WISE FINANCE SA (IBS) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

PGF Polska Grupa Fotowoltaiczna SA

Polski Holding Nieruchomosci SA

Inpro SA

Rank Progress SA

Cavatina Holding SA

Echo Investment SA

WISE FINANCE SA

Czerwona Torebka SA

Archicom SA

WIKANA SA

CPD SA

Why is WISE FINANCE SA ?

Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 15.09%

The company has been able to generate a Return on Equity (avg) of 15.09% signifying low profitability per unit of shareholders funds

The company has declared Negative results for the last 4 consecutive quarters

NET PROFIT(HY) At PLN -1.6 MM has Grown at -267.08%
NET SALES(Q) At PLN 3.19 MM has Fallen at -52.42%
ROCE(HY) Lowest at -4.07%

Risky -

The stock is trading risky as compared to its average historical valuations
Over the past year, while the stock has generated a return of -7.95%, its profits have fallen by -81%

Below par performance in long term as well as near term

Along with generating -7.95% returns in the last 1 year, the stock has also underperformed Poland WIG in the last 3 years, 1 year and 3 months

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Realty)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is WISE FINANCE SA for you?

High Risk, Low Return

Absolute

Risk Adjusted

Volatility

WISE FINANCE SA

-7.95%

-0.57

46.62%

Poland WIG

27.62%

1.38

19.95%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

65.80%

EBIT Growth (5y)

-40.25%

EBIT to Interest (avg)

3.85

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

Pledged Shares

Institutional Holding

ROCE (avg)

22.82%

ROE (avg)

15.09%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.66

EV to EBIT

25.45

EV to EBITDA

11.14

EV to Capital Employed

0.66

EV to Sales

1.45

PEG Ratio

Dividend Yield

ROCE (Latest)

0.83%

ROE (Latest)

6.35%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

RSI

No Signal

Bollinger Bands

Mildly Bullish

Bearish

Moving Averages

Mildly Bullish (Daily)

KST

Bullish

Bearish

Dow Theory

Mildly Bearish

Mildly Bullish

OBV

Mildly Bearish

Mildly Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

17What is working for the Company

OPERATING CASH FLOW(Y)

Highest at PLN 11.5 MM

NET SALES(9M)

At PLN 16.34 MM has Grown at 44.94%

RAW MATERIAL COST(Y)

Fallen by -87.27% (YoY

DEBT-EQUITY RATIO (HY)

Lowest at 140.78 %

INVENTORY TURNOVER RATIO(HY)

Highest at 3,677.67 times

PRE-TAX PROFIT(Q)

Highest at PLN 1.63 MM

NET PROFIT(Q)

Highest at PLN 1.9 MM

EPS(Q)

Highest at PLN 4.37

-13What is not working for the Company

NET PROFIT(HY)

At PLN -1.6 MM has Grown at -267.08%

NET SALES(Q)

At PLN 3.19 MM has Fallen at -52.42%

ROCE(HY)

Lowest at -4.07%

Here's what is working for WISE FINANCE SA

Pre-Tax Profit

At PLN 1.63 MM has Grown at 444.7%

over average net sales of the previous four periods of PLN -0.47 MM

MOJO Watch

Near term Pre-Tax Profit trend is very positive

Pre-Tax Profit (PLN MM)

Net Profit

At PLN 1.9 MM has Grown at 451.67%

over average net sales of the previous four periods of PLN -0.54 MM

MOJO Watch

Near term Net Profit trend is very positive

Net Profit (PLN MM)

Operating Cash Flow

Highest at PLN 11.5 MM and Grown

In each year in the last three years

MOJO Watch

The company has generated higher cash revenues from business operations

Operating Cash Flows (PLN MM)

Pre-Tax Profit

Highest at PLN 1.63 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (PLN MM)

Net Profit

Highest at PLN 1.9 MM

in the last five periods

MOJO Watch

Near term Net Profit trend is positive

Net Profit (PLN MM)

EPS

Highest at PLN 4.37

in the last five periods

MOJO Watch

Increasing profitability; company has created higher earnings for shareholders

EPS (PLN)

Debt-Equity Ratio

Lowest at 140.78 %

in the last five Semi-Annual periods

MOJO Watch

The company has been reducing its borrowing as compared to equity capital

Debt-Equity Ratio

Inventory Turnover Ratio

Highest at 3,677.67 times

in the last five Semi-Annual periods

MOJO Watch

Company has been able to sell its inventory faster

Inventory Turnover Ratio

Raw Material Cost

Fallen by -87.27% (YoY)

MOJO Watch

The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales

Here's what is not working for WISE FINANCE SA

Net Sales

At PLN 3.19 MM has Fallen at -52.42%

over average net sales of the previous four periods of PLN 6.7 MM

MOJO Watch

Near term sales trend is extremely negative

Net Sales (PLN MM)