ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Unum Group ?
1
Poor long term growth as Operating profit has grown by an annual rate of -329.67%
2
Negative results in Jun 25
- NET PROFIT(HY) At USD 524.7 MM has Grown at -33.13%
3
Underperformed the market in the last 1 year
- Even though the market (S&P 500) has generated returns of 12.94% in the last 1 year, the stock has hugely underperformed and has generate negative returns of -3.27% returns
Real-Time Research ReportHow much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is Unum Group for you?
Low Risk, High Return
Absolute
Risk Adjusted
Volatility
Unum Group
-3.08%
1.45
29.81%
S&P 500
13.22%
0.64
20.20%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
1.65%
EBIT Growth (5y)
-329.67%
EBIT to Interest (avg)
-0.27
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
21.32%
Dividend Payout Ratio
16.60%
Pledged Shares
0
Institutional Holding
91.98%
ROCE (avg)
0
ROE (avg)
11.84%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
14
Industry P/E
Price to Book Value
2.01
EV to EBIT
NA
EV to EBITDA
185.80
EV to Capital Employed
2.12
EV to Sales
1.69
PEG Ratio
0.58
Dividend Yield
1.43%
ROCE (Latest)
ROE (Latest)
14.03%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Mildly Bearish (Daily)
KST
Bullish
Mildly Bearish
Dow Theory
Mildly Bearish
Mildly Bullish
OBV
No Trend
Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend7What is working for the Company
OPERATING CASH FLOW(Y)
Highest at USD 1,577.4 MM
DIVIDEND PER SHARE(HY)
Highest at USD 0
RAW MATERIAL COST(Y)
Fallen by 0% (YoY
DEBT-EQUITY RATIO
(HY)
Lowest at 22.52 %
NET SALES(Q)
Highest at USD 3,346.2 MM
-4What is not working for the Company
NET PROFIT(HY)
At USD 524.7 MM has Grown at -33.13%
Here's what is working for Unum Group
Dividend per share
Highest at USD 0 and Grown
In each year in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
Operating Cash Flow
Highest at USD 1,577.4 MM
in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
Net Sales
Highest at USD 3,346.2 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (USD MM)
Debt-Equity Ratio
Lowest at 22.52 %
in the last five Semi-Annual periodsMOJO Watch
The company has been reducing its borrowing as compared to equity capital
Debt-Equity Ratio
Raw Material Cost
Fallen by 0% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Here's what is not working for Unum Group
Net Profit
At USD 524.7 MM has Grown at -33.13%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is negative
Net Profit (USD MM)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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