ScoreWhy is TEXT SA ?
1
Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 108.26%
- Healthy long term growth as Net Sales has grown by an annual rate of 15.16%
- Company has very low debt and has enough cash to service the debt requirements
2
The company has declared Negative results for the last 6 consecutive quarters
- INTEREST(HY) At PLN 0.14 MM has Grown at 575%
- ROCE(HY) Lowest at 74.99%
- DEBTORS TURNOVER RATIO(HY) Lowest at 6.18 times
3
With ROE of 112.60%, it has a very expensive valuation with a 9.80 Price to Book Value
- Over the past year, while the stock has generated a return of -22.00%, its profits have fallen by -24.6%
4
Consistent Underperformance against the benchmark over the last 3 years
- Along with generating -22.00% returns in the last 1 year, the stock has also underperformed Poland WIG in each of the last 3 annual periods
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to TEXT SA should be less than 10%
- Overall Portfolio exposure to Software Products should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Software Products)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
No Data Found
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
15.16%
EBIT Growth (5y)
6.41%
EBIT to Interest (avg)
100.00
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
-0.62
Sales to Capital Employed (avg)
2.74
Tax Ratio
7.95%
Dividend Payout Ratio
94.07%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
278.60%
ROE (avg)
108.26%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
9
Industry P/E
Price to Book Value
9.80
EV to EBIT
7.48
EV to EBITDA
6.30
EV to Capital Employed
17.69
EV to Sales
3.06
PEG Ratio
NA
Dividend Yield
13.15%
ROCE (Latest)
236.49%
ROE (Latest)
112.60%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Mildly Bearish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Mildly Bullish
Dow Theory
No Trend
No Trend
OBV
Bearish
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend1What is working for the Company
RAW MATERIAL COST(Y)
Fallen by -1.03% (YoY
-11What is not working for the Company
INTEREST(HY)
At PLN 0.14 MM has Grown at 575%
ROCE(HY)
Lowest at 74.99%
DEBTORS TURNOVER RATIO(HY)
Lowest at 6.18 times
Here's what is working for TEXT SA
Raw Material Cost
Fallen by -1.03% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Depreciation
Highest at PLN 7.2 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (PLN MM)
Here's what is not working for TEXT SA
Interest
At PLN 0.14 MM has Grown at 575%
over previous Semi-Annual periodMOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (PLN MM)
Debtors Turnover Ratio
Lowest at 6.18 times
in the last five Semi-Annual periodsMOJO Watch
Company's pace of selling Debtors has slowed
Debtors Turnover Ratio
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