TRU Share Price | TransUnion Stock Analysis & Recommendation

Q: How big is TransUnion?

Market Cap: As of Jun 18, TransUnion has a market capitalization of 17,040.86 million, classifying it as a Mid Cap company.Recent Quarterly Performance: For the latest four quarters, TransUnion reported net sales of 4,258.30 million and a net profit of 385.10 million.Balance Sheet Snapshot: As of Dec 24, the company reported shareholder's funds of 4,217.00 million and total assets of 10,984.80 million.

Q: What does TransUnion do?

Overview:TransUnion is a risk and information solutions provider to businesses and consumers, operating in the Capital Markets industry with a mid-cap market capitalization.Financial Snapshot:Most recent Net Sales: 1,096 Million (Quarterly Results - Mar 2025) Most recent Net Profit: 153 Million (Quarterly Results - Mar 2025) Market-cap: USD 17,040.86 Million (Mid Cap)Key Metrics:P/E: 36.00 Dividend Yield: 37.00% Debt Equity: 1.04 Return on Equity: 11.07% Price to Book: 3.89Contact Details:Address: 555 W Adams St, CHICAGO IL: 60661-3719 Tel: 1 312 9852000 Fax: 1 302 6365454 Website: https://www.transunion.com

Q: Is TransUnion overvalued or undervalued?

As of 17 October 2025, the valuation grade for TransUnion has moved from attractive to expensive, indicating a shift towards overvaluation. The company appears to be overvalued based on its P/E ratio of 36, which is higher than the peer average of 37.65, and an EV to EBITDA ratio of 25.21, which also exceeds the industry benchmark. Additionally, the PEG ratio stands at 1.75, suggesting that the stock may not be a bargain relative to its growth prospects.When comparing TransUnion to its peer MSCI, Inc., which has a P/E of 62.31 and an EV to EBITDA of 42.54, it is evident that TransUnion is positioned relatively better, yet still reflects an expensive valuation. The company's stock performance has lagged significantly, with a year-to-date return of -15.45% compared to the S&P 500's positive return of 13.30%, and a 1-year return of -26.74% against the S&P 500's 14.08%. This underperformance reinforces the notion that TransUnion may be overvalued in the current market environment.

Q: Is TransUnion technically bullish or bearish?

As of 24 October 2025, the technical trend for TransUnion has changed from bearish to mildly bearish. The weekly MACD is bearish, while the monthly MACD is mildly bearish. The Bollinger Bands and KST indicators also reflect a mildly bearish stance on both weekly and monthly time frames. Moving averages indicate a mildly bearish trend on the daily chart. The Dow Theory supports a mildly bearish outlook in both weekly and monthly assessments. The On-Balance Volume shows a mildly bullish signal on the weekly chart but is mildly bearish on the monthly chart.In terms of performance, TransUnion has underperformed the S&P 500 across multiple periods, with a year-to-date return of -7.67% compared to the S&P 500's 15.47%, and a one-year return of -19.73% versus the S&P 500's 16.90%. Overall, the current technical stance is mildly bearish.

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

3.1 M

Shareholding (Sep 2025)

FII

27.40%

Held by 314 FIIs

DII

23.91%

Held by 72 DIIs

Promoter

0.28%

How big is TransUnion?

22-Jun-2025

As of Jun 18, TransUnion has a market capitalization of $17.04 billion, with net sales of $4.26 billion and a net profit of $385.10 million over the last four quarters.

View full answer

What does TransUnion do?

22-Jun-2025

TransUnion is a risk and information solutions provider for businesses and consumers, with recent net sales of $1.096 billion and a market capitalization of approximately $17.04 billion. Key metrics include a P/E ratio of 36.00 and a dividend yield of 37.00%.

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Who are in the management team of TransUnion?

22-Jun-2025

As of March 2022, the management team of TransUnion includes Independent Chairman Ms. Pamela Joseph and President Mr. Christopher Cartwright, along with several independent directors. They oversee the company's strategic direction and governance.

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Is TransUnion overvalued or undervalued?

21-Oct-2025

As of October 17, 2025, TransUnion is considered overvalued with a P/E ratio of 36 and an EV to EBITDA of 25.21, despite being relatively better positioned than its peer MSCI, Inc., while also experiencing significant underperformance compared to the S&P 500.

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Is TransUnion technically bullish or bearish?

28-Oct-2025

As of October 24, 2025, TransUnion's technical trend is mildly bearish, indicated by bearish MACD and moving averages, while it has underperformed the S&P 500 with year-to-date and one-year returns of -7.67% and -19.73%, respectively.

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Compare TransUnion with Similar Stocks

Moody's Corp.S&P Global, Inc.MSCI, Inc.

Score

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Strong Sell

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Dashboard

Poor long term growth as Operating profit has grown by an annual rate 7.09% of over the last 5 years

The company has declared Positive results for the last 5 consecutive quarters

With ROCE of 9.70%, it has a expensive valuation with a 2.45 Enterprise value to Capital Employed

Below par performance in long term as well as near term

Mojo Parameters

Stock DNA

Industry

Capital Markets

Market cap

USD 16,187 Million (Mid Cap)

P/E

36.00

Industry P/E

Dividend Yield

14.15%

Debt Equity

0.98

Return on Equity

11.17%

Price to Book

3.62

Revenue and Profits:

Net Sales:

1,170 Million

(Quarterly Results - Sep 2025)

Net Profit:

100 Million

Total Returns

Total Returns (Price + Dividend)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

-9.13%

6 Months

-24.25%

1 Year

1.65%

2 Years

0.25%

3 Years

-7.3%

4 Years

-31.09%

5 Years

-19.84%

TransUnion for the last several years.

Risk Adjusted Returns v/s

News & Corporate Actions

News

No Recent News for the Company

Announcements

No announcement available

Corporate Actions

No corporate action available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

10.07%

EBIT Growth (5y)

7.09%

EBIT to Interest (avg)

4.00

Debt to EBITDA (avg)

3.72

Net Debt to Equity (avg)

1.04

Sales to Capital Employed (avg)

0.43

Tax Ratio

24.77%

Dividend Payout Ratio

29.05%

Pledged Shares

Institutional Holding

100.00%

ROCE (avg)

8.77%

ROE (avg)

10.85%

Valuation key factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

3.94

EV to EBIT

25.21

EV to EBITDA

15.50

EV to Capital Employed

2.45

EV to Sales

5.13

PEG Ratio

1.75

Dividend Yield

36.46%

ROCE (Latest)

9.70%

ROE (Latest)

11.07%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Bearish

RSI

No Signal

Bollinger Bands

Bearish

Moving Averages

Bearish (Daily)

KST

Mildly Bullish

Mildly Bearish

Dow Theory

Mildly Bearish

OBV

Mildly Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot : Sep 2025

Shareholding Compare (%holding)

Majority shareholders

Domestic Funds

Held in 109 Schemes (48.38%)

Foreign Institutions

Held by 314 Foreign Institutions (27.4%)

Strategic Entities with highest holding

Highest Public shareholder

Financial

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    "btn_text": "All Quarterly Results",
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          "val2": "1,139.70",
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          "val2": "340.20",
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          "field": "Interest",
          "val1": "62.50",
          "val2": "55.70",
          "chgp": "12.21%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "-19.40",
          "val2": "-1.30",
          "chgp": "-1,392.31%",
          "chgp_class": "negative"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "100.20",
          "val2": "112.40",
          "chgp": "-10.85%",
          "chgp_class": "negative"
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        {
          "field": "Operating Profit Margin (Excl OI)",
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          "val2": "173.30%",
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        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Dec 2024 is 259.02% vs -171.98% in Dec 2023",
        "dir": 1
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    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
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      "body": [
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          "val2": "3,831.20",
          "chgp": "9.20%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "1,325.70",
          "val2": "1,179.20",
          "chgp": "12.42%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "265.20",
          "val2": "288.20",
          "chgp": "-7.98%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "-154.60",
          "val2": "-561.50",
          "chgp": "72.47%",
          "chgp_class": "positive"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "302.30",
          "val2": "-190.10",
          "chgp": "259.02%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "188.30%",
          "val2": "170.90%",
          "chgp": "1.74%",
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Quarterly Results Snapshot (Consolidated) - Sep'25 - QoQ

Sep'25

Jun'25

Change(%)

Net Sales

1,169.50

1,139.70

2.61%

Operating Profit (PBDIT) excl Other Income

365.30

340.20

7.38%

Interest

62.50

55.70

12.21%

Exceptional Items

-19.40

-1.30

-1,392.31%

Consolidate Net Profit

100.20

112.40

-10.85%

Operating Profit Margin (Excl OI)

187.90%

173.30%

1.46%

USD in Million.

Compare with Peers

Net Sales

QoQ Growth in quarter ended Sep 2025 is 2.61% vs 4.02% in Jun 2025

Consolidated Net Profit

QoQ Growth in quarter ended Sep 2025 is -10.85% vs -26.44% in Jun 2025

All Quarterly Results

Annual Results Snapshot (Consolidated) - Dec'24

Dec'24

Dec'23

Change(%)

Net Sales

4,183.80

3,831.20

9.20%

Operating Profit (PBDIT) excl Other Income

1,325.70

1,179.20

12.42%

Interest

265.20

288.20

-7.98%

Exceptional Items

-154.60

-561.50

72.47%

Consolidate Net Profit

302.30

-190.10

259.02%

Operating Profit Margin (Excl OI)

188.30%

170.90%

1.74%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in year ended Dec 2024 is 9.20% vs 3.27% in Dec 2023

Consolidated Net Profit

YoY Growth in year ended Dec 2024 is 259.02% vs -171.98% in Dec 2023

All Annual Results

Company CV

About TransUnion

TransUnion

Capital Markets

TransUnion is a risk and information solutions provider to businesses and consumers. The Company provides consumer reports, risk scores, analytical services and decision capabilities to businesses. The Company operates through three segments: U.S. Information Services (USIS), International and Consumer Interactive. The USIS segment provides consumer reports, risk scores, analytical services and decisioning capabilities to businesses. The International segment provides services similar to its USIS segment to businesses in select regions outside the United States. The Consumer Interactive segment offers solutions that help consumers manage their personal finances and take precautions against identity theft. Businesses uses its solutions for their process workflows to assess consumer ability to pay for services, measure and manage debt portfolio risk, collect debt, verify consumer identities and investigate potential fraud.

Company Coordinates

Company Details

555 W Adams St , CHICAGO IL : 60661-3719

Tel: 1 312 9852000

https://www.transunion.com

Registrar Details

TransUnion

1Day

52 Week

CASH

FII

DII

Promoter

How big is TransUnion?

Watch in Real-Time

What does TransUnion do?

Who are in the management team of TransUnion?

Is TransUnion overvalued or undervalued?

Is TransUnion technically bullish or bearish?

Compare TransUnion with Similar Stocks

MarketsMojo — Loved in India, Now Global

Dashboard

Poor long term growth as Operating profit has grown by an annual rate 7.09% of over the last 5 years

The company has declared Positive results for the last 5 consecutive quarters

With ROCE of 9.70%, it has a expensive valuation with a 2.45 Enterprise value to Capital Employed

Below par performance in long term as well as near term

Mojo Parameters

Stock DNA

Total Returns (Price + Dividend)

Risk Adjusted Returns v/s

News

Announcements

Corporate Actions

Quality key factors

Valuation key factors

Technicals key factors

Shareholding Snapshot : Sep 2025

Shareholding Compare (%holding)

Quarterly Results Snapshot (Consolidated) - Sep'25 - QoQ

Annual Results Snapshot (Consolidated) - Dec'24

About TransUnion

Company Coordinates