USIO, Inc.

Is USIO, Inc. overvalued or undervalued?

As of October 17, 2025, USIO, Inc. is fairly valued with a P/E ratio of 12, underperforming the S&P 500 with a year-to-date return of -2.05%, and positioned moderately among peers with a P/E ratio of 14.11.

As of 17 October 2025, the valuation grade for USIO, Inc. has moved from attractive to fair, indicating a shift in its perceived value. Based on the current metrics, the company appears to be fairly valued. Key ratios include a P/E ratio of 12, a Price to Book Value of 2.06, and an EV to EBITDA of 31.69, which suggest that while the company has some attractive characteristics, it is not significantly undervalued.<BR><BR>In comparison to its peers, USIO, Inc. has a P/E ratio of 14.11, which is higher than loanDepot, Inc. at -19.16 and lower than Ocwen Financial Corp. at 3.98. This positions USIO in a moderate range among its competitors. Additionally, the company has underperformed against the S&P 500 over multiple periods, with a year-to-date return of -2.05% compared to the S&P 500's 13.30%, reinforcing the notion that USIO may not be a compelling investment at this time.

Is USIO, Inc. technically bullish or bearish?

As of August 27, 2025, USIO, Inc. shows a mildly bullish trend despite mixed technical signals and notable underperformance compared to the S&P 500, with year-to-date returns of 0.68% versus 12.22%.

As of 27 August 2025, the technical trend for USIO, Inc. has changed from bearish to mildly bullish. The weekly MACD remains bearish, while the monthly MACD shows a mildly bullish stance. Daily moving averages indicate a mildly bullish trend. However, Bollinger Bands and the weekly KST are bearish, and the OBV is mildly bearish on a monthly basis. Dow Theory shows no trend in both weekly and monthly views. <BR><BR>In terms of performance, USIO has underperformed the S&P 500 across multiple periods, with a year-to-date return of 0.68% compared to the S&P 500's 12.22%, and a one-year return of 3.52% versus 17.14%. Overall, the current stance is mildly bullish but with mixed signals and notable underperformance relative to the benchmark.

How big is USIO, Inc.?

As of Jun 18, USIO, Inc. has a market capitalization of 38.55 million, with net sales of 83.97 million and net profit of 3.33 million over the latest four quarters. As of Dec 24, shareholder's funds are 19.16 million and total assets are 107.21 million.

As of Jun 18, USIO, Inc. has a market capitalization of 38.55 million, categorizing it as a Micro Cap company.<BR><BR>As of Jun 18, the sum of Net Sales for the latest four quarters is 83.97 million, while the sum of Net Profit for the same period is 3.33 million.<BR><BR>As of Dec 24, the reporting period shows Shareholder's Funds at 19.16 million and Total Assets at 107.21 million.

What does USIO, Inc. do?

USIO, Inc. is a micro-cap integrated payment solutions provider specializing in electronic payment processing, with recent net sales of $22 million and a market cap of $38.55 million. The company has a P/E ratio of 12.00 and a return on equity of 17.48%.

Overview:<BR>USIO, Inc. is an integrated payment solutions provider engaged in processing electronic payments within the finance industry, classified as a micro-cap company.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 22 Million (Quarterly Results - Mar 2025)<BR>Most recent Net Profit: 0 Million (Quarterly Results - Mar 2025)<BR>Market-cap: USD 38.55 Million (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 12.00<BR>Dividend Yield: 0.00%<BR>Debt Equity: -999,999.00<BR>Return on Equity: 17.48%<BR>Price to Book: 2.03<BR><BR>Contact Details:<BR>Address: 3611 Paesanos Pkwy Ste 300, SAN ANTONIO TX: 78231-1258<BR>Tel: ['1 210 2494100', '1 610 2282110']<BR>Fax: 1 210 2494130<BR>Website: http://www.paymentdata.com/

Should I buy, sell or hold USIO, Inc.?

Who are in the management team of USIO, Inc.?

As of March 2022, the management team of USIO, Inc. includes Chairman and Co-Founder Michael Long, President and CEO Louis Hoch, and Independent Directors Blaise Bender, Ernesto Beyer del la Garza, and Bradley Rollins. They are responsible for the company's strategic direction and operations.

As of March 2022, the management team of USIO, Inc. includes the following individuals:<BR><BR>- Mr. Michael Long, who serves as the Chairman of the Board and is a Co-Founder of the company.<BR>- Mr. Louis Hoch, who is the President, Chief Executive and Operating Officer, and Vice Chairman of the Board.<BR>- Mr. Blaise Bender, who is an Independent Director.<BR>- Mr. Ernesto Beyer del la Garza, who is also an Independent Director.<BR>- Mr. Bradley Rollins, who serves as an Independent Director.<BR><BR>This team plays a crucial role in guiding the company's strategic direction and operations.