UNM Share Price | Unum Group Stock Analysis & Recommendation

Q: How big is Unum Group?

Market Cap: As of Jun 18, Unum Group has a market capitalization of 21,583.01 million, categorizing it as a Mid Cap company.Recent Quarterly Performance: For the latest four quarters, Unum Group reported net sales of 0.00 million and a consolidated net profit of 1,573.00 million.Balance Sheet Snapshot: As of Dec 24, Unum Group's shareholder's funds amounted to 10,961.10 million, while total assets were reported at 53,549.40 million.

Q: What does Unum Group do?

Overview:Unum Group is a provider of financial protection benefits in the insurance industry, operating within the mid-cap market.Financial Snapshot:- Most recent Net Profit: 189 Million (Quarterly Results - Mar 2025)- Market-cap: USD 21,583.01 Million (Mid Cap)Key Metrics:- P/E: 14.00- Dividend Yield: 1.50%- Debt Equity: -999,999.00- Return on Equity: 14.03%- Price to Book: 1.92Contact Details:- Address: 1 Fountain Sq, CHATTANOOGA TN: 37402-1307- Tel: ['1 423 2941011', '1 423 2948996']- Fax: 1 302 6365454- Website: https://www.unum.com/

Q: Who are in the management team of Unum Group?

As of March 2022, the management team of Unum Group includes the following individuals:- Mr. Kevin Kabat, who serves as the Non-Executive Independent Chairman of the Board.- Mr. Richard McKenney, who is the President, Chief Executive Officer, and Director.- Mr. Theodore Bunting, serving as an Independent Director.- Ms. Susan Cross, also an Independent Director.- Ms. Susan DeVore, who is an Independent Director.- Mr. Joseph Echevarria, another Independent Director.This team is responsible for guiding the company's strategic direction and governance.

Q: Is Unum Group technically bullish or bearish?

As of 3 October 2025, the technical trend for Unum Group has changed from sideways to mildly bearish. The weekly MACD is bullish, but the monthly MACD is mildly bearish, indicating mixed signals. The daily moving averages are mildly bearish, while the weekly and monthly Bollinger Bands are bullish. The KST is bearish on the weekly and mildly bearish on the monthly, and Dow Theory shows a mildly bullish stance on both weekly and monthly time frames. In terms of performance, Unum Group has outperformed the S&P 500 over the past week, month, year, and three years, but underperformed year-to-date and over the last five and ten years. Overall, the current technical stance is mildly bearish, driven primarily by the daily moving averages and KST indicators.

Q: Is Unum Group overvalued or undervalued?

As of 28 November 2025, the valuation grade for Unum Group has moved from expensive to fair, indicating a more favorable assessment of its stock price. The company appears to be fairly valued based on its P/E ratio of 14, which is slightly below its peer CNA Financial Corp. at 14.82, and its PEG ratio of 0.58 suggests it may be undervalued relative to its growth prospects. Additionally, the Price to Book Value stands at 2.01, which is reasonable within the insurance industry context.In comparison to its peers, Unum Group's EV to EBITDA ratio of 185.80 is significantly higher than CNA Financial Corp.'s 180.26, yet it is lower than the Reinsurance Group of America, Inc., which is not applicable here. The stock has shown strong long-term performance, with a 5-year return of 234.37%, outperforming the S&P 500's 88.25% over the same period. However, recent performance has been mixed, with a year-to-date return of 2.97% compared to the S&P 500's 16.45%. Overall, Unum Group is fairly valued at this time.

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

531.2 k

Shareholding (Dec 2025)

FII

18.30%

Held by 215 FIIs

DII

42.57%

Held by 57 DIIs

Promoter

0.03%

How big is Unum Group?

22-Jun-2025

As of Jun 18, Unum Group has a market capitalization of $21.58 billion, with shareholder's funds of $10.96 billion and total assets of $53.55 billion.

View full answer

What does Unum Group do?

22-Jun-2025

Unum Group is a mid-cap insurance provider specializing in financial protection benefits, with a recent net profit of $189 million and a market cap of approximately $21.58 billion. Key metrics include a P/E ratio of 14.00, a dividend yield of 1.50%, and a return on equity of 14.03%.

View full answer

Who are in the management team of Unum Group?

22-Jun-2025

As of March 2022, Unum Group's management team includes Non-Executive Chairman Kevin Kabat, CEO Richard McKenney, and Independent Directors Theodore Bunting, Susan Cross, Susan DeVore, and Joseph Echevarria, who collectively guide the company's strategic direction and governance.

View full answer

Is Unum Group technically bullish or bearish?

07-Oct-2025

As of October 3, 2025, Unum Group's technical trend is mildly bearish, with mixed signals from MACD and Bollinger Bands, despite outperforming the S&P 500 in various time frames but underperforming year-to-date and over the last five and ten years.

View full answer

Is Unum Group overvalued or undervalued?

02-Dec-2025

As of November 28, 2025, Unum Group is fairly valued with a P/E ratio of 14, a PEG ratio of 0.58 indicating potential undervaluation, and a strong long-term performance of 234.37% over five years, despite mixed recent results.

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Compare Unum Group with Similar Stocks

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Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Dashboard

Poor long term growth as Operating profit has grown by an annual rate of -329.67%

Negative results in Jun 25

Mojo Parameters

Stock DNA

Industry

Insurance

Market cap

USD 19,421 Million (Small Cap)

P/E

26.00

Industry P/E

Dividend Yield

1.69%

Debt Equity

-999,999.00

Return on Equity

6.64%

Price to Book

1.75

Revenue and Profits:

Net Sales:

(Quarterly Results - Dec 2025)

Net Profit:

174 Million

Total Returns

Total Returns (Price + Dividend)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

-8.19%

6 Months

-4.33%

1 Year

-9.8%

2 Years

40.53%

3 Years

99.05%

4 Years

147.54%

5 Years

156.23%

Unum Group for the last several years.

Risk Adjusted Returns v/s

News & Corporate Actions

News

No Recent News for the Company

Announcements

No announcement available

Corporate Actions

No corporate action available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

-0.16%

EBIT Growth (5y)

-281.69%

EBIT to Interest (avg)

-0.27

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

21.32%

Dividend Payout Ratio

41.21%

Pledged Shares

Institutional Holding

92.97%

ROCE (avg)

ROE (avg)

11.84%

Valuation key factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.75

EV to EBIT

18658.75

EV to EBITDA

151.70

EV to Capital Employed

1.80

EV to Sales

1.43

PEG Ratio

Dividend Yield

1.69%

ROCE (Latest)

ROE (Latest)

6.64%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Bearish

Mildly Bearish

RSI

No Signal

Bollinger Bands

Mildly Bearish

Moving Averages

Bearish (Daily)

KST

Bearish

Mildly Bearish

Dow Theory

Mildly Bullish

Mildly Bearish

OBV

Mildly Bearish

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot : Dec 2025

Shareholding Compare (%holding)

Majority shareholders

Domestic Funds

Held in 108 Schemes (39.06%)

Foreign Institutions

Held by 215 Foreign Institutions (18.3%)

Strategic Entities with highest holding

Highest Public shareholder

Financial

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Quarterly Results Snapshot (Consolidated) - Dec'25 - QoQ

Dec'25

Sep'25

Change(%)

Net Sales

0.00

Operating Profit (PBDIT) excl Other Income

31.20

31.60

-1.27%

Interest

52.60

52.20

0.77%

Exceptional Items

0.00

Consolidate Net Profit

174.10

39.70

338.54%

Operating Profit Margin (Excl OI)

83.70%

31.90%

5.18%

USD in Million.

Compare with Peers

Net Sales

QoQ Growth in quarter ended Dec 2025 is 0.00% vs 0.00% in Sep 2025

Consolidated Net Profit

QoQ Growth in quarter ended Dec 2025 is 338.54% vs -88.17% in Sep 2025

All Quarterly Results

Annual Results Snapshot (Consolidated) - Dec'25

Dec'25

Dec'24

Change(%)

Net Sales

0.00

Operating Profit (PBDIT) excl Other Income

123.00

116.10

5.94%

Interest

208.80

201.10

3.83%

Exceptional Items

0.00

Consolidate Net Profit

738.50

1,779.10

-58.49%

Operating Profit Margin (Excl OI)

87.10%

197.10%

-11.00%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in year ended Dec 2025 is 0.00% vs 0.00% in Dec 2024

Consolidated Net Profit

YoY Growth in year ended Dec 2025 is -58.49% vs 38.58% in Dec 2024

All Annual Results

Company CV

About Unum Group

Unum Group

Insurance

Unum Group is a provider of financial protection benefits in the United States and the United Kingdom. The Company's products include disability, life, accident, critical illness, dental and vision, and other related services. Its segments include Unum US, Unum UK, Colonial Life, Closed Block and Corporate. Its Unum US segment includes group long-term and short-term disability insurance, group life and accidental death and dismemberment products, and supplemental and voluntary lines of business. Its Unum UK segment includes insurance for group long-term disability, group life, and supplemental lines of business, which include dental, individual disability and critical illness products. Its Colonial Life segment includes insurance for accident, sickness, and disability products, life products, and cancer and critical illness products issued primarily by Colonial Life & Accident Insurance Company and marketed to employees. Its Closed Block segment consists of other insurance products.

Company Coordinates

Company Details

1 Fountain Sq , CHATTANOOGA TN : 37402-1307

Tel: 1 423 29410111 423 2948996

https://www.unum.com/

Registrar Details