Temenos AG

  • Market Cap: N/A
  • Industry: Computers - Software & Consulting
  • ISIN: CH0012453913
CHF
75.15
-0.4 (-0.53%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

126.08 k

Shareholding (Mar 2024)

FII

0.00%

Held by 1 FIIs

DII

100.0%

Held by 0 DIIs

Promoter

0.00%

iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

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Dashboard
1

High Debt company with Weak Long Term Fundamental Strength

  • Poor long term growth as Operating profit has grown by an annual rate -2.95% of over the last 5 years
  • High Debt Company with a Debt to Equity ratio (avg) at times
2

With ROE of 56.04%, it has a Very Expensive valuation with a 10.57 Price to Book Value

stock-summaryMojo Parameters
Mojo Parameters
Stock DNA
stock-summary
Industry

Computers - Software & Consulting

stock-summary
Market cap

CHF 5,235 Million ()

stock-summary
P/E

19.00

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

0.07%

stock-summary
Debt Equity

1.30

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Return on Equity

71.49%

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Price to Book

15.15

Revenue and Profits:
Net Sales:
236 Million
(Quarterly Results - Jun 2025)
Net Profit:
136 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
18.72%
0%
18.72%
6 Months
17.79%
0%
17.79%
1 Year
14.21%
0%
14.21%
2 Years
-2.02%
0%
-2.02%
3 Years
42.33%
0%
42.33%
4 Years
-39.95%
0%
-39.95%
5 Years
-35.27%
0%
-35.27%

Temenos AG for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions
News
Icon
No Recent News for the Company
Announcements stock-summary
Icon
No announcement available
Corporate Actions stock-summary
Icon
No corporate action available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
-5.33%
EBIT Growth (5y)
-2.95%
EBIT to Interest (avg)
10.41
Debt to EBITDA (avg)
2.00
Net Debt to Equity (avg)
0.85
Sales to Capital Employed (avg)
0.69
Tax Ratio
13.00%
Dividend Payout Ratio
59.96%
Pledged Shares
0
Institutional Holding
0.01%
ROCE (avg)
17.23%
ROE (avg)
29.36%
Valuation key factors
Factor
Value
P/E Ratio
19
Industry P/E
Price to Book Value
10.57
EV to EBIT
27.16
EV to EBITDA
18.73
EV to Capital Employed
5.67
EV to Sales
7.29
PEG Ratio
0.26
Dividend Yield
0.08%
ROCE (Latest)
20.89%
ROE (Latest)
56.04%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Bullish
Mildly Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
No Trend
Mildly Bullish
OBV
Mildly Bullish
Mildly Bullish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Mar 2024stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Foreign Institutions

Domestic Funds

Held in 0 Schemes (0%)

Foreign Institutions

Held by 1 Foreign Institutions (0.0%)

Strategic Entities with highest holding

Highest Public shareholder

stock-summaryFinancial
[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Jun'25 - YoY",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in quarter ended Jun 2025 is 4.94% vs 4.61% in Jun 2024",
        "dir": 1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in quarter ended Jun 2025 is 306.27% vs -2.62% in Jun 2024",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Jun'25",
        "Jun'24",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "235.80",
          "val2": "224.70",
          "chgp": "4.94%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "103.70",
          "val2": "90.00",
          "chgp": "15.22%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "2.30",
          "val2": "3.80",
          "chgp": "-39.47%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "-13.50",
          "val2": "-13.30",
          "chgp": "-1.50%",
          "chgp_class": "negative"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "136.10",
          "val2": "33.50",
          "chgp": "306.27%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "331.50%",
          "val2": "271.10%",
          "chgp": "6.04%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Consolidated) - Dec'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Dec 2024 is 2.29% vs -0.89% in Dec 2023",
        "dir": 1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Dec 2024 is 28.93% vs 10.70% in Dec 2023",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "919.50",
          "val2": "898.90",
          "chgp": "2.29%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "520.40",
          "val2": "483.50",
          "chgp": "7.63%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "20.50",
          "val2": "25.90",
          "chgp": "-20.85%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "-26.70",
          "val2": "-20.50",
          "chgp": "-30.24%",
          "chgp_class": "negative"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "156.00",
          "val2": "121.00",
          "chgp": "28.93%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "441.10%",
          "val2": "406.70%",
          "chgp": "3.44%",
          "chgp_class": "positive"
        }
      ]
    }
  }
]
Quarterly Results Snapshot (Consolidated) - Jun'25 - YoYstock-summary
Jun'25
Jun'24
Change(%)
Net Sales
235.80
224.70
4.94%
Operating Profit (PBDIT) excl Other Income
103.70
90.00
15.22%
Interest
2.30
3.80
-39.47%
Exceptional Items
-13.50
-13.30
-1.50%
Consolidate Net Profit
136.10
33.50
306.27%
Operating Profit Margin (Excl OI)
331.50%
271.10%
6.04%
USD in Million.
Direction Arrows
Net Sales

YoY Growth in quarter ended Jun 2025 is 4.94% vs 4.61% in Jun 2024

Direction Arrows
Consolidated Net Profit

YoY Growth in quarter ended Jun 2025 is 306.27% vs -2.62% in Jun 2024

Annual Results Snapshot (Consolidated) - Dec'24stock-summary
Dec'24
Dec'23
Change(%)
Net Sales
919.50
898.90
2.29%
Operating Profit (PBDIT) excl Other Income
520.40
483.50
7.63%
Interest
20.50
25.90
-20.85%
Exceptional Items
-26.70
-20.50
-30.24%
Consolidate Net Profit
156.00
121.00
28.93%
Operating Profit Margin (Excl OI)
441.10%
406.70%
3.44%
USD in Million.
Direction Arrows
Net Sales

YoY Growth in year ended Dec 2024 is 2.29% vs -0.89% in Dec 2023

Direction Arrows
Consolidated Net Profit

YoY Growth in year ended Dec 2024 is 28.93% vs 10.70% in Dec 2023

stock-summaryCompany CV
About Temenos AG stock-summary
stock-summary
Temenos AG
Computers - Software & Consulting
Temenos AG, formerly Temenos Group AG, is a Switzerland-based company engaged in the development and marketing of banking software systems. Its services include implementation, performance optimization, integration, administration, maintenance, upgrades, training and support for its software solutions. It offers solutions for retail, corporate, universal, Islamic and microfinance and community banking sectors, as well as for Private Wealth Management. The Company's client base consists of mostly banking and other financial services institutions. Its core products are Temenos T24 Core Banking (T24), a front to back office, Customer Relationship Management (CRM) and product lifecycle management software platform, as well as Front Office, an integrated, role-specific, and multi-channel solution that supports banks’ daily interactions and long term relationships with their retail, corporate, mass affluent, and High-Net-Worth (HNW) customers. It offers also funds and securities solutions.
Company Coordinates stock-summary
Company Details
2 Rue de l'Ecole-de-Chimie , GENEVE None : 1205
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Tel: 41 22 7081150
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Registrar Details