ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Trupanion, Inc. ?
1
Strong Long Term Fundamental Strength with a 85.81% CAGR growth in Operating Profits
2
Healthy long term growth as Net Sales has grown by an annual rate of 23.45% and Operating profit at 85.81%
3
With a growth in Net Profit of 239.98%, the company declared Very Positive results in Dec 25
- The company has declared positive results for the last 5 consecutive quarters
- OPERATING CASH FLOW(Y) Highest at USD 89.48 MM
- NET PROFIT(HY) At USD 12.51 MM has Grown at 51.47%
- ROCE(HY) Highest at 5.5%
4
With ROE of 5.32%, it has a expensive valuation with a 2.93 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -28.80%, its profits have risen by 559.3% ; the PEG ratio of the company is 0.1
5
High Institutional Holdings at 100%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
6
Below par performance in long term as well as near term
- Along with generating -28.80% returns in the last 1 year, the stock has also underperformed S&P 500 in the last 3 years, 1 year and 3 months
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Trupanion, Inc. should be less than 10%
- Overall Portfolio exposure to Insurance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Trupanion, Inc. for you?
High Risk, Low Return
Absolute
Risk Adjusted
Volatility
Trupanion, Inc.
-28.8%
-0.19
47.80%
S&P 500
16.41%
0.85
19.25%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
23.45%
EBIT Growth (5y)
85.81%
EBIT to Interest (avg)
0.52
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
1.72%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
100.00%
ROCE (avg)
3.73%
ROE (avg)
0.05%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
55
Industry P/E
Price to Book Value
2.93
EV to EBIT
-866.11
EV to EBITDA
54.69
EV to Capital Employed
6.93
EV to Sales
0.60
PEG Ratio
0.10
Dividend Yield
NA
ROCE (Latest)
ROE (Latest)
5.32%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Bearish
RSI
Bullish
No Signal
Bollinger Bands
Mildly Bearish
Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend17What is working for the Company
OPERATING CASH FLOW(Y)
Highest at USD 89.48 MM
NET PROFIT(HY)
At USD 12.51 MM has Grown at 51.47%
ROCE(HY)
Highest at 5.5%
NET SALES(Q)
Highest at USD 376.85 MM
RAW MATERIAL COST(Y)
Fallen by 0% (YoY
OPERATING PROFIT(Q)
Highest at USD 8.27 MM
OPERATING PROFIT MARGIN(Q)
Highest at 2.19 %
-5What is not working for the Company
INTEREST COVERAGE RATIO(Q)
Lowest at 98.92
INTEREST(Q)
Highest at USD 4.08 MM
Here's what is working for Trupanion, Inc.
Operating Cash Flow
Highest at USD 89.48 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
Net Sales
Highest at USD 376.85 MM and Grown
In each period in the last five periodsMOJO Watch
Near term sales trend is very positive
Net Sales (USD MM)
Net Profit
At USD 12.51 MM has Grown at 51.47%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
Operating Profit
Highest at USD 8.27 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (USD MM)
Operating Profit Margin
Highest at 2.19 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Raw Material Cost
Fallen by 0% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Here's what is not working for Trupanion, Inc.
Interest
At USD 4.08 MM has Grown at 46.09%
period on period (QoQ)MOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (USD MM)
Interest Coverage Ratio
Lowest at 98.92
in the last five periodsMOJO Watch
The company's ability to manage interest payments is deteriorating
Operating Profit to Interest
Interest
Highest at USD 4.08 MM
in the last five periods and Increased by 46.09% (QoQ)MOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (USD MM)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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