.71, further underscores this perspective. Despite this, SoFi has shown impressive returns, with a year-to-date return of 88.51% compared to the S&P 500's 16.45%, and a three-year return of 552.36% against the S&P 500's 72.78%, highlighting strong performance that may justify its current valuation.

Is SoFi Technologies, Inc. technically bullish or bearish?

As of June 17, 2025, SoFi Technologies, Inc. has shifted to a bullish trend, supported by strong indicators like MACD and Bollinger Bands, and has outperformed the S&P 500 with a 246.61% return over the past year.

As of 17 June 2025, the technical trend for SoFi Technologies, Inc. has changed from mildly bullish to bullish. The weekly and monthly MACD, Bollinger Bands, KST, Dow Theory, and OBV indicators all confirm a bullish stance. The daily moving averages also support this bullish outlook. Over the past year, SoFi has returned 246.61%, significantly outperforming the S&P 500's 17.14%. Overall, the current technical stance is bullish with strong indicators supporting this trend.

How big is SoFi Technologies, Inc.?

As of Jun 18, SoFi Technologies, Inc. has a market capitalization of $15.95 billion, with net sales of $3.89 billion and a net profit of $481.73 million over the latest four quarters.

Market Cap: As of Jun 18, SoFi Technologies, Inc. has a market capitalization of 15,950.39 million, categorizing it as a Mid Cap company.<BR><BR>Recent Quarterly Performance: For the latest four quarters, SoFi Technologies, Inc. reported net sales of 3,894.86 million and a net profit of 481.73 million.<BR><BR>Balance Sheet Snapshot: As of Dec 24, the company reported shareholder's funds of 6,525.13 million and total assets of 36,250.95 million.

What does SoFi Technologies, Inc. do?

SoFi Technologies, Inc. is a mid-cap finance company with recent net sales of $1.037 billion and a net profit of $71 million. It has a market cap of approximately $15.95 billion, a P/E ratio of 33.00, and no dividend yield.

Overview:<BR>SoFi Technologies, Inc. operates in the finance industry and is classified as a mid-cap company.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 1,037 Million (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 71 Million (Quarterly Results - Mar 2025) <BR>Market-cap: USD 15,950.39 Million; Category: Mid Cap<BR><BR>Key Metrics:<BR>P/E: 33.00 <BR>Dividend Yield: 0.00% <BR>Debt Equity: -999,999.00 <BR>Return on Equity: 7.21% <BR>Price to Book: 2.39 <BR><BR>Contact Details:<BR>Registrar Address: Not available.

Should I buy, sell or hold SoFi Technologies, Inc.?