ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is USIO, Inc. ?
1
Poor Management Efficiency with a low ROE of 3.50%
- The company has been able to generate a Return on Equity (avg) of 3.50% signifying low profitability per unit of shareholders funds
2
Positive results in Jun 26
- INVENTORY TURNOVER RATIO(HY) Highest at 190.17 times
- DEBTORS TURNOVER RATIO(HY) Highest at 16.22 times
- OPERATING PROFIT(Q) Highest at USD 0.66 MM
3
Risky -
- The stock is trading risky as compared to its average historical valuations
- Over the past year, while the stock has generated a return of 56.55%, its profits have fallen by -175.8%
4
High Institutional Holdings at 32.76%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
- Their stake has increased by 0.86% over the previous quarter.
5
Market Beating Performance
- The stock has generated a return of 56.55% in the last 1 year, much higher than market (S&P 500) returns of 15.76%
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to USIO, Inc. should be less than 10%
- Overall Portfolio exposure to Finance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is USIO, Inc. for you?
High Risk, High Return
Absolute
Risk Adjusted
Volatility
USIO, Inc.
56.55%
0.84
60.91%
S&P 500
15.76%
1.20
13.17%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
21.50%
EBIT Growth (5y)
8.05%
EBIT to Interest (avg)
-2.51
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
Tax Ratio is Negative%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
31.90%
ROCE (avg)
0
ROE (avg)
3.50%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
NA (Loss Making)
Industry P/E
Price to Book Value
1.82
EV to EBIT
-11.50
EV to EBITDA
-27.13
EV to Capital Employed
2.17
EV to Sales
0.32
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
-18.90%
ROE (Latest)
-14.03%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Mildly Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Bearish
Dow Theory
No Trend
No Trend
OBV
Mildly Bullish
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend17What is working for the Company
INVENTORY TURNOVER RATIO(HY)
Highest at 190.17 times
DEBTORS TURNOVER RATIO(HY)
Highest at 16.22 times
OPERATING PROFIT(Q)
Highest at USD 0.66 MM
OPERATING PROFIT MARGIN(Q)
Highest at 2.8 %
PRE-TAX PROFIT(Q)
Highest at USD 0.45 MM
NET PROFIT(Q)
Highest at USD 0.28 MM
EPS(Q)
Highest at USD 0.01
-12What is not working for the Company
NET PROFIT(9M)
At USD -1.09 MM has Grown at -4,103.54%
INTEREST(HY)
At USD 0.05 MM has Grown at 94.08%
DEBT-EQUITY RATIO
(HY)
Highest at -9.43 %
Here's what is working for USIO, Inc.
Pre-Tax Profit
At USD 0.45 MM has Grown at 217.48%
over average net sales of the previous four periods of USD -0.38 MMMOJO Watch
Near term Pre-Tax Profit trend is very positive
Pre-Tax Profit (USD MM)
Net Profit
At USD 0.28 MM has Grown at 151.99%
over average net sales of the previous four periods of USD -0.54 MMMOJO Watch
Near term Net Profit trend is very positive
Net Profit (USD MM)
Operating Profit
Highest at USD 0.66 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (USD MM)
Operating Profit Margin
Highest at 2.8 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Pre-Tax Profit
Highest at USD 0.45 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Net Profit
Highest at USD 0.28 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
EPS
Highest at USD 0.01
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (USD)
Inventory Turnover Ratio
Highest at 190.17 times
in the last five Semi-Annual periodsMOJO Watch
Company has been able to sell its inventory faster
Inventory Turnover Ratio
Debtors Turnover Ratio
Highest at 16.22 times
in the last five Semi-Annual periodsMOJO Watch
Company has been able to sell its Debtors faster
Debtors Turnover Ratio
Here's what is not working for USIO, Inc.
Interest
At USD 0.05 MM has Grown at 94.08%
over previous Semi-Annual periodMOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (USD MM)
Debt-Equity Ratio
Highest at -9.43 % and Grown
In each half year in the last five Semi-Annual periodsMOJO Watch
The company is borrowing more to fund its operations; it's liquidity situation may be stressed
Debt-Equity Ratio
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