UNION Share Price | Union Insurance Co. Stock Analysis & Recommendation

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

N/A

Shareholding

FII

N/A

DII

N/A

Promoter

N/A

Compare Union Insurance Co. with Similar Stocks

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Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Dashboard

The company has declared Positive results for the last 4 consecutive quarters

OPERATING CASH FLOW(Y) Highest at AED 48.2 MM
NET PROFIT(HY) At AED 22.75 MM has Grown at 76.04%
ROCE(HY) Highest at 19.89%

With ROE of 15.74%, it has a attractive valuation with a 0.82 Price to Book Value

Consistent Returns over the last 3 years

Mojo Parameters

Stock DNA

Industry

Insurance

Market cap

AED 317 Million (Micro Cap)

P/E

7.00

Industry P/E

Dividend Yield

0.00%

Debt Equity

-999,999.00

Return on Equity

15.57%

Price to Book

1.10

Revenue and Profits:

Net Sales:

(Quarterly Results - Dec 2025)

Net Profit:

12 Million

Total Returns

Total Returns (Price + Dividend)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

2.73%

6 Months

7.2%

1 Year

105.12%

2 Years

128.3%

3 Years

146.56%

4 Years

86.79%

5 Years

81.29%

Union Insurance Co. for the last several years.

Risk Adjusted Returns v/s

News & Corporate Actions

News

No Recent News for the Company

Announcements

No announcement available

Corporate Actions

No corporate action available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

11.25%

EBIT Growth (5y)

EBIT to Interest (avg)

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

8.70%

Dividend Payout Ratio

18.41%

Pledged Shares

Institutional Holding

ROCE (avg)

ROE (avg)

7.38%

Valuation key factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.10

EV to EBIT

EV to EBITDA

-54.53

EV to Capital Employed

0.85

EV to Sales

-0.25

PEG Ratio

0.10

Dividend Yield

ROCE (Latest)

ROE (Latest)

15.57%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Bullish

RSI

Bullish

Bearish

Bollinger Bands

Mildly Bullish

Moving Averages

Bullish (Daily)

KST

Bullish

Dow Theory

No Trend

OBV

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot

No data for shareholding present.

Shareholding Compare (%holding)

No data for shareholding present.

Financial

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        "Sep'25",
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          "val2": "1.10",
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          "chgp_class": "negative"
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          "field": "Interest",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
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          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
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        {
          "field": "Consolidate Net Profit",
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          "val2": "10.30",
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          "val2": "67.60%",
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Quarterly Results Snapshot (Consolidated) - Dec'25 - QoQ

Dec'25

Sep'25

Change(%)

Net Sales

0.00

Operating Profit (PBDIT) excl Other Income

0.10

1.10

-90.91%

Interest

0.00

Exceptional Items

0.00

Consolidate Net Profit

12.00

10.30

16.50%

Operating Profit Margin (Excl OI)

70.10%

67.60%

0.25%

USD in Million.

Compare with Peers

Net Sales

QoQ Growth in quarter ended Dec 2025 is 0.00% vs 0.00% in Sep 2025

Consolidated Net Profit

QoQ Growth in quarter ended Dec 2025 is 16.50% vs 6.19% in Sep 2025

All Quarterly Results

Annual Results Snapshot (Consolidated) - Dec'25

Dec'25

Dec'24

Change(%)

Net Sales

0.00

Operating Profit (PBDIT) excl Other Income

3.00

5.20

-42.31%

Interest

0.00

Exceptional Items

0.00

Consolidate Net Profit

46.00

38.30

20.10%

Operating Profit Margin (Excl OI)

76.60%

45.60%

3.10%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in year ended Dec 2025 is 0.00% vs 0.00% in Dec 2024

Consolidated Net Profit

YoY Growth in year ended Dec 2025 is 20.10% vs 1,632.00% in Dec 2024

All Annual Results

Company CV

About Union Insurance Co.

Union Insurance Co.

Insurance

Union Insurance Co PSC is a United Arab Emirates-based public shareholding company that provides all classes of insurance products and services except life insurance. The Company is organized into two business segments; the General Insurance segment covers all classes of general insurance including fire, marine, motor, general accident and miscellaneous, and the Investments segment includes investments in the United Arab Emirates (UAE) and Gulf Cooperation Council (GCC) marketable equity securities, term deposits with banks, investment properties, trading investments and other securities. The Company operates through its head office in Ajman and branch offices in Sharjah, Abu Dhabi and Dubai. The Company is managed by Al Sagr Insurance Co. PSC through a management agreement.

Company Coordinates

Company Details

Single Business Tower, Sheikh Zayed Road, P.O.Box 11922 DUBAI None : None

Tel: 971 4 3787777

https://www.unioninsurance.ae/

Registrar Details