ScoreWhy is TransUnion ?
1
Poor long term growth as Operating profit has grown by an annual rate 7.09% of over the last 5 years
2
The company has declared Positive results for the last 5 consecutive quarters
- OPERATING CASH FLOW(Y) Highest at USD 840.6 MM
- ROCE(HY) Highest at 9.06%
- DEBT-EQUITY RATIO (HY) Lowest at 99.71 %
3
With ROCE of 9.70%, it has a expensive valuation with a 2.45 Enterprise value to Capital Employed
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -14.60%, its profits have risen by 21.3% ; the PEG ratio of the company is 1.8
4
Below par performance in long term as well as near term
- Along with generating -14.60% returns in the last 1 year, the stock has also underperformed S&P 500 in the last 3 years, 1 year and 3 months
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to TransUnion should be less than 10%
- Overall Portfolio exposure to Capital Markets should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Capital Markets)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is TransUnion for you?
High Risk, Medium Return
Absolute
Risk Adjusted
Volatility
TransUnion
-11.69%
0.42
44.12%
S&P 500
22.36%
0.70
20.15%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
10.99%
EBIT Growth (5y)
9.35%
EBIT to Interest (avg)
4.00
Debt to EBITDA (avg)
3.72
Net Debt to Equity (avg)
1.04
Sales to Capital Employed (avg)
0.44
Tax Ratio
24.77%
Dividend Payout Ratio
19.86%
Pledged Shares
0
Institutional Holding
100.00%
ROCE (avg)
8.77%
ROE (avg)
10.85%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
24
Industry P/E
Price to Book Value
2.94
EV to EBIT
18.41
EV to EBITDA
11.42
EV to Capital Employed
1.99
EV to Sales
3.78
PEG Ratio
0.81
Dividend Yield
0.70%
ROCE (Latest)
10.80%
ROE (Latest)
12.23%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Mildly Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Bearish
Bearish
Dow Theory
Mildly Bullish
No Trend
OBV
Mildly Bearish
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend11What is working for the Company
OPERATING CASH FLOW(Y)
Highest at USD 1,102.2 MM
ROCE(HY)
Highest at 15.77%
NET SALES(Q)
Highest at USD 1,309.6 MM
INTEREST COVERAGE RATIO(Q)
Highest at 634.45
RAW MATERIAL COST(Y)
Fallen by 0.2% (YoY
OPERATING PROFIT(Q)
Highest at USD 418.1 MM
-3What is not working for the Company
DIVIDEND PAYOUT RATIO(Y)
Lowest at 16.89%
DEBTORS TURNOVER RATIO(HY)
Lowest at 4.81 times
INTEREST(Q)
Highest at USD 65.9 MM
Here's what is working for TransUnion
Operating Cash Flow
Highest at USD 1,102.2 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
Net Sales
Highest at USD 1,309.6 MM and Grown
In each period in the last five periodsMOJO Watch
Near term sales trend is very positive
Net Sales (USD MM)
Interest Coverage Ratio
Highest at 634.45
in the last five periodsMOJO Watch
The company's ability to manage interest payments is improving
Operating Profit to Interest
Operating Profit
Highest at USD 418.1 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (USD MM)
Raw Material Cost
Fallen by 0.2% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Depreciation
Highest at USD 160.5 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (USD MM)
Here's what is not working for TransUnion
Interest
Highest at USD 65.9 MM
in the last five periods and Increased by 6.29% (QoQ)MOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (USD MM)
Debtors Turnover Ratio
Lowest at 4.81 times
in the last five Semi-Annual periodsMOJO Watch
Company's pace of selling Debtors has slowed
Debtors Turnover Ratio
Dividend Payout Ratio
Lowest at 16.89%
in the last five yearsMOJO Watch
Company is distributing lower proportion of profits generated as dividend
DPR (%)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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