TransUnion

  • Market Cap: Mid Cap
  • Industry: Capital Markets
  • ISIN: US89400J1079
USD
73.48
-13.88 (-15.89%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

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Comparison

Company
Score
Quality
Valuation
Financial
Technical
S&P Global, Inc.
Moody's Corp.
Morningstar, Inc.
TransUnion
Open Lending Corp.
Chegg, Inc.
Donnelley Financial Solutions, Inc.
Dun & Bradstreet Holdings, Inc.
MSCI, Inc.

Why is TransUnion ?

1
Poor long term growth as Operating profit has grown by an annual rate 7.09% of over the last 5 years
2
The company has declared Positive results for the last 5 consecutive quarters
  • OPERATING CASH FLOW(Y) Highest at USD 840.6 MM
  • ROCE(HY) Highest at 9.06%
  • DEBT-EQUITY RATIO (HY) Lowest at 99.71 %
3
With ROCE of 9.70%, it has a expensive valuation with a 2.45 Enterprise value to Capital Employed
  • The stock is trading at a discount compared to its peers' average historical valuations
  • Over the past year, while the stock has generated a return of -14.60%, its profits have risen by 21.3% ; the PEG ratio of the company is 1.8
4
Below par performance in long term as well as near term
  • Along with generating -14.60% returns in the last 1 year, the stock has also underperformed S&P 500 in the last 3 years, 1 year and 3 months
stock-recommendationReal-Time Research Report

Verdict Report

How much should you hold?

  1. Overall Portfolio exposure to TransUnion should be less than 10%
  2. Overall Portfolio exposure to Capital Markets should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Capital Markets)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is TransUnion for you?

High Risk, Medium Return

Absolute
Risk Adjusted
Volatility
TransUnion
-100.0%
0.42
44.12%
S&P 500
13.95%
0.70
20.15%
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor
Value
Sales Growth (5y)
10.07%
EBIT Growth (5y)
7.09%
EBIT to Interest (avg)
4.00
Debt to EBITDA (avg)
3.72
Net Debt to Equity (avg)
1.04
Sales to Capital Employed (avg)
0.43
Tax Ratio
24.77%
Dividend Payout Ratio
29.05%
Pledged Shares
0
Institutional Holding
100.00%
ROCE (avg)
8.77%
ROE (avg)
10.85%
stock-recommendationValuation

Valuation Scorecard stock-summary

stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary

Factor
Value
P/E Ratio
36
Industry P/E
Price to Book Value
3.94
EV to EBIT
25.21
EV to EBITDA
15.50
EV to Capital Employed
2.45
EV to Sales
5.13
PEG Ratio
1.75
Dividend Yield
36.46%
ROCE (Latest)
9.70%
ROE (Latest)
11.07%
stock-recommendationTechnicals

Technical key factors

Indicator
Weekly
Monthly
MACD
Bearish
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Bearish
Moving Averages
Bearish (Daily)
KST
Mildly Bullish
Mildly Bearish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
Mildly Bearish
Mildly Bearish
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
stock-recommendationFinancial Trend

Financial Trend Scorecard stock-summary

stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

7What is working for the Company
OPERATING CASH FLOW(Y)

Highest at USD 840.6 MM

ROCE(HY)

Highest at 9.06%

DEBT-EQUITY RATIO (HY)

Lowest at 99.71 %

DIVIDEND PER SHARE(HY)

Highest at USD 4.93

NET SALES(Q)

Highest at USD 1,139.7 MM

-2What is not working for the Company
DEBTORS TURNOVER RATIO(HY)

Lowest at 4.93 times

OPERATING PROFIT MARGIN(Q)

Lowest at 29.85 %

Here's what is working for TransUnion

Operating Cash Flow
Highest at USD 840.6 MM
in the last three years
MOJO Watch
The company has generated higher cash revenues from business operations

Operating Cash Flows (USD MM)

Net Sales
Highest at USD 1,139.7 MM
in the last five periods
MOJO Watch
Near term sales trend is positive

Net Sales (USD MM)

Debt-Equity Ratio
Lowest at 99.71 %
in the last five Semi-Annual periods
MOJO Watch
The company has been reducing its borrowing as compared to equity capital

Debt-Equity Ratio

Dividend per share
Highest at USD 4.93
in the last five years
MOJO Watch
Company is distributing higher dividend from profits generated

DPS (USD)

Depreciation
Highest at USD 142.7 MM
in the last five periods
MOJO Watch
The expenditure on assets done by the company may have gone into operation

Depreciation (USD MM)

Here's what is not working for TransUnion

Operating Profit Margin
Lowest at 29.85 %
in the last five periods
MOJO Watch
Company's profit margin has deteriorated

Operating Profit to Sales

Debtors Turnover Ratio
Lowest at 4.93 times
in the last five Semi-Annual periods
MOJO Watch
Company's pace of selling Debtors has slowed

Debtors Turnover Ratio