ScoreComparison
Why is Southern States Bancshares, Inc. ?
1
With ROA of 0.72%, it has a very attractive valuation with a 1.18 Price to Book Value
- Over the past year, while the stock has generated a return of 33.17%, its profits have risen by 14.5% ; the PEG ratio of the company is 3.8
2
High Institutional Holdings at 58.42%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
- Their stake has increased by 0.57% over the previous quarter.
3
Market Beating Performance
- The stock has generated a return of 33.17% in the last 1 year, much higher than market (S&P 500) returns of 12.69%
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to Southern States Bancshares, Inc. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Southern States Bancshares, Inc. for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
Southern States Bancshares, Inc.
33.17%
1.02
38.93%
S&P 500
13.22%
0.62
20.57%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
88.91%
EBIT Growth (5y)
47.81%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
9.82%
Pledged Shares
0
Institutional Holding
58.42%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
9
Industry P/E
Price to Book Value
1.18
EV to EBIT
4.47
EV to EBITDA
4.25
EV to Capital Employed
1.32
EV to Sales
1.22
PEG Ratio
3.81
Dividend Yield
NA
ROCE (Latest)
29.58%
ROE (Latest)
12.79%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Mildly Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
No Trend
Bearish
OBV
Mildly Bullish
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend1What is working for the Company
CREDIT DEPOSIT RATIO(HY)
Highest at 93.17%
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Here's what is working for Southern States Bancshares, Inc.
Credit Deposit Ratio
Highest at 93.17%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets
Credit Deposit Ratio (%)
CASA
Highest at 10.18%
in the last five periodsMOJO Watch
The Bank's capital base vs its risk assets is improving. However, the bank may not be taking adequate risk in its lending book.
CAR (%)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
GET THE MARKETSMOJO APP
Company
Stocks
Portfolio
"Investment in securities markets are subject to market risk. Read all the related documents carefully before investing."
