ScoreWhy is Vanquis Banking Group Plc ?
1
Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 7.90%
2
Poor long term growth as Net Sales has grown by an annual rate of -5.58% and Operating profit at -2.05%
3
The company has declared Negative results for the last 5 consecutive quarters
- DEBT-EQUITY RATIO (HY) Highest at 463.7 %
- DEBTORS TURNOVER RATIO(HY) Lowest at 0.26 times
4
With ROE of -21.03%, it has a expensive valuation with a 0.59 Price to Book Value
- Over the past year, while the stock has generated a return of 91.61%, its profits have risen by 107.2%
5
Market Beating Performance
- The stock has generated a return of 91.61% in the last 1 year, much higher than market (FTSE 100) returns of 15.58%
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Vanquis Banking Group Plc should be less than 10%
- Overall Portfolio exposure to Finance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Vanquis Banking Group Plc for you?
High Risk, Low Return
Absolute
Risk Adjusted
Volatility
Vanquis Banking Group Plc
91.26%
-1.99
39.47%
FTSE 100
13.98%
1.15
13.60%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
-5.58%
EBIT Growth (5y)
-2.05%
EBIT to Interest (avg)
3.87
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
12.47%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
2.65%
ROCE (avg)
182.60%
ROE (avg)
7.90%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
NA (Loss Making)
Industry P/E
Price to Book Value
0.59
EV to EBIT
-2.29
EV to EBITDA
-2.18
EV to Capital Employed
1.35
EV to Sales
-1.28
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
-58.90%
ROE (Latest)
-21.03%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Mildly Bullish
RSI
No Signal
Bearish
Bollinger Bands
Bearish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
No Trend
No Trend
OBV
Mildly Bearish
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend10What is working for the Company
OPERATING CASH FLOW(Y)
Highest at GBP 1,086.9 MM
PRE-TAX PROFIT(Q)
At GBP 6.2 MM has Grown at 120.67%
NET PROFIT(Q)
At GBP 4.9 MM has Grown at 125.39%
RAW MATERIAL COST(Y)
Fallen by -20.38% (YoY
EPS(Q)
Highest at GBP 0.02
-3What is not working for the Company
DEBT-EQUITY RATIO
(HY)
Highest at 463.7 %
DEBTORS TURNOVER RATIO(HY)
Lowest at 0.26 times
Here's what is working for Vanquis Banking Group Plc
Pre-Tax Profit
At GBP 6.2 MM has Grown at 120.67%
Year on Year (YoY)MOJO Watch
Near term Pre-Tax Profit trend is very positive
Pre-Tax Profit (GBP MM)
Net Profit
At GBP 4.9 MM has Grown at 125.39%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is very positive
Net Profit (GBP MM)
Operating Cash Flow
Highest at GBP 1,086.9 MM
in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (GBP MM)
EPS
Highest at GBP 0.02
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (GBP)
Raw Material Cost
Fallen by -20.38% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Depreciation
At GBP 8.4 MM has Grown at 40%
period on period (QoQ)MOJO Watch
The expenditure on assets done by the company has gone into productive use which should positively reflect in the future sales
Depreciation (GBP MM)
Here's what is not working for Vanquis Banking Group Plc
Debt-Equity Ratio
Highest at 463.7 % and Grown
In each half year in the last five Semi-Annual periodsMOJO Watch
The company is borrowing more to fund its operations; it's liquidity situation may be stressed
Debt-Equity Ratio
Debtors Turnover Ratio
Lowest at 0.26 times
in the last five Semi-Annual periodsMOJO Watch
Company's pace of selling Debtors has slowed
Debtors Turnover Ratio
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
GET THE MARKETSMOJO APP
Company
Stocks
Portfolio
"Investment in securities markets are subject to market risk. Read all the related documents carefully before investing."
