The Howa Bank Ltd.

  • Market Cap: Micro Cap
  • Industry: Major Banks
  • ISIN: JP3840500007
JPY
469.00
4 (0.86%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

Comparison

Company
Score
Quality
Valuation
Financial
Technical
The Fukui Bank, Ltd.
Jimoto Holdings, Inc.
The Yamanashi Chuo Bank, Ltd.
The Tohoku Bank Ltd.
The Toho Bank, Ltd.
The Tottori Bank Ltd.
The Miyazaki Taiyo Bank Ltd.
The Bank of Toyama Ltd.
The Chiba Kogyo Bank Ltd.
The Howa Bank Ltd.
The Shimane Bank, Ltd.

Why is The Howa Bank Ltd. ?

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Unrated Stock - No Analysis Available
stock-recommendationReal-Time Research Report

Verdict Report

How much should you hold?

  1. Overall Portfolio exposure to The Howa Bank Ltd. should be less than 10%
  2. Overall Portfolio exposure to Major Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

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No Data Found
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor
Value
Sales Growth (5y)
1.80%
EBIT Growth (5y)
32.85%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
9.37%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
stock-recommendationValuation

Valuation Scorecard stock-summary

stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary

Factor
Value
P/E Ratio
3
Industry P/E
Price to Book Value
0.11
EV to EBIT
-38.71
EV to EBITDA
-28.50
EV to Capital Employed
2.54
EV to Sales
-4.74
PEG Ratio
0.16
Dividend Yield
NA
ROCE (Latest)
-6.56%
ROE (Latest)
3.78%
stock-recommendationTechnicals

Technical key factors

Indicator
Weekly
Monthly
MACD
Bearish
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Bullish
Dow Theory
Mildly Bullish
Mildly Bearish
OBV
Mildly Bullish
No Trend
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
stock-recommendationFinancial Trend

Financial Trend Scorecard stock-summary

stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

12What is working for the Company
DIVIDEND PAYOUT RATIO(Y)

Highest at 10.02%

OPERATING PROFIT(Q)

Highest at JPY 477 MM

OPERATING PROFIT MARGIN(Q)

Highest at 19.86 %

PRE-TAX PROFIT(Q)

Highest at JPY 676 MM

NET PROFIT(Q)

Highest at JPY 588 MM

EPS(Q)

Highest at JPY 12.33

-5What is not working for the Company
INTEREST(9M)

At JPY 877 MM has Grown at 178.41%

CASH AND EQV(HY)

Lowest at JPY 79,046 MM

Here's what is working for The Howa Bank Ltd.

Pre-Tax Profit
At JPY 676 MM has Grown at 604.48%
Year on Year (YoY)
MOJO Watch
Near term Pre-Tax Profit trend is very positive

Pre-Tax Profit (JPY MM)

Net Profit
At JPY 588 MM has Grown at 615.79%
Year on Year (YoY)
MOJO Watch
Near term Net Profit trend is very positive

Net Profit (JPY MM)

Operating Profit
Highest at JPY 477 MM
in the last five periods
MOJO Watch
Near term Operating Profit trend is positive

Operating Profit (JPY MM)

Operating Profit Margin
Highest at 19.86 %
in the last five periods
MOJO Watch
Company's profit margin has improved

Operating Profit to Sales

Pre-Tax Profit
Highest at JPY 676 MM
in the last five periods
MOJO Watch
Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (JPY MM)

Net Profit
Highest at JPY 588 MM
in the last five periods
MOJO Watch
Near term Net Profit trend is positive

Net Profit (JPY MM)

EPS
Highest at JPY 12.33
in the last five periods
MOJO Watch
Increasing profitability; company has created higher earnings for shareholders

EPS (JPY)

Dividend Payout Ratio
Highest at 10.02%
in the last five years
MOJO Watch
Company is distributing higher proportion of profits generated as dividend

DPR (%)

Here's what is not working for The Howa Bank Ltd.

Interest
At JPY 877 MM has Grown at 178.41%
over previous Semi-Annual period
MOJO Watch
Rising interest cost signifies increased borrowings

Interest Paid (JPY MM)

Cash and Eqv
Lowest at JPY 79,046 MM
in the last six Semi-Annual periods
MOJO Watch
Short Term liquidity is deteriorating

Cash and Cash Equivalents