TEXT SA (LVC) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Huuuge, Inc.

Asseco Poland SA

Asseco Business Solutions SA

Shoper SA

11 Bit Studios SA

CD Projekt SA

PlayWay SA

CI Games SA

PCF Group SA

TEXT SA

Allegro.eu SA

Why is TEXT SA ?

With a fall in Net Sales of -8.28%, the company declared Very Negative results in Dec 25

The company has declared negative results for the last 4 consecutive quarters
INTEREST(HY) At PLN 0.3 MM has Grown at 480.77%
OPERATING CASH FLOW(Y) Lowest at PLN 153.8 MM
INTEREST COVERAGE RATIO(Q) Lowest at 24,536.18

Consistent Underperformance against the benchmark over the last 3 years

Along with generating -24.17% returns in the last 1 year, the stock has also underperformed Poland WIG in each of the last 3 annual periods

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Software Products)

When to re-enter? - We will constantly monitor the company and review our call based on new data

No Data Found

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

15.16%

EBIT Growth (5y)

6.41%

EBIT to Interest (avg)

100.00

Debt to EBITDA (avg)

Net Debt to Equity (avg)

-0.62

Sales to Capital Employed (avg)

2.81

Tax Ratio

7.05%

Dividend Payout Ratio

94.91%

Pledged Shares

Institutional Holding

ROCE (avg)

307.56%

ROE (avg)

108.26%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

9.80

EV to EBIT

7.48

EV to EBITDA

6.30

EV to Capital Employed

17.69

EV to Sales

3.06

PEG Ratio

Dividend Yield

13.15%

ROCE (Latest)

236.49%

ROE (Latest)

112.60%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bullish

RSI

No Signal

Bollinger Bands

Bullish

Bearish

Moving Averages

Mildly Bearish (Daily)

KST

Bullish

Mildly Bullish

Dow Theory

Mildly Bullish

OBV

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

0What is working for the Company

NO KEY POSITIVE TRIGGERS

-20What is not working for the Company

INTEREST(HY)

At PLN 0.22 MM has Grown at 325%

OPERATING CASH FLOW(Y)

Lowest at PLN 161.3 MM

ROCE(HY)

Lowest at 94.66%

NET SALES(Q)

Lowest at PLN 79.91 MM

OPERATING PROFIT(Q)

Lowest at PLN 37.18 MM

DIVIDEND PAYOUT RATIO(Y)

Lowest at 0%

RAW MATERIAL COST(Y)

Grown by 13.65% (YoY

CASH AND EQV(HY)

Lowest at PLN 116.13 MM

DIVIDEND PER SHARE(HY)

Lowest at PLN 6.87

Here's what is working for TEXT SA

Depreciation

Highest at PLN 6.9 MM

in the last five periods

MOJO Watch

The expenditure on assets done by the company may have gone into operation

Depreciation (PLN MM)

Here's what is not working for TEXT SA

Interest

At PLN 0.22 MM has Grown at 325%

over previous Semi-Annual period

MOJO Watch

Rising interest cost signifies increased borrowings

Interest Paid (PLN MM)

Net Sales

Lowest at PLN 79.91 MM and Fallen

In each period in the last five periods

MOJO Watch

Near term sales trend is very negative

Net Sales (PLN MM)

Operating Profit

Lowest at PLN 37.18 MM and Fallen

In each period in the last five periods

MOJO Watch

Near term Operating Profit trend is quite negative

Operating Profit (PLN MM)

Operating Cash Flow

Lowest at PLN 161.3 MM

in the last three years

MOJO Watch

The company's cash revenues from business operations are falling

Operating Cash Flows (PLN MM)

Cash and Eqv

Lowest at PLN 116.13 MM

in the last six Semi-Annual periods

MOJO Watch

Short Term liquidity is deteriorating

Cash and Cash Equivalents

Dividend per share

Lowest at PLN 6.87

in the last five years

MOJO Watch

Company is distributing lower dividend than previous years

DPS (PLN)

Dividend Payout Ratio

Lowest at 0%

in the last five years

MOJO Watch

Company is distributing lower proportion of profits generated as dividend

DPR (%)

Raw Material Cost

Grown by 13.65% (YoY)

MOJO Watch

The company's ability to pass on the cost of raw materials to customers has deteriorated; this may lead to a fall in profit margin

Raw Material Cost as a percentage of Sales