ScoreWhy is The United Insurance Co. of Pakistan Ltd. ?
1
With a growth in Operating Profit of 39.63%, the company declared Very Positive results in Mar 25
- The company has declared positive results for the last 2 consecutive quarters
- OPERATING CASH FLOW(Y) Highest at PKR 1,307.76 MM
- NET SALES(HY) At PKR 4,491.38 MM has Grown at 75.65%
- NET PROFIT(HY) Higher at PKR 1,590.42 MM
2
With ROE of 31.1, it has a fair valuation with a 1 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 0%, its profits have risen by 108.7% ; the PEG ratio of the company is 0
- At the current price, the company has a high dividend yield of 8.6
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to The United Insurance Co. of Pakistan Ltd. should be less than 10%
- Overall Portfolio exposure to Insurance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is The United Insurance Co. of Pakistan Ltd. for you?
Medium Risk, Low Return
Absolute
Risk Adjusted
Volatility
The United Insurance Co. of Pakistan Ltd.
53.23%
1.33
39.93%
Pakistan KSE 100 Share
60.28%
2.81
22.77%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
17.96%
EBIT Growth (5y)
-226.16%
EBIT to Interest (avg)
0.10
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0.92
Tax Ratio
27.16%
Dividend Payout Ratio
32.94%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0.02%
ROE (avg)
19.02%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
3
Industry P/E
Price to Book Value
0.86
EV to EBIT
NA
EV to EBITDA
14.89
EV to Capital Employed
0.81
EV to Sales
0.61
PEG Ratio
0.03
Dividend Yield
NA
ROCE (Latest)
ROE (Latest)
29.94%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
Bullish
No Signal
Bollinger Bands
Mildly Bearish
Bullish
Moving Averages
Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
Mildly Bearish
No Trend
OBV
Mildly Bullish
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend20What is working for the Company
OPERATING CASH FLOW(Y)
Highest at PKR 1,307.76 MM
NET SALES(HY)
At PKR 4,491.38 MM has Grown at 75.65%
NET PROFIT(HY)
Higher at PKR 1,590.42 MM
ROCE(HY)
Highest at 35.05%
RAW MATERIAL COST(Y)
Fallen by 0% (YoY
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Here's what is working for The United Insurance Co. of Pakistan Ltd.
Net Profit
At PKR 1,590.42 MM has Grown at 206.06%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is very positive
Net Profit (PKR MM)
Operating Cash Flow
Highest at PKR 1,307.76 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (PKR MM)
Net Sales
At PKR 4,491.38 MM has Grown at 75.65%
Year on Year (YoY)MOJO Watch
Near term sales trend is positive
Net Sales (PKR MM)
Net Profit
Higher at PKR 1,590.42 MM
than preceding 12 month period ended Mar 2025MOJO Watch
In the half year the company has already crossed Net Profit of the previous twelve months
Net Profit (PKR MM)
Raw Material Cost
Fallen by 0% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
GET THE MARKETSMOJO APP
Company
Stocks
Portfolio
"Investment in securities markets are subject to market risk. Read all the related documents carefully before investing."
