Why is SRG Housing Finance Ltd ?
1
Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 12.81%
2
With a growth in Net Profit of 49.43%, the company declared Very Positive results in Mar 26
- The company has declared positive results for the last 11 consecutive quarters
- OPERATING PROFIT TO NET SALES(Q) Highest at 62.22%
- NET SALES(Q) Highest at Rs 57.23 cr
- PBDIT(Q) Highest at Rs 35.61 cr.
3
With ROE of 10.9, it has a Fair valuation with a 1.7 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -8.45%, its profits have risen by 33.2% ; the PEG ratio of the company is 0.7
4
Majority shareholders : Promoters
How much should you hold?
- Overall Portfolio exposure to SRG Housing should be less than 10%
- Overall Portfolio exposure to Housing Finance Company should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Housing Finance Company)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is SRG Housing for you?
High Risk, Medium Return
Absolute
Risk Adjusted
Volatility
SRG Housing
-8.45%
-0.15
57.56%
Sensex
-4.99%
-0.37
13.48%
Valuation Key Factors 
Factor
Value
P/E Ratio
15
Industry P/E
21
Price to Book Value
1.65
EV to EBIT
11.54
EV to EBITDA
10.97
EV to Capital Employed
1.17
EV to Sales
6.74
PEG Ratio
0.71
Dividend Yield
NA
ROCE (Latest)
10.15%
ROE (Latest)
10.94%
Loading Valuation Snapshot...
Technical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Sideways
Moving Averages
Bullish (Daily)
KST
Bullish
Bearish
Dow Theory
No Trend
No Trend
OBV
No Trend
No Trend
Technical Movement
24What is working for the Company
OPERATING PROFIT TO NET SALES(Q)
Highest at 62.22%
NET SALES(Q)
Highest at Rs 57.23 cr
PBDIT(Q)
Highest at Rs 35.61 cr.
PBT LESS OI(Q)
Highest at Rs 11.49 cr.
PAT(Q)
Highest at Rs 9.25 cr.
EPS(Q)
Highest at Rs 5.89
-2What is not working for the Company
CASH AND CASH EQUIVALENTS(HY)
Lowest at Rs 18.21 cr
Loading Valuation Snapshot...
Here's what is working for SRG Housing
Operating Profit Margin - Quarterly
Highest at 62.22% and Grown
each quarter in the last five quartersMOJO Watch
Company's efficiency has improved
Operating Profit to Sales
Profit Before Tax less Other Income (PBT) - Quarterly
At Rs 11.49 cr has Grown at 65.80%
Year on Year (YoY)MOJO Watch
Near term PBT trend is very positive
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
At Rs 9.25 cr has Grown at 49.4%
Year on Year (YoY)MOJO Watch
Near term PAT trend is very positive
PAT (Rs Cr)
Net Sales - Quarterly
Highest at Rs 57.23 cr
in the last five quartersMOJO Watch
Near term sales trend is positive
Net Sales (Rs Cr)
Net Sales - Quarterly
At Rs 57.23 cr has Grown at 33.87%
Year on Year (YoY)MOJO Watch
Near term sales trend is positive
Net Sales (Rs Cr)
Operating Profit (PBDIT) - Quarterly
Highest at Rs 35.61 cr.
in the last five quartersMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (Rs Cr)
Profit Before Tax less Other Income (PBT) - Quarterly
Highest at Rs 11.49 cr.
in the last five quartersMOJO Watch
Near term PBT trend is positive
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
Highest at Rs 9.25 cr.
in the last five quartersMOJO Watch
Near term PAT trend is positive
PAT (Rs Cr)
Earnings per Share (EPS) - Quarterly
Highest at Rs 5.89
in the last five quartersMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (Rs)
Here's what is not working for SRG Housing
Cash and Cash Equivalents - Half Yearly
Lowest at Rs 18.21 cr
in the last six half yearly periodsMOJO Watch
Short Term liquidity is deteriorating
Cash and Cash Equivalents






