Dashboard
1
Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 108.26%
- Healthy long term growth as Net Sales has grown by an annual rate of 17.68%
- Company has very low debt and has enough cash to service the debt requirements
2
With a fall in Net Sales of -0.5%, the company declared Very Negative results in Mar 25
3
With ROE of 90.70%, it has a attractive valuation with a 7.81 Price to Book Value
4
Consistent Underperformance against the benchmark over the last 3 years
Total Returns (Price + Dividend) 
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
-27.31%
0%
-27.31%
6 Months
-27.77%
0%
-27.77%
1 Year
-43.31%
0%
-43.31%
2 Years
-65.8%
0%
-65.8%
3 Years
-65.01%
0%
-65.01%
4 Years
-67.6%
0%
-67.6%
5 Years
-60.0%
0%
-60.0%
TEXT SA for the last several years.
Risk Adjusted Returns v/s 
News
No Recent News for the Company
Announcements 
No announcement available
Corporate Actions 
No corporate action available
Quality key factors 
Factor
Value
Sales Growth (5y)
17.68%
EBIT Growth (5y)
10.17%
EBIT to Interest (avg)
100.00
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
-0.62
Sales to Capital Employed (avg)
2.66
Tax Ratio
7.05%
Dividend Payout Ratio
94.91%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
307.56%
ROE (avg)
108.26%
Valuation key factors
Factor
Value
P/E Ratio
9
Industry P/E
Price to Book Value
7.81
EV to EBIT
7.24
EV to EBITDA
6.30
EV to Capital Employed
18.49
EV to Sales
3.42
PEG Ratio
NA
Dividend Yield
172.39%
ROCE (Latest)
255.31%
ROE (Latest)
90.70%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Mildly Bullish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
Bearish
Bearish
Shareholding Snapshot
No data for shareholding present.
Shareholding Compare (%holding) 
No data for shareholding present.
Quarterly Results Snapshot (Consolidated) - Dec'24 - YoY
Dec'24
Dec'23
Change(%)
Net Sales
88.90
89.40
-0.56%
Operating Profit (PBDIT) excl Other Income
49.70
52.50
-5.33%
Interest
0.10
0.10
Exceptional Items
0.00
0.00
Consolidate Net Profit
41.30
43.90
-5.92%
Operating Profit Margin (Excl OI)
489.40%
531.40%
-4.20%
USD in Million.
Net Sales
YoY Growth in quarter ended Dec 2024 is -0.56% vs 4.07% in Dec 2023
Consolidated Net Profit
YoY Growth in quarter ended Dec 2024 is -5.92% vs -6.99% in Dec 2023
Annual Results Snapshot (Consolidated) - Mar'24
Mar'24
Mar'23
Change(%)
Net Sales
335.30
295.70
13.39%
Operating Profit (PBDIT) excl Other Income
198.20
181.60
9.14%
Interest
0.30
0.40
-25.00%
Exceptional Items
0.00
0.00
Consolidate Net Profit
166.60
155.30
7.28%
Operating Profit Margin (Excl OI)
533.30%
565.20%
-3.19%
USD in Million.
Net Sales
YoY Growth in year ended Mar 2024 is 13.39% vs 32.90% in Mar 2023
Consolidated Net Profit
YoY Growth in year ended Mar 2024 is 7.28% vs 30.50% in Mar 2023
About TEXT SA 
TEXT SA
Software Products
Livechat Software SA is a Poland-based company engaged in the software industry. The Company is a producer and global provider of software as a service (SaaS) LiveChat, communication software for business. LiveChat enables fast and intuitive communication between company's employees and customers visiting corporate Website. The application also tracks customers’ activity on a Website. The Company produces and distributes software for business-to-consumer (B2C) and business-to-business (B2B) communication. Its product portfolio includes three types of LiveChat plans: Solo, dedicated to single user and offering such features as unlimited chats, ticketing system, enhanced security and basic reporting; Team, for numerous teams that additionally includes chat routing and groups creation; and Enterprise, for companies that, additionally to previous ones, provides advanced reporting, work scheduler and unlimited visits on a Website.
Company Coordinates 
Company Details
Ul. Zwycieska 47 , WROCLAW None : 53-033
Registrar Details






