ScoreWhy is TransUnion ?
1
Poor long term growth as Operating profit has grown by an annual rate 7.09% of over the last 5 years
2
The company has declared Positive results for the last 5 consecutive quarters
- OPERATING CASH FLOW(Y) Highest at USD 840.6 MM
- ROCE(HY) Highest at 9.06%
- DEBT-EQUITY RATIO (HY) Lowest at 99.71 %
3
With ROCE of 9.70%, it has a expensive valuation with a 2.45 Enterprise value to Capital Employed
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -14.60%, its profits have risen by 21.3% ; the PEG ratio of the company is 1.8
4
Below par performance in long term as well as near term
- Along with generating -14.60% returns in the last 1 year, the stock has also underperformed S&P 500 in the last 3 years, 1 year and 3 months
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to TransUnion should be less than 10%
- Overall Portfolio exposure to Capital Markets should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Capital Markets)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is TransUnion for you?
High Risk, Medium Return
Absolute
Risk Adjusted
Volatility
TransUnion
-24.28%
0.42
44.12%
S&P 500
20.78%
0.70
20.15%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
10.99%
EBIT Growth (5y)
9.35%
EBIT to Interest (avg)
4.00
Debt to EBITDA (avg)
3.72
Net Debt to Equity (avg)
1.04
Sales to Capital Employed (avg)
0.44
Tax Ratio
24.77%
Dividend Payout Ratio
19.86%
Pledged Shares
0
Institutional Holding
100.00%
ROCE (avg)
8.77%
ROE (avg)
10.85%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
24
Industry P/E
Price to Book Value
2.94
EV to EBIT
18.41
EV to EBITDA
11.42
EV to Capital Employed
1.99
EV to Sales
3.78
PEG Ratio
0.81
Dividend Yield
0.70%
ROCE (Latest)
10.80%
ROE (Latest)
12.23%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Mildly Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Bearish
Bearish
Dow Theory
Mildly Bullish
No Trend
OBV
Mildly Bearish
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend11What is working for the Company
OPERATING CASH FLOW(Y)
Highest at USD 1,018.6 MM
ROCE(HY)
Highest at 15.42%
NET SALES(Q)
Highest at USD 1,245.7 MM
RAW MATERIAL COST(Y)
Fallen by 1.29% (YoY
NET PROFIT(Q)
Highest at USD 188.2 MM
EPS(Q)
Highest at USD 2.04
-6What is not working for the Company
INTEREST COVERAGE RATIO(Q)
Lowest at 265.81
DIVIDEND PAYOUT RATIO(Y)
Lowest at 6.12%
DEBTORS TURNOVER RATIO(HY)
Lowest at 4.68 times
OPERATING PROFIT(Q)
Lowest at USD 164.8 MM
OPERATING PROFIT MARGIN(Q)
Lowest at 13.23 %
Here's what is working for TransUnion
Operating Cash Flow
Highest at USD 1,018.6 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
Net Sales
Highest at USD 1,245.7 MM and Grown
In each period in the last five periodsMOJO Watch
Near term sales trend is very positive
Net Sales (USD MM)
Net Profit
Highest at USD 188.2 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
Net Profit
At USD 188.2 MM has Grown at 42.53%
over average net sales of the previous four periods of USD 132.04 MMMOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
EPS
Highest at USD 2.04
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (USD)
Raw Material Cost
Fallen by 1.29% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Depreciation
Highest at USD 152.3 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (USD MM)
Here's what is not working for TransUnion
Interest Coverage Ratio
Lowest at 265.81
in the last five periodsMOJO Watch
The company's ability to manage interest payments is deteriorating
Operating Profit to Interest
Operating Profit
Lowest at USD 164.8 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is negative
Operating Profit (USD MM)
Operating Profit Margin
Lowest at 13.23 %
in the last five periodsMOJO Watch
Company's profit margin has deteriorated
Operating Profit to Sales
Debtors Turnover Ratio
Lowest at 4.68 times
in the last five Semi-Annual periodsMOJO Watch
Company's pace of selling Debtors has slowed
Debtors Turnover Ratio
Dividend Payout Ratio
Lowest at 6.12%
in the last five yearsMOJO Watch
Company is distributing lower proportion of profits generated as dividend
DPR (%)
Non Operating Income
Highest at USD 0.59 MM
in the last five periodsMOJO Watch
Increased income from non business activities may not be sustainable
Non Operating income
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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