ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Union Insurance Co. ?
1
The company has declared Positive results for the last 4 consecutive quarters
- OPERATING CASH FLOW(Y) Highest at AED 48.2 MM
- NET PROFIT(HY) At AED 22.75 MM has Grown at 76.04%
- ROCE(HY) Highest at 19.89%
2
With ROE of 15.74%, it has a attractive valuation with a 0.82 Price to Book Value
- Over the past year, while the stock has generated a return of 22.96%, its profits have risen by 1644.8%
3
Consistent Returns over the last 3 years
- Along with generating 22.96% returns in the last 1 year, the stock has outperformed Abu Dhabi Securities Exchange in each of the last 3 annual periods
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Union Insurance Co. should be less than 10%
- Overall Portfolio exposure to Insurance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Union Insurance Co. for you?
High Risk, High Return
Absolute
Risk Adjusted
Volatility
Union Insurance Co.
-100.0%
0.91
87.39%
Abu Dhabi Securities Exchange
-1.41%
1.13
8.08%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
9.14%
EBIT Growth (5y)
0
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
8.70%
Dividend Payout Ratio
20.01%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
7.38%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
7
Industry P/E
Price to Book Value
1.12
EV to EBIT
NA
EV to EBITDA
-51.02
EV to Capital Employed
0.82
EV to Sales
-0.25
PEG Ratio
0.13
Dividend Yield
2.79%
ROCE (Latest)
ROE (Latest)
15.67%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
Bearish
Bearish
Bollinger Bands
Mildly Bullish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
No Trend
No Trend
OBV
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend9What is working for the Company
OPERATING CASH FLOW(Y)
Highest at AED 62.43 MM
RAW MATERIAL COST(Y)
Fallen by 0% (YoY
NET SALES(Q)
Highest at AED 171.55 MM
OPERATING PROFIT(Q)
Highest at AED 15.45 MM
PRE-TAX PROFIT(Q)
Highest at AED 15.45 MM
NET PROFIT(Q)
Highest at AED 14.09 MM
EPS(Q)
Highest at AED 0.06
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Here's what is working for Union Insurance Co.
Operating Cash Flow
Highest at AED 62.43 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (AED MM)
Net Sales
Highest at AED 171.55 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (AED MM)
Operating Profit
Highest at AED 15.45 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (AED MM)
Pre-Tax Profit
Highest at AED 15.45 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (AED MM)
Net Profit
Highest at AED 14.09 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (AED MM)
EPS
Highest at AED 0.06
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (AED)
Raw Material Cost
Fallen by 0% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Depreciation
Highest at AED 1.5 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (AED MM)
Depreciation
At AED 1.5 MM has Grown at 1,152.5%
period on period (QoQ)MOJO Watch
The expenditure on assets done by the company has gone into productive use which should positively reflect in the future sales
Depreciation (AED MM)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
GET THE MARKETSMOJO APP
Company
Stocks
Portfolio
"Investment in securities markets are subject to market risk. Read all the related documents carefully before investing."
