ScoreWhy is TEXT SA ?
1
Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 108.26%
- Healthy long term growth as Net Sales has grown by an annual rate of 17.68%
- Company has very low debt and has enough cash to service the debt requirements
2
With a fall in Net Sales of -0.5%, the company declared Very Negative results in Mar 25
- DEBTORS TURNOVER RATIO(HY) Lowest at 6.67%
- OPERATING PROFIT MARGIN(Q) Lowest at 53.12 %
- PRE-TAX PROFIT(Q) Lowest at PLN 40.42 MM
3
With ROE of 90.70%, it has a attractive valuation with a 7.81 Price to Book Value
- Over the past year, while the stock has generated a return of -42.73%, its profits have fallen by -7.8%
4
Consistent Underperformance against the benchmark over the last 3 years
- Along with generating -42.73% returns in the last 1 year, the stock has also underperformed Poland WIG in each of the last 3 annual periods
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to TEXT SA should be less than 10%
- Overall Portfolio exposure to Software Products should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Software Products)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
No Data Found
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
17.68%
EBIT Growth (5y)
10.17%
EBIT to Interest (avg)
100.00
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
-0.62
Sales to Capital Employed (avg)
2.66
Tax Ratio
7.05%
Dividend Payout Ratio
94.91%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
307.56%
ROE (avg)
108.26%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
9
Industry P/E
Price to Book Value
7.81
EV to EBIT
7.24
EV to EBITDA
6.30
EV to Capital Employed
18.49
EV to Sales
3.42
PEG Ratio
NA
Dividend Yield
172.39%
ROCE (Latest)
255.31%
ROE (Latest)
90.70%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Mildly Bullish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
Bearish
Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend2What is working for the Company
DIVIDEND PAYOUT RATIO(Y)
Highest at 423.75%
DIVIDEND PER SHARE(HY)
Highest at PLN 6.67
-6What is not working for the Company
DEBTORS TURNOVER RATIO(HY)
Lowest at 6.67%
OPERATING PROFIT MARGIN(Q)
Lowest at 53.12 %
PRE-TAX PROFIT(Q)
Lowest at PLN 40.42 MM
NET PROFIT(Q)
Lowest at PLN 36.82 MM
EPS(Q)
Lowest at PLN 1.43
Here's what is working for TEXT SA
Dividend per share
Highest at PLN 6.67
in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (PLN)
Dividend Payout Ratio
Highest at 423.75%
in the last five yearsMOJO Watch
Company is distributing higher proportion of profits generated as dividend
DPR (%)
Depreciation
Highest at PLN 6.49 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (PLN MM)
Here's what is not working for TEXT SA
Debtors Turnover Ratio
Lowest at 6.67% and Fallen
In each half year in the last five Semi-Annual periodsMOJO Watch
Company's pace of selling Debtors has slowed
Debtors Turnover Ratio
Operating Profit Margin
Lowest at 53.12 %
in the last five periodsMOJO Watch
Company's profit margin has deteriorated
Operating Profit to Sales
Pre-Tax Profit
Lowest at PLN 40.42 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is negative
Pre-Tax Profit (PLN MM)
Net Profit
Lowest at PLN 36.82 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is negative
Net Profit (PLN MM)
EPS
Lowest at PLN 1.43
in the last five periodsMOJO Watch
Declining profitability; company has created lower earnings for shareholders
EPS (PLN)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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