Temenos AG (TEMN) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

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Comparison

Company

Score

Quality

Valuation

Financial

Technical

Temenos AG

Why is Temenos AG ?

High Debt company with Weak Long Term Fundamental Strength

Poor long term growth as Operating profit has grown by an annual rate -2.95% of over the last 5 years
High Debt Company with a Debt to Equity ratio (avg) at times

With ROE of 56.04%, it has a Very Expensive valuation with a 10.57 Price to Book Value

The stock is trading at a discount compared to its peers' average historical valuations
Over the past year, while the stock has generated a return of 14.21%, its profits have risen by 71.9% ; the PEG ratio of the company is 0.3

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Computers - Software & Consulting)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Temenos AG for you?

High Risk, Low Return

Absolute

Risk Adjusted

Volatility

Temenos AG

15.5%

-1.07

44.11%

Switzerland SMI

10.0%

0.63

15.85%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

-5.33%

EBIT Growth (5y)

-2.95%

EBIT to Interest (avg)

10.41

Debt to EBITDA (avg)

2.00

Net Debt to Equity (avg)

0.85

Sales to Capital Employed (avg)

0.69

Tax Ratio

13.00%

Dividend Payout Ratio

59.96%

Pledged Shares

Institutional Holding

0.01%

ROCE (avg)

17.23%

ROE (avg)

29.36%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

10.57

EV to EBIT

27.16

EV to EBITDA

18.73

EV to Capital Employed

5.67

EV to Sales

7.29

PEG Ratio

0.26

Dividend Yield

0.08%

ROCE (Latest)

20.89%

ROE (Latest)

56.04%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bullish

Mildly Bullish

RSI

No Signal

Bollinger Bands

Mildly Bullish

Bullish

Moving Averages

Bullish (Daily)

KST

Bullish

Dow Theory

No Trend

Mildly Bullish

OBV

Mildly Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

Not enough Data to analyse Financial Trend

Here's what is working for Temenos AG

Profit After Tax (PAT) - Half-Yearly

At CHF 72.50 MM has Grown at -11.30 %

Year on Year (YoY)

MOJO Watch

Near term PAT trend is very positive

PAT (CHF MM)

Net Sales - Quarterly

At CHF 201 MM has Grown at -4.11 %

Year on Year (YoY)

MOJO Watch

Near term sales trend is very positive

Net Sales (CHF MM)

Operating Profit to Interest - Quarterly

Highest at 24.91 times

in each of the last 5 periods

MOJO Watch

The company's ability to manage interest payments is improving

Operating Profit to Interest (CHF MM)

Profit Before Tax less Other Income (PBT) - Quarterly

At CHF 42 MM has Grown at 9.47 %

Year on Year (YoY)

MOJO Watch

Near term PBT trend is positive

PBT less Other Income (CHF MM)

Cash and Cash Equivalents - Half Yearly

Highest at CHF 272.42 MM

in the last six half yearly periods

MOJO Watch

Short Term liquidity is improving

Cash and Cash Equivalents (CHF MM)

Debt-Equity Ratio - Half Yearly

Lowest at 0.77 times

in the last five half yearly periods

MOJO Watch

The company has been reducing its borrowing as compared to equity capital

Debt-Equity Ratio

Debtors Turnover Ratio- Half Yearly

Highest at 4.85 times

in the last five half yearly periods

MOJO Watch

Company has been able to settle its Debtors faster

Debtors Turnover Ratio

Here's what is not working for Temenos AG

Profit After Tax (PAT) - Half-Yearly

At CHF 72.50 MM has Grown at -11.30 %

Year on Year (YoY)

MOJO Watch

Near term PAT trend is very negative

PAT (CHF MM)

Interest - Half-Yearly

At CHF 8.10 MM has Grown at -12.09 %

over previous Year

MOJO Watch

Rising interest cost signifies increased borrowings

Interest Paid (CHF MM)

Net Sales - Quarterly

Lowest at CHF 201 MM

in the last five periods

MOJO Watch

Near term sales trend is negative

Net Sales (CHF MM)