The Howa Bank Ltd.

  • Market Cap: Micro Cap
  • Industry: Major Banks
  • ISIN: JP3840500007
JPY
502.00
-9 (-1.76%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

N/A

Shareholding

FII

N/A

DII

N/A

Promoter

N/A

iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

Dashboard

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Unrated Stock - No Analysis Available
stock-summaryMojo Parameters

Mojo Parameters

Stock DNA

stock-summary
Industry

Major Banks

stock-summary
Market cap

JPY 3,264 Million (Micro Cap)

stock-summary
P/E

3.00

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

0.00%

stock-summary
Debt Equity

0.00

stock-summary
Return on Equity

3.76%

stock-summary
Price to Book

0.12

Revenue and Profits:
Net Sales:
2,452 Million
(Quarterly Results - Dec 2025)
Net Profit:
-177 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
-6.34%
0%
-6.34%
6 Months
0.4%
0%
0.4%
1 Year
2.45%
0%
2.45%
2 Years
3.29%
0%
3.29%
3 Years
-8.56%
0%
-8.56%
4 Years
-14.92%
0%
-14.92%
5 Years
-21.56%
0%
-21.56%

The Howa Bank Ltd. for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions

News

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No Recent News for the Company

Announcements stock-summary

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No announcement available

Corporate Actions stock-summary

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No corporate action available
stock-summaryKey Factors

Quality key factors stock-summary

Factor
Value
Sales Growth (5y)
1.80%
EBIT Growth (5y)
32.12%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
9.37%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0

Valuation key factors

Factor
Value
P/E Ratio
3
Industry P/E
Price to Book Value
0.08
EV to EBIT
-5.33
EV to EBITDA
-3.91
EV to Capital Employed
-0.21
EV to Sales
-0.64
PEG Ratio
0.15
Dividend Yield
0.10%
ROCE (Latest)
Negative Capital Employed
ROE (Latest)
3.04%

Technicals key factors

Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bullish
Mildly Bearish
OBV
No Trend
Mildly Bearish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshotstock-summary
Icon
No data for shareholding present.
Shareholding Compare (%holding) stock-summary
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No data for shareholding present.
stock-summaryFinancial
[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Standalone) - Mar'23 - YoY",
    "rhs": [
      {
        "prefix": "Interest Earned ",
        "suffix": "YoY Growth in quarter ended Mar 2023 is -0.55% vs 0.76% in Mar 2022",
        "dir": -1
      },
      {
        "prefix": "Net Profit ",
        "suffix": "YoY Growth in quarter ended Mar 2023 is 141.87% vs -98.01% in Mar 2022",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Mar'23",
        "Mar'22",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Interest Earned",
          "val1": "1,987.00",
          "val2": "1,998.00",
          "chgp": "-0.55%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit (PBDIT)",
          "val1": "308.00",
          "val2": "168.00",
          "chgp": "83.33%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Net NPAs",
          "val1": "49.60%",
          "val2": "46.00%",
          "chgp": "0.36%",
          "chgp_class": "negative"
        },
        {
          "field": "% of Gross NPAs",
          "val1": "49.60%",
          "val2": "46.00%",
          "chgp": "0.36%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "5.00",
          "val2": "-1.00",
          "chgp": "600.00%",
          "chgp_class": "positive"
        },
        {
          "field": "Net Profit",
          "val1": "291.00",
          "val2": "-695.00",
          "chgp": "141.87%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Standalone) - Jun'22",
    "rhs": [
      {
        "prefix": "Interest Earned ",
        "suffix": "Not Applicable: The company has declared_date for only one period",
        "dir": 0
      },
      {
        "prefix": "Net Profit ",
        "suffix": "Not Applicable: The company has declared_date for only one period",
        "dir": 0
      }
    ],
    "table": {
      "header": [
        "Jun'22",
        "",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Interest Earned",
          "val1": "2,064.00",
          "val2": "0.00",
          "chgp": "NA",
          "chgp_class": "neutral"
        },
        {
          "field": "Operating Profit (PBDIT)",
          "val1": "409.00",
          "val2": "0.00",
          "chgp": "NA",
          "chgp_class": "neutral"
        },
        {
          "field": "% of Net NPAs",
          "val1": "47.30",
          "val2": "0.00",
          "chgp": "NA",
          "chgp_class": "neutral"
        },
        {
          "field": "% of Gross NPAs",
          "val1": "47.30",
          "val2": "0.00",
          "chgp": "NA",
          "chgp_class": "neutral"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "NA",
          "chgp_class": "neutral"
        },
        {
          "field": "Net Profit",
          "val1": "485.00",
          "val2": "0.00",
          "chgp": "NA",
          "chgp_class": "neutral"
        }
      ]
    }
  }
]

Quarterly Results Snapshot (Standalone) - Mar'23 - YoYstock-summary

Mar'23
Mar'22
Change(%)
Interest Earned
1,987.00
1,998.00
-0.55%
Operating Profit (PBDIT)
308.00
168.00
83.33%
% of Net NPAs
49.60%
46.00%
0.36%
% of Gross NPAs
49.60%
46.00%
0.36%
Exceptional Items
5.00
-1.00
600.00%
Net Profit
291.00
-695.00
141.87%
USD in Million.
Direction Arrows
Interest Earned

YoY Growth in quarter ended Mar 2023 is -0.55% vs 0.76% in Mar 2022

Direction Arrows
Net Profit

YoY Growth in quarter ended Mar 2023 is 141.87% vs -98.01% in Mar 2022

Annual Results Snapshot (Standalone) - Jun'22stock-summary

Jun'22
Change(%)
Interest Earned
2,064.00
0.00
NA
Operating Profit (PBDIT)
409.00
0.00
NA
% of Net NPAs
47.30
0.00
NA
% of Gross NPAs
47.30
0.00
NA
Exceptional Items
0.00
0.00
NA
Net Profit
485.00
0.00
NA
USD in Million.
Interest Earned

Not Applicable: The company has declared_date for only one period

Net Profit

Not Applicable: The company has declared_date for only one period

stock-summaryCompany CV
About The Howa Bank Ltd. stock-summary
stock-summary
The Howa Bank Ltd.
Major Banks
No Details Available.
Company Coordinates stock-summary
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No Company Details Available