Southern States Bancshares, Inc.

How big is Southern States Bancshares, Inc.?

As of Jun 18, Southern States Bancshares, Inc. has a market capitalization of 338.73 million and reported total assets of 2,851.76 million, with shareholder's funds at 279.89 million.

As of Jun 18, Southern States Bancshares, Inc. has a market capitalization of 338.73 million, categorizing it as a Micro Cap company.<BR><BR>As of Jun 18, the company reported a sum of interest earned for the latest four quarters amounting to 174.22 million. The net profit for the same period was 37.10 million.<BR><BR>As of Dec 24, the reporting period shows shareholder's funds at 279.89 million and total assets at 2,851.76 million.

What does Southern States Bancshares, Inc. do?

Southern States Bancshares, Inc. is a micro-cap regional bank with recent net sales of $43 million and a net profit of $10 million. Key metrics include a P/E ratio of 9.00 and a return on equity of 12.79%.

Overview: <BR>Southern States Bancshares, Inc. operates in the regional banks industry and is classified as a micro-cap company.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 43 Million (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 10 Million (Quarterly Results - Mar 2025) <BR>Market-cap: USD 338.73 Million (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: 9.00 <BR>Dividend Yield: 0.00% <BR>Debt Equity: 0.00 <BR>Return on Equity: 12.79% <BR>Price to Book: 1.17<BR><BR>Contact Details: <BR>Registrar Address: Not available.

Should I buy, sell or hold Southern States Bancshares, Inc.?

Is Southern States Bancshares, Inc. overvalued or undervalued?

As of May 12, 2025, Southern States Bancshares, Inc. is considered a very attractive investment due to its undervalued P/E ratio of 9, an EV to EBITDA ratio of 4.25, strong returns on capital and equity, and a one-year return of 33.17%, significantly outperforming the S&P 500.

As of 12 May 2025, the valuation grade for Southern States Bancshares, Inc. moved from fair to very attractive, indicating a strong improvement in its investment appeal. The company appears undervalued, supported by a P/E ratio of 9, which is significantly lower than the peer average of approximately 9.69. Additionally, the EV to EBITDA ratio stands at 4.25, further suggesting that the company is trading at a discount compared to its peers.<BR><BR>In comparison to its industry, Southern States Bancshares has a Price to Book Value of 1.18 and a PEG ratio of 3.81, which, while higher than some peers, still reflects a favorable valuation context given its strong ROCE of 29.58% and ROE of 12.79%. Notably, the company's one-year return of 33.17% outperformed the S&P 500's return of 17.14%, reinforcing the notion that it is an attractive investment opportunity.

Is Southern States Bancshares, Inc. technically bullish or bearish?

As of June 6, 2025, Southern States Bancshares, Inc. shows a bullish trend supported by positive MACD and moving averages, despite a bearish monthly Dow Theory, with recent performance outperforming the S&P 500 weekly and monthly but underperforming year-to-date and annually.

As of 6 June 2025, the technical trend for Southern States Bancshares, Inc. has changed from mildly bullish to bullish. The weekly and monthly MACD indicators are bullish, supporting a positive outlook. The daily moving averages also indicate a bullish stance. However, the Dow Theory shows a bearish trend on a monthly basis, which introduces some caution. <BR><BR>In terms of performance, the stock has outperformed the S&P 500 over the past week (2.57% vs. 1.05%) and month (6.35% vs. 2.33%), but underperformed year-to-date (9.19% vs. 12.22%) and over the past year (33.17% vs. 17.14%). Overall, the current technical stance is bullish, with strong indicators from MACD and moving averages driving this sentiment.