TRU Share Price | TransUnion Stock Analysis & Recommendation

Q: How big is TransUnion?

Market Cap: As of Jun 18, TransUnion has a market capitalization of 17,040.86 million, classifying it as a Mid Cap company.Recent Quarterly Performance: For the latest four quarters, TransUnion reported net sales of 4,258.30 million and a net profit of 385.10 million.Balance Sheet Snapshot: As of Dec 24, the company reported shareholder's funds of 4,217.00 million and total assets of 10,984.80 million.

Q: What does TransUnion do?

Overview:TransUnion is a risk and information solutions provider to businesses and consumers, operating in the Capital Markets industry with a mid-cap market capitalization.Financial Snapshot:Most recent Net Sales: 1,096 Million (Quarterly Results - Mar 2025) Most recent Net Profit: 153 Million (Quarterly Results - Mar 2025) Market-cap: USD 17,040.86 Million (Mid Cap)Key Metrics:P/E: 36.00 Dividend Yield: 37.00% Debt Equity: 1.04 Return on Equity: 11.07% Price to Book: 3.89Contact Details:Address: 555 W Adams St, CHICAGO IL: 60661-3719 Tel: 1 312 9852000 Fax: 1 302 6365454 Website: https://www.transunion.com

Q: Is TransUnion overvalued or undervalued?

As of 17 October 2025, the valuation grade for TransUnion has moved from attractive to expensive, indicating a shift towards overvaluation. The company appears to be overvalued based on its P/E ratio of 36, which is higher than the peer average of 37.65, and an EV to EBITDA ratio of 25.21, which also exceeds the industry benchmark. Additionally, the PEG ratio stands at 1.75, suggesting that the stock may not be a bargain relative to its growth prospects.When comparing TransUnion to its peer MSCI, Inc., which has a P/E of 62.31 and an EV to EBITDA of 42.54, it is evident that TransUnion is positioned relatively better, yet still reflects an expensive valuation. The company's stock performance has lagged significantly, with a year-to-date return of -15.45% compared to the S&P 500's positive return of 13.30%, and a 1-year return of -26.74% against the S&P 500's 14.08%. This underperformance reinforces the notion that TransUnion may be overvalued in the current market environment.

Q: Is TransUnion technically bullish or bearish?

As of 24 October 2025, the technical trend for TransUnion has changed from bearish to mildly bearish. The weekly MACD is bearish, while the monthly MACD is mildly bearish. The Bollinger Bands and KST indicators also reflect a mildly bearish stance on both weekly and monthly time frames. Moving averages indicate a mildly bearish trend on the daily chart. The Dow Theory supports a mildly bearish outlook in both weekly and monthly assessments. The On-Balance Volume shows a mildly bullish signal on the weekly chart but is mildly bearish on the monthly chart.In terms of performance, TransUnion has underperformed the S&P 500 across multiple periods, with a year-to-date return of -7.67% compared to the S&P 500's 15.47%, and a one-year return of -19.73% versus the S&P 500's 16.90%. Overall, the current technical stance is mildly bearish.

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

407.57 k

Shareholding (Dec 2025)

FII

27.62%

Held by 339 FIIs

DII

20.16%

Held by 76 DIIs

Promoter

0.57%

How big is TransUnion?

22-Jun-2025

As of Jun 18, TransUnion has a market capitalization of $17.04 billion, with net sales of $4.26 billion and a net profit of $385.10 million over the last four quarters.

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What does TransUnion do?

22-Jun-2025

TransUnion is a risk and information solutions provider for businesses and consumers, with recent net sales of $1.096 billion and a market capitalization of approximately $17.04 billion. Key metrics include a P/E ratio of 36.00 and a dividend yield of 37.00%.

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Who are in the management team of TransUnion?

22-Jun-2025

As of March 2022, the management team of TransUnion includes Independent Chairman Ms. Pamela Joseph and President Mr. Christopher Cartwright, along with several independent directors. They oversee the company's strategic direction and governance.

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Is TransUnion overvalued or undervalued?

21-Oct-2025

As of October 17, 2025, TransUnion is considered overvalued with a P/E ratio of 36 and an EV to EBITDA of 25.21, despite being relatively better positioned than its peer MSCI, Inc., while also experiencing significant underperformance compared to the S&P 500.

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Is TransUnion technically bullish or bearish?

28-Oct-2025

As of October 24, 2025, TransUnion's technical trend is mildly bearish, indicated by bearish MACD and moving averages, while it has underperformed the S&P 500 with year-to-date and one-year returns of -7.67% and -19.73%, respectively.

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Compare TransUnion with Similar Stocks

Moody's Corp.S&P Global, Inc.MSCI, Inc.

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Dashboard

Poor long term growth as Operating profit has grown by an annual rate 7.09% of over the last 5 years

The company has declared Positive results for the last 5 consecutive quarters

With ROCE of 9.70%, it has a expensive valuation with a 2.45 Enterprise value to Capital Employed

Below par performance in long term as well as near term

Mojo Parameters

Stock DNA

Industry

Capital Markets

Market cap

USD 14,015 Million (Small Cap)

P/E

27.00

Industry P/E

Dividend Yield

0.65%

Debt Equity

0.96

Return on Equity

11.53%

Price to Book

3.16

Revenue and Profits:

Net Sales:

1,171 Million

(Quarterly Results - Dec 2025)

Net Profit:

105 Million

Total Returns

Total Returns (Price + Dividend)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

-21.9%

6 Months

-22.24%

1 Year

-22.86%

2 Years

-15.35%

3 Years

15.35%

4 Years

-33.75%

5 Years

-23.35%

TransUnion for the last several years.

Risk Adjusted Returns v/s

News & Corporate Actions

News

No Recent News for the Company

Announcements

No announcement available

Corporate Actions

No corporate action available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

10.99%

EBIT Growth (5y)

8.52%

EBIT to Interest (avg)

4.00

Debt to EBITDA (avg)

3.72

Net Debt to Equity (avg)

1.04

Sales to Capital Employed (avg)

0.44

Tax Ratio

24.77%

Dividend Payout Ratio

19.83%

Pledged Shares

Institutional Holding

100.00%

ROCE (avg)

8.77%

ROE (avg)

10.85%

Valuation key factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

3.16

EV to EBIT

20.19

EV to EBITDA

12.35

EV to Capital Employed

2.10

EV to Sales

3.99

PEG Ratio

1.24

Dividend Yield

0.65%

ROCE (Latest)

10.41%

ROE (Latest)

11.53%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Bearish

RSI

Bullish

No Signal

Bollinger Bands

Bearish

Moving Averages

Bearish (Daily)

KST

Bearish

Dow Theory

Mildly Bearish

OBV

No Trend

Mildly Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot : Dec 2025

Shareholding Compare (%holding)

Majority shareholders

Domestic Funds

Held in 119 Schemes (51.58%)

Foreign Institutions

Held by 339 Foreign Institutions (27.62%)

Strategic Entities with highest holding

Highest Public shareholder

Financial

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          "val1": "235.80",
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Quarterly Results Snapshot (Consolidated) - Dec'25 - QoQ

Dec'25

Sep'25

Change(%)

Net Sales

1,171.40

1,169.50

0.16%

Operating Profit (PBDIT) excl Other Income

388.20

365.30

6.27%

Interest

61.50

62.50

-1.60%

Exceptional Items

-44.10

-19.40

-127.32%

Consolidate Net Profit

104.70

100.20

4.49%

Operating Profit Margin (Excl OI)

205.40%

187.90%

1.75%

USD in Million.

Compare with Peers

Net Sales

QoQ Growth in quarter ended Dec 2025 is 0.16% vs 2.61% in Sep 2025

Consolidated Net Profit

QoQ Growth in quarter ended Dec 2025 is 4.49% vs -10.85% in Sep 2025

All Quarterly Results

Annual Results Snapshot (Consolidated) - Dec'25

Dec'25

Dec'24

Change(%)

Net Sales

4,576.30

4,183.80

9.38%

Operating Profit (PBDIT) excl Other Income

1,494.90

1,325.70

12.76%

Interest

235.80

265.20

-11.09%

Exceptional Items

-91.20

-154.60

41.01%

Consolidate Net Profit

469.90

302.30

55.44%

Operating Profit Margin (Excl OI)

201.10%

188.30%

1.28%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in year ended Dec 2025 is 9.38% vs 9.20% in Dec 2024

Consolidated Net Profit

YoY Growth in year ended Dec 2025 is 55.44% vs 259.02% in Dec 2024

All Annual Results

Company CV

About TransUnion

TransUnion

Capital Markets

TransUnion is a risk and information solutions provider to businesses and consumers. The Company provides consumer reports, risk scores, analytical services and decision capabilities to businesses. The Company operates through three segments: U.S. Information Services (USIS), International and Consumer Interactive. The USIS segment provides consumer reports, risk scores, analytical services and decisioning capabilities to businesses. The International segment provides services similar to its USIS segment to businesses in select regions outside the United States. The Consumer Interactive segment offers solutions that help consumers manage their personal finances and take precautions against identity theft. Businesses uses its solutions for their process workflows to assess consumer ability to pay for services, measure and manage debt portfolio risk, collect debt, verify consumer identities and investigate potential fraud.

Company Coordinates

Company Details

555 W Adams St , CHICAGO IL : 60661-3719

Tel: 1 312 9852000

https://www.transunion.com

Registrar Details