Dashboard
1
Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 15.09%
- The company has been able to generate a Return on Equity (avg) of 15.09% signifying low profitability per unit of shareholders funds
2
The company has declared Negative results for the last 4 consecutive quarters
3
Risky -
4
Consistent Underperformance against the benchmark over the last 3 years
Total Returns (Price + Dividend) 
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
-6.18%
0%
-6.18%
6 Months
-10.05%
0%
-10.05%
1 Year
-18.65%
0%
-18.65%
2 Years
-10.28%
0%
-10.28%
3 Years
18.31%
0%
18.31%
4 Years
285.64%
0%
285.64%
5 Years
957.58%
0%
957.58%
WISE FINANCE SA for the last several years.
Risk Adjusted Returns v/s 
News
No Recent News for the Company
Announcements 
No announcement available
Corporate Actions 
No corporate action available
Quality key factors 
Factor
Value
Sales Growth (5y)
65.80%
EBIT Growth (5y)
-40.25%
EBIT to Interest (avg)
3.85
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
22.82%
ROE (avg)
15.09%
Valuation key factors
Factor
Value
P/E Ratio
10
Industry P/E
Price to Book Value
0.66
EV to EBIT
25.45
EV to EBITDA
11.14
EV to Capital Employed
0.66
EV to Sales
1.45
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
0.83%
ROE (Latest)
6.35%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Mildly Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Bearish
Bearish
Dow Theory
Mildly Bullish
Mildly Bearish
OBV
Mildly Bullish
Mildly Bearish
Shareholding Snapshot
No data for shareholding present.
Shareholding Compare (%holding) 
No data for shareholding present.
Quarterly Results Snapshot (Consolidated) - Mar'25 - QoQ
Mar'25
Dec'24
Change(%)
Net Sales
10.10
8.20
23.17%
Operating Profit (PBDIT) excl Other Income
0.00
0.10
-100.00%
Interest
0.40
3.10
-87.10%
Exceptional Items
0.00
0.10
-100.00%
Consolidate Net Profit
1.10
-1.00
210.00%
Operating Profit Margin (Excl OI)
-40.30%
-44.10%
0.38%
USD in Million.
Net Sales
QoQ Growth in quarter ended Mar 2025 is 23.17% vs 51.85% in Dec 2024
Consolidated Net Profit
QoQ Growth in quarter ended Mar 2025 is 210.00% vs -176.92% in Dec 2024
Annual Results Snapshot (Consolidated) - Dec'24
Dec'24
Dec'23
Change(%)
Net Sales
17.60
17.20
2.33%
Operating Profit (PBDIT) excl Other Income
2.30
0.60
283.33%
Interest
5.30
1.60
231.25%
Exceptional Items
-1.00
8.50
-111.76%
Consolidate Net Profit
2.50
13.00
-80.77%
Operating Profit Margin (Excl OI)
18.20%
-69.10%
8.73%
USD in Million.
Net Sales
YoY Growth in year ended Dec 2024 is 2.33% vs -9.95% in Dec 2023
Consolidated Net Profit
YoY Growth in year ended Dec 2024 is -80.77% vs -43.97% in Dec 2023
About WISE FINANCE SA 
WISE FINANCE SA
Realty
Noble Financials SA, formerly IBSM SA, is a Poland-based holding company active in the real estate sector. It is engaged in investment, sale, lease and intermediation in renting of properties, as well as in property management and interior design. It offers management of the cycle of creation of the real property value, organization of the projects and supervision of the investments being carried outs, management of customer relations, marketing and public relations. The Company operates through a number of subsidiaries, including Mysquare.pl Sp z o o.






