ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Unum Group ?
1
Poor long term growth as Operating profit has grown by an annual rate of -329.67%
2
Negative results in Jun 25
- NET PROFIT(HY) At USD 524.7 MM has Grown at -33.13%
Real-Time Research ReportHow much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is Unum Group for you?
Low Risk, High Return
Absolute
Risk Adjusted
Volatility
Unum Group
-10.34%
1.64
29.96%
S&P 500
16.41%
0.70
20.15%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
-0.16%
EBIT Growth (5y)
-281.69%
EBIT to Interest (avg)
-0.27
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
21.32%
Dividend Payout Ratio
41.21%
Pledged Shares
0
Institutional Holding
92.97%
ROCE (avg)
0
ROE (avg)
11.84%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
26
Industry P/E
Price to Book Value
1.75
EV to EBIT
18658.75
EV to EBITDA
151.70
EV to Capital Employed
1.80
EV to Sales
1.43
PEG Ratio
NA
Dividend Yield
1.69%
ROCE (Latest)
ROE (Latest)
6.64%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Mildly Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
Mildly Bullish
Mildly Bearish
OBV
Mildly Bearish
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend4What is working for the Company
DIVIDEND PER SHARE(HY)
Highest at USD 0
DIVIDEND PAYOUT RATIO(Y)
Highest at 44.4%
RAW MATERIAL COST(Y)
Fallen by 0% (YoY
-15What is not working for the Company
OPERATING CASH FLOW(Y)
Lowest at USD 687.7 MM
ROCE(HY)
Lowest at 6.69%
PRE-TAX PROFIT(Q)
At USD 218.4 MM has Fallen at -24.73%
NET PROFIT(Q)
At USD 174.1 MM has Fallen at -23.73%
Here's what is working for Unum Group
Dividend per share
Highest at USD 0 and Grown
In each year in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
Dividend Payout Ratio
Highest at 44.4%
in the last five yearsMOJO Watch
Company is distributing higher proportion of profits generated as dividend
DPR (%)
Raw Material Cost
Fallen by 0% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Here's what is not working for Unum Group
Operating Cash Flow
Lowest at USD 687.7 MM and Fallen
In each year in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (USD MM)
Pre-Tax Profit
At USD 218.4 MM has Fallen at -24.73%
over average net sales of the previous four periods of USD 290.15 MMMOJO Watch
Near term Pre-Tax Profit trend is negative
Pre-Tax Profit (USD MM)
Net Profit
At USD 174.1 MM has Fallen at -23.73%
over average net sales of the previous four periods of USD 228.27 MMMOJO Watch
Near term Net Profit trend is negative
Net Profit (USD MM)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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