Vanquis Banking Group Plc

  • Market Cap: Small Cap
  • Industry: Finance
  • ISIN: GB00B1Z4ST84
GBP
1.15
0 (0.35%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

438.93 k

Shareholding (Dec 2016)

FII

2.65%

Held by 2 FIIs

DII

97.35%

Held by 1 DIIs

Promoter

0.00%

iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

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Dashboard
1

Poor long term growth as Net Sales has grown by an annual rate of -8.77% and Operating profit at -14.55%

 
2

The company has declared Negative results for the last 5 consecutive quarters

3

Risky -

stock-summaryMojo Parameters
Mojo Parameters
Stock DNA
stock-summary
Industry

Finance

stock-summary
Market cap

GBP 291 Million (Small Cap)

stock-summary
P/E

NA (Loss Making)

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

0.00%

stock-summary
Debt Equity

-999,999.00

stock-summary
Return on Equity

-21.56%

stock-summary
Price to Book

0.67

Revenue and Profits:
Net Sales:
(Quarterly Results - )
Net Profit:
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
1.41%
0%
1.41%
6 Months
29.86%
0%
29.86%
1 Year
143.22%
0%
143.22%
2 Years
2.5%
0%
2.5%
3 Years
-42.02%
0%
-42.02%
4 Years
-67.2%
0%
-67.2%
5 Years
-63.37%
0%
-63.37%

Vanquis Banking Group Plc for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions
News
Icon
No Recent News for the Company
Announcements stock-summary
Icon
No announcement available
Corporate Actions stock-summary
Icon
No corporate action available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
-8.77%
EBIT Growth (5y)
-14.55%
EBIT to Interest (avg)
3.87
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
12.47%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
2.65%
ROCE (avg)
182.60%
ROE (avg)
7.90%
Valuation key factors
Factor
Value
P/E Ratio
NA (Loss Making)
Industry P/E
Price to Book Value
0.71
EV to EBIT
-2.59
EV to EBITDA
-2.44
EV to Capital Employed
1.26
EV to Sales
-1.04
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
-48.65%
ROE (Latest)
-17.83%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Mildly Bullish
RSI
No Signal
Bearish
Bollinger Bands
Bullish
Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
No Trend
No Trend
OBV
Mildly Bullish
No Trend
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Dec 2016stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Foreign Institutions

Domestic Funds

Held in 0 Schemes (0%)

Foreign Institutions

Held by 2 Foreign Institutions (2.65%)

Strategic Entities with highest holding

Highest Public shareholder

stock-summaryFinancial
[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "alert": "No Quarterly Results declared by Vanquis Banking Group Plc"
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Consolidated) - Dec'23",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Dec 2023 is 10.92% vs 1.05% in Dec 2022",
        "dir": 1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Dec 2023 is -107.29% vs -38.86% in Dec 2022",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'23",
        "Dec'22",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "599.20",
          "val2": "540.20",
          "chgp": "10.92%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "325.50",
          "val2": "271.50",
          "chgp": "19.89%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "113.40",
          "val2": "58.80",
          "chgp": "92.86%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "-21.00",
          "val2": "-5.30",
          "chgp": "-296.23%",
          "chgp_class": "negative"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "-6.00",
          "val2": "82.30",
          "chgp": "-107.29%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "220.00%",
          "val2": "328.20%",
          "chgp": "-10.82%",
          "chgp_class": "negative"
        }
      ]
    }
  }
]
Annual Results Snapshot (Consolidated) - Dec'23stock-summary
Dec'23
Dec'22
Change(%)
Net Sales
599.20
540.20
10.92%
Operating Profit (PBDIT) excl Other Income
325.50
271.50
19.89%
Interest
113.40
58.80
92.86%
Exceptional Items
-21.00
-5.30
-296.23%
Consolidate Net Profit
-6.00
82.30
-107.29%
Operating Profit Margin (Excl OI)
220.00%
328.20%
-10.82%
USD in Million.
Direction Arrows
Net Sales

YoY Growth in year ended Dec 2023 is 10.92% vs 1.05% in Dec 2022

Direction Arrows
Consolidated Net Profit

YoY Growth in year ended Dec 2023 is -107.29% vs -38.86% in Dec 2022

stock-summaryCompany CV
About Vanquis Banking Group Plc stock-summary
stock-summary
Vanquis Banking Group Plc
Finance
Provident Financial plc is a United Kingdom-based non-standard lender. The Company's divisions include Vanquis Bank Limited (Vanquis Bank), Consumer Credit Division (CCD) and Moneybarn. Its segments include Vanquis Bank, CCD, Moneybarn and Central. The Company serves non-standard credit customers with a range of products from credit cards and car finance, to home credit and online unsecured, and guarantor loans. Vanquis Bank is engaged in the provision of credit cards. CCD is engaged in home credit business in the United Kingdom and Ireland. CCD includes Provident, which offers home credit loans; Satsuma, which is an online instalment loan product, and glo, which is a guarantor loans product. Moneybarn is engaged in the provision of vehicle finance. Its subsidiaries within CCD are Provident Financial Management Services Limited, Provident Personal Credit Limited and Greenwood Personal Credit Limited. Its Central segment includes its subsidiary, Central Provident Investments plc.
Company Coordinates stock-summary
Company Details
No. 1 Godwin Street , BRADFORD None : BD1 2SU
Registrar Details