ScoreWhy is TEXT SA ?
1
With a fall in Net Sales of -8.28%, the company declared Very Negative results in Sep 25
- OPERATING CASH FLOW(Y) Lowest at PLN 142.59 MM
- INTEREST(HY) At PLN 0.17 MM has Grown at 73.47%
- DEBTORS TURNOVER RATIO(HY) Lowest at 5.66 times
2
Consistent Underperformance against the benchmark over the last 3 years
- Along with generating -34.45% returns in the last 1 year, the stock has also underperformed Poland WIG in each of the last 3 annual periods
Real-Time Research ReportHow much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Software Products)
When to re-enter? - We will constantly monitor the company and review our call based on new data
No Data Found
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
17.68%
EBIT Growth (5y)
10.17%
EBIT to Interest (avg)
100.00
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
-0.62
Sales to Capital Employed (avg)
2.67
Tax Ratio
7.05%
Dividend Payout Ratio
94.91%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
307.56%
ROE (avg)
108.26%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
9
Industry P/E
Price to Book Value
7.81
EV to EBIT
7.24
EV to EBITDA
6.30
EV to Capital Employed
18.49
EV to Sales
3.42
PEG Ratio
NA
Dividend Yield
172.39%
ROCE (Latest)
255.31%
ROE (Latest)
90.70%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Bearish
Moving Averages
Bearish (Daily)
KST
Mildly Bullish
Mildly Bullish
Dow Theory
Mildly Bullish
No Trend
OBV
Mildly Bullish
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend0What is working for the Company
NO KEY POSITIVE TRIGGERS
-21What is not working for the Company
OPERATING CASH FLOW(Y)
Lowest at PLN 142.59 MM
INTEREST(HY)
At PLN 0.17 MM has Grown at 73.47%
DEBTORS TURNOVER RATIO(HY)
Lowest at 5.66 times
INTEREST COVERAGE RATIO(Q)
Lowest at 25,004
OPERATING PROFIT(Q)
Lowest at PLN 37.51 MM
OPERATING PROFIT MARGIN(Q)
Lowest at 45.29 %
PRE-TAX PROFIT(Q)
Lowest at PLN 31.08 MM
NET PROFIT(Q)
Lowest at PLN 28.63 MM
RAW MATERIAL COST(Y)
Grown by 14.9% (YoY
DEBT-EQUITY RATIO
(HY)
Highest at -2.61 %
NET SALES(Q)
Lowest at PLN 82.81 MM
EPS(Q)
Lowest at PLN 1.11
Here's what is not working for TEXT SA
Operating Cash Flow
Lowest at PLN 142.59 MM and Fallen
In each year in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (PLN MM)
Interest Coverage Ratio
Lowest at 25,004
in the last five periodsMOJO Watch
The company's ability to manage interest payments is deteriorating
Operating Profit to Interest
Operating Profit
Lowest at PLN 37.51 MM and Fallen
In each period in the last five periodsMOJO Watch
Near term Operating Profit trend is quite negative
Operating Profit (PLN MM)
Operating Profit Margin
Lowest at 45.29 % and Fallen
In each period in the last five periodsMOJO Watch
Company's profit margin has deteriorated
Operating Profit to Sales
Pre-Tax Profit
Lowest at PLN 31.08 MM and Fallen
In each period in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is very negative
Pre-Tax Profit (PLN MM)
Net Profit
Lowest at PLN 28.63 MM and Fallen
In each period in the last five periodsMOJO Watch
Near term Net Profit trend is very negative
Net Profit (PLN MM)
Interest
At PLN 0.17 MM has Grown at 73.47%
over previous Semi-Annual periodMOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (PLN MM)
Debtors Turnover Ratio
Lowest at 5.66 times and Fallen
In each half year in the last five Semi-Annual periodsMOJO Watch
Company's pace of selling Debtors has slowed
Debtors Turnover Ratio
Net Sales
Lowest at PLN 82.81 MM
in the last five periodsMOJO Watch
Near term sales trend is negative
Net Sales (PLN MM)
EPS
Lowest at PLN 1.11
in the last five periodsMOJO Watch
Declining profitability; company has created lower earnings for shareholders
EPS (PLN)
Debt-Equity Ratio
Highest at -2.61 %
in the last five Semi-Annual periodsMOJO Watch
The company is borrowing more to fund its operations; it's liquidity situation may be stressed
Debt-Equity Ratio
Raw Material Cost
Grown by 14.9% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has deteriorated; this may lead to a fall in profit margin
Raw Material Cost as a percentage of Sales
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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