SRG Housing

What does SRG Housing do?

SRG Housing Finance Ltd is a micro-cap housing finance company based in Rajasthan, primarily providing home loans. As of March 2025, it reported net sales of ₹40 Cr and a net profit of ₹6 Cr, with a market cap of ₹472 Cr.

Overview: <BR>SRG Housing Finance Ltd is a Housing Finance Company operating in the micro-cap bracket, primarily engaged in providing home loans in the State of Rajasthan.<BR><BR>History: <BR>SRG Housing Finance Ltd was incorporated in 1999 as Vitalise Finlease Private Limited, changed its name to S.R.G Housing Finance Private Limited in 2000, and became a Public Limited Company in 2004. The latest quarterly results reported net sales and net profit for March 2025.<BR><BR>Financial Snapshot: <BR>Net Sales: 40 Cr (Quarterly Results - Mar 2025) <BR>Net Profit: 6 Cr (Quarterly Results - Mar 2025) <BR>Market Cap: Rs 472 Cr (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: 20.00 <BR>Industry P/E: 13 <BR>Dividend Yield: 0.00% <BR>Debt-Equity: 2.21 <BR>Return on Equity: 9.24% <BR>Price to Book: 1.80 <BR><BR>Contact Details: <BR>Address: 321 SM Lodha Complex, Near Shastri Circle Udaipur Rajasthan : 313001 <BR>Tel: 91-0294-2561882 <BR>Email: srghousing@gmail.com <BR>Website: http://www.srghousing.com

What is the bonus history of the SRG Housing?

SRG Housing issued a bonus on May 29, 2014, in the ratio of 2:5, meaning shareholders received two additional shares for every five shares held, with a record date of May 30, 2014.

SRG Housing has a bonus history that includes a notable issue announced on May 29, 2014. The company issued a bonus in the ratio of 2:5, with the record date for this bonus being May 30, 2014. This means that for every five shares held, shareholders received two additional shares as a bonus.

Has SRG Housing declared dividend?

SRG Housing Finance Ltd has declared a 2% dividend, amounting to 0.2 per share, with an ex-date of March 19, 2015. Despite this, the dividend yield is 0%, and total returns have shown significant price appreciation over various periods, particularly in the long term.

SRG Housing Finance Ltd has declared a 2% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 2%<BR>- Amount per share: 0.2<BR>- Ex-date: Mar-19-2015<BR><BR>Dividend Yield: 0%<BR><BR>Total Returns by Period:<BR>In the 6-month period, the price return was -14.47%, the dividend return was 0%, resulting in a total return of -14.47%.<BR><BR>For the 1-year period, the price return was 6.0%, the dividend return was 0%, leading to a total return of 6.0%.<BR><BR>Over the 2-year period, the price return was 60.73%, with a dividend return of 0%, resulting in a total return of 60.73%.<BR><BR>In the 3-year period, the price return was 131.58%, the dividend return was 0%, culminating in a total return of 131.58%.<BR><BR>For the 4-year period, the price return was 68.66%, with a dividend return of 0%, leading to a total return of 68.66%.<BR><BR>In the 5-year period, the price return was 515.64%, while the dividend return was 0%, resulting in a total return of 515.64%.<BR><BR>Overall, SRG Housing Finance Ltd has declared a dividend, but the dividend yield remains at 0%. The total returns over various periods show significant price appreciation, particularly over the longer term, despite the absence of ongoing dividends.

Who are the peers of the SRG Housing?

SRG Housing's peers include Bajaj Housing, LIC Housing Fin., PNB Housing, Aadhar Housing Fin., Aptus Value Housing, Star Housing Fin., Reliance Home, Ruparel Food, and India Home Loans. In terms of performance, PNB Housing leads with a 1-year return of 45.11%, while SRG Housing has a return of 7.56%.

Peers: The peers of SRG Housing are Bajaj Housing, LIC Housing Fin., PNB Housing, Aadhar Hsg. Fin., Aptus Value Hou., Star Housing Fin, Reliance Home, Ruparel Food, and India Home Loans.<BR><BR>Quality Snapshot: Excellent management risk is observed at Aptus Value Hou., while Good management risk is found at LIC Housing Fin. Average management risk is present at Bajaj Housing, PNB Housing, Aadhar Hsg. Fin., SRG Housing, and India Home Loans, and the rest. Below Average management risk is noted at Star Housing Fin., Reliance Home, and Ruparel Food. For growth, Excellent growth is seen at Bajaj Housing and Star Housing Fin., while Good growth is noted at Aadhar Hsg. Fin. and Aptus Value Hou. Average growth is present at SRG Housing, and Below Average growth is found at LIC Housing Fin., PNB Housing, Reliance Home, and the rest. Capital Structure is Excellent for Bajaj Housing, Aadhar Hsg. Fin., Aptus Value Hou., PNB Housing, SRG Housing, and India Home Loans, while Average capital structure is noted at LIC Housing Fin. and Reliance Home, and Below Average at Star Housing Fin. and Ruparel Food.<BR><BR>Return Snapshot: The peer with the highest 1-year return is PNB Housing at 45.11%, while the lowest is Star Housing Fin. at -29.43%. SRG Housing's 1-year return is 7.56%, which is higher than Star Housing Fin. but lower than PNB Housing. Additionally, Reliance Home and Ruparel Food have negative six-month returns.

Who are in the management team of SRG Housing?

As of March 2019, the management team of SRG Housing includes Vinod K Jain (Managing Director), Seema Jain, Ashok Kabra, Vikas Gupta, Nishant Badala (Independent Directors), Sunaina Nagar, Garima Soni (Directors), Sureshkumar Kanhiyalal Porwal (Additional Director), and Divya Kothari (Company Secretary & Compliance Officer). This diverse team oversees the company's governance and management.

As of March 2019, the management team of SRG Housing includes the following individuals:<BR><BR>1. Vinod K Jain - Managing Director<BR>2. Seema Jain - Director<BR>3. Ashok Kabra - Independent Director<BR>4. Vikas Gupta - Independent Director<BR>5. Nishant Badala - Independent Director<BR>6. Sunaina Nagar - Company Secretary<BR>7. Garima Soni - Director<BR>8. Sureshkumar Kanhiyalal Porwal - Additional Director<BR>9. Divya Kothari - Company Secretary & Compliance Officer<BR><BR>This team comprises a mix of directors, independent directors, and company secretaries, contributing to the governance and management of the company.

Who are the top shareholders of the SRG Housing?

The top shareholders of SRG Housing include Vinod Kumar Jain with 20.52%, M3 Investment Private Limited at 9.17%, and individual investors holding a combined 27.52%. There are no mutual funds or foreign institutional investors currently involved.

The top shareholders of SRG Housing include the promoters, with Vinod Kumar Jain holding the largest share at 20.52%. The highest public shareholder is M3 Investment Private Limited, which owns 9.17%. Additionally, individual investors collectively hold 27.52% of the company's shares. There are currently no mutual funds or foreign institutional investors (FIIs) holding shares in the company.

How big is SRG Housing?

As of 24th July, SRG Housing Finance Ltd has a market capitalization of 478.00 Cr, with recent Net Sales of 143.34 Cr and a Net Profit of 24.39 Cr. The company reported Shareholder's Funds of 263.95 Cr and Total Assets of 863.10 Cr for the period ending March 2025.

As of 24th July, SRG Housing Finance Ltd has a market capitalization of 478.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, SRG Housing reported Net Sales of 143.34 Cr and a Net Profit of 24.39 Cr.<BR><BR>For the reporting period of March 2025, the company had Shareholder's Funds amounting to 263.95 Cr and Total Assets of 863.10 Cr.

When is the next results date for SRG Housing?

The next results date for SRG Housing is 13 August 2025.

The next results date for SRG Housing is scheduled for 13 August 2025.

Is SRG Housing technically bullish or bearish?

As of August 26, 2025, SRG Housing shows a mildly bullish trend overall, supported by the weekly MACD, Bollinger Bands, and OBV, despite some mixed signals from monthly indicators and daily moving averages.

As of 26 August 2025, the technical trend for SRG Housing has changed from sideways to mildly bullish. The weekly MACD indicates a mildly bullish stance, while the monthly MACD is mildly bearish, suggesting mixed signals across time frames. The weekly Bollinger Bands are bullish, supporting the upward trend, and the KST is bullish on a weekly basis but mildly bearish monthly. Moving averages on the daily chart are mildly bearish, which contrasts with the overall mildly bullish trend. Dow Theory shows a mildly bullish stance on the monthly chart, while the OBV is bullish for both weekly and monthly periods. Overall, the current technical stance is mildly bullish, driven primarily by the weekly MACD, Bollinger Bands, and OBV, despite some bearish signals in the moving averages and monthly indicators.

Are SRG Housing latest results good or bad?

SRG Housing's Q2 FY26 results show strong growth with a net profit increase of 21.71% and record net sales, but concerns about stock performance, valuation, and lack of institutional support suggest a cautious outlook for potential investors.

SRG Housing's latest results for Q2 FY26 indicate a mixed performance. On the positive side, the company achieved a net profit of ₹8.25 crores, which represents a 21.71% increase quarter-on-quarter and a 25.00% increase year-on-year. Additionally, net sales reached ₹44.93 crores, marking a significant year-on-year growth of 30.95%, which is the highest quarterly revenue the company has ever recorded.<BR><BR>The company's PAT margin also improved to 18.36%, reflecting better operational efficiency. Furthermore, the net interest income increased by 14.71% quarter-on-quarter, showcasing strong revenue momentum.<BR><BR>However, despite these positive metrics, there are concerns regarding the stock's performance and valuation. The company's return on equity (ROE) stands at 14.64%, which is below that of some industry leaders, indicating challenges in capital efficiency. The stock has underperformed significantly compared to the broader housing finance sector, declining 16.29% over the past year while the sector index rose by 32.66%. <BR><BR>Moreover, the stock is considered to have an "Expensive" valuation grade, and technical indicators suggest a bearish trend, with the stock trading below key moving averages. The absence of institutional holdings raises additional concerns about the stock's stability and market perception.<BR><BR>In summary, while SRG Housing's operational results show strong growth, the overall outlook is tempered by valuation concerns, underperformance relative to peers, and a lack of institutional support. This combination suggests a cautious stance for potential investors.

Is SRG Housing overvalued or undervalued?

As of November 21, 2025, SRG Housing is considered overvalued with a PE ratio of 15.54, underperforming the Sensex with a stock return of -16.9%, while its peers show mixed valuations, indicating a shift from very attractive to expensive.

As of 21 November 2025, the valuation grade for SRG Housing has moved from very attractive to expensive, indicating a shift in perception regarding its value. The company is currently considered overvalued. Key ratios include a PE Ratio of 15.54, an EV to EBITDA of 10.44, and a ROCE of 10.32%. <BR><BR>In comparison to its peers, HUDCO has a PE of 16.44 and is categorized as very expensive, while LIC Housing Finance is considered attractive with a PE of 5.45. This suggests that SRG Housing's valuation is on the higher end relative to its peers, which further supports the conclusion of overvaluation. Additionally, SRG Housing has underperformed the Sensex over the past year, with a stock return of -16.9% compared to the Sensex's return of 10.47%, reinforcing concerns about its current pricing.

How has been the historical performance of SRG Housing?

SRG Housing has shown consistent growth in net sales, increasing from 67.48 Cr in Mar'21 to 143.32 Cr in Mar'25, with a profit after tax of 24.40 Cr despite rising interest expenses. The company maintains a balanced growth in total assets and liabilities, reflecting a robust performance overall.

Answer:<BR>The historical performance of SRG Housing shows a consistent growth trajectory in net sales and profit metrics over the years.<BR><BR>Breakdown:<BR>SRG Housing has demonstrated significant growth in net sales, increasing from 67.48 Cr in Mar'21 to 143.32 Cr in Mar'25. Other operating income also rose, peaking at 8.19 Cr in Mar'25, contributing to a total operating income of 151.51 Cr for the same period. Total expenditure, excluding depreciation, increased to 117.84 Cr in Mar'25, with employee costs rising notably to 37.42 Cr. Operating profit (PBDIT) reached 36.72 Cr in Mar'25, reflecting a healthy operating profit margin of 23.49%. However, interest expenses surged to 62.04 Cr, resulting in a gross profit (PBDT) of -25.32 Cr. Despite this, profit before tax improved to 30.06 Cr, leading to a profit after tax of 24.40 Cr in Mar'25. The company's total assets grew to 863.10 Cr, with total liabilities also increasing to 863.10 Cr, indicating a balanced growth in both assets and liabilities. Cash flow from financing activities was positive at 172.00 Cr, contributing to a net cash inflow of 10.00 Cr in Mar'25, while the closing cash and cash equivalents stood at 31.00 Cr. Overall, SRG Housing's performance reflects a robust growth pattern in sales and profits, despite increasing interest burdens.

Should I buy, sell or hold SRG Housing Finance Ltd?

Why is SRG Housing Finance Ltd falling/rising?

As of 18-Jan, SRG Housing Finance Ltd's stock price is at 268.20, down 2.86% and underperforming its sector. The stock has a troubling trend with a 1-year return of -27.12% and declining investor interest, indicating weak long-term fundamentals.

As of 18-Jan, SRG Housing Finance Ltd's stock price is falling, currently at 268.20, reflecting a decrease of 7.9 (-2.86%). The stock has underperformed its sector by 3.22% today and opened with a significant loss of 5.38%. It reached an intraday low of Rs 261.25, indicating a lack of investor confidence.<BR><BR>The stock's performance over various periods shows a troubling trend, with a 1-year return of -27.12%, which is significantly worse than the Sensex's gain of 8.47% during the same timeframe. Additionally, the stock has seen a decline of 9.44% year-to-date, further highlighting its struggles in the market.<BR><BR>Investor participation has also decreased, as evidenced by a delivery volume drop of 72.36% compared to the 5-day average. The stock is trading below its moving averages across multiple timeframes, suggesting a bearish trend. Furthermore, the company, despite declaring positive results for the last nine consecutive quarters, is facing challenges with weak long-term fundamental strength, reflected in its average Return on Equity (ROE) of 13.64%.<BR><BR>Overall, the combination of poor short-term performance, declining investor interest, and weak long-term fundamentals contributes to the falling stock price of SRG Housing Finance Ltd.

Which are the latest news on SRG Housing?