Regency Fincorp

Which are the latest news on Regency Fincorp?

Why is Regency Fincorp Ltd falling/rising?

As of 05-Sep, Regency Fincorp Ltd's stock is at 46.69, down 0.72% recently but up 40.29% year-to-date, indicating strong long-term performance despite short-term declines. The stock is close to its 52-week high, with increasing investor participation and adequate liquidity.

As of 05-Sep, Regency Fincorp Ltd's stock price is currently at 46.69, reflecting a decrease of 0.34 or 0.72%. The stock has been experiencing a decline, having fallen consecutively for the last two days, resulting in a total drop of 1.26% during this period. Additionally, the stock has underperformed its sector by 1.14% today.<BR><BR>Despite these short-term declines, the stock has shown strong performance over longer periods, with a year-to-date increase of 40.29% compared to a decline of 10.21% in the Sensex. Over the past month, the stock has risen by 6.14%, while the Sensex has decreased by 2.44%. Furthermore, the stock has impressive long-term returns, with a 3-year increase of 358.19% and a 5-year increase of 748.91%.<BR><BR>The stock is currently close to its 52-week high, being only 3.83% away from the high of Rs 48.8. Investor participation appears to be rising, as evidenced by a significant increase in delivery volume, which rose by 85.87% against the 5-day average. The stock's liquidity is also adequate for trading, being based on 2% of the 5-day average traded value.<BR><BR>In summary, while Regency Fincorp Ltd is experiencing a short-term decline, its strong long-term performance, rising investor participation, and proximity to its 52-week high suggest that the stock has underlying strength despite recent fluctuations.

Who are in the management team of Regency Fincorp?

The management team of Regency Fincorp includes Gaurav Kumar (Chairman & Managing Director), Vishal Rai Sarin and Sahara Khanna (Whole-time Directors), and Gurinder Singh Sandhu, Sunil Jindal, and Kamal Kumar (Independent Directors), who oversee the company's operations and strategy.

The management team of Regency Fincorp includes the following individuals:<BR><BR>1. Gaurav Kumar - Chairman & Managing Director<BR>2. Gurinder Singh Sandhu - Independent Director<BR>3. Vishal Rai Sarin - Whole-time Director<BR>4. Sunil Jindal - Independent Director<BR>5. Sahara Khanna - Whole-time Director<BR>6. Kamal Kumar - Independent Director<BR><BR>This team is responsible for overseeing the company's operations and strategic direction.

What does Regency Fincorp do?

Regency Fincorp Ltd is a Non-Banking Financial Company (NBFC) focused on lending and related activities, with a market cap of INR 426 Cr and recent net sales of 16 Cr and net profit of 7 Cr as of June 2026. The company, incorporated in 1993, has a P/E ratio of 26.00 and a debt-equity ratio of 0.84.

Overview: <BR>Regency Fincorp Ltd is a Non-Banking Financial Company (NBFC) engaged in lending and allied activities, operating within the micro-cap market segment.<BR><BR>History: <BR>Incorporated on March 29, 1993, Regency Fincorp Limited was previously known as Regency Investments Limited. The latest quarterly results reported net sales and net profit for June 2026.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 16 Cr (Quarterly Results - Jun 2026) <BR>Most recent Net Profit: 7 Cr (Quarterly Results - Jun 2026) <BR>Market-cap value: INR 426 Cr (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: 26.00 <BR>Industry P/E: 21 <BR>Dividend Yield: 0.00% <BR>Debt-Equity: 0.84 <BR>Return on Equity: 13.93% <BR>Price to Book: 3.40 <BR><BR>Contact Details: <BR>Address: Shop No 6, Ganesh Shopping Complex Zirakpur Punjab : 140603 <BR>Tel: 91-0172-4732618 <BR>Email: regencyinvestmentsltd@gmail.com <BR>Website: https://regencyfincorp.com

Who are the peers of the Regency Fincorp?

Regency Fincorp's peers include Mangal Credit, The Invest.Trust, Unifinz Capital, and others. Notably, Purple Finance leads in 1-year returns at 101.10%, while Regency Fincorp has a return of 23.32%.

Peers: The peers of Regency Fincorp are Mangal Credit, The Invest.Trust, Unifinz Capital, Nahar Capital, NDL Ventures, Purple Finance, Akme Fintrade, Naperol Invest., and MKVentures Cap.<BR><BR>Quality Snapshot: Excellent management risk is observed at Unifinz Capital, Purple Finance, and Akme Fintrade, while Below Average management risk is found at Mangal Credit, The Invest.Trust, Nahar Capital, NDL Ventures, Regency Fincorp, and the rest. Growth is Excellent for Mangal Credit, Unifinz Capital, Regency Fincorp, Purple Finance, and Akme Fintrade, while Below Average growth is noted for The Invest.Trust, Nahar Capital, NDL Ventures, and Naperol Invest. Capital Structure is Excellent at Mangal Credit, The Invest.Trust, Unifinz Capital, Nahar Capital, Regency Fincorp, Purple Finance, Akme Fintrade, Naperol Invest., MKVentures Cap., and the rest.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Purple Finance at 101.10%, while The Invest.Trust has the lowest at -38.16%. Regency Fincorp's 1-year return of 23.32% is higher than that of The Invest.Trust but lower than Purple Finance. Additionally, Naperol Invest. and MKVentures Cap. have negative six-month returns.

How big is Regency Fincorp?

As of 31st August, Regency Fincorp Ltd has a market capitalization of 426.00 Cr, with recent Net Sales of 42.35 Cr and a Net Profit of 16.55 Cr. Shareholder's Funds are 121.84 Cr and Total Assets amount to 229.11 Cr as of March 2025.

As of 31st August, Regency Fincorp Ltd has a market capitalization of 426.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, Regency Fincorp reported Net Sales of 42.35 Cr and a Net Profit of 16.55 Cr.<BR><BR>The latest annual period for the balance sheet is March 2025, with Shareholder's Funds amounting to 121.84 Cr and Total Assets of 229.11 Cr.

Are Regency Fincorp Ltd latest results good or bad?

Regency Fincorp Ltd's latest Q1 FY27 results are strong, with a 99.15% increase in net profit and a record high revenue growth of 57%. However, concerns about long-term fundamentals, including low return on equity and minimal institutional investor interest, suggest caution for long-term investors.

Regency Fincorp Ltd's latest results for Q1 FY27 can be characterized as quite strong, showcasing impressive growth and operational efficiency. The company reported a net profit of ₹7.03 crores, which represents a remarkable 99.15% increase compared to the previous quarter. Additionally, revenue grew by 57.00% quarter-on-quarter, reaching ₹16.14 crores, marking an all-time high for the company.<BR><BR>The operating margin also saw significant improvement, hitting 83.09%, which is a record high for Regency Fincorp. This indicates that the company is effectively managing its costs and generating substantial profit from its operations.<BR><BR>However, while the quarterly performance is impressive, there are underlying concerns regarding the company's long-term fundamentals. The average return on equity (ROE) stands at 6.09%, which is below industry standards and raises questions about the company's capital efficiency. Furthermore, the lack of institutional investor interest, with only 1.19% of holdings from domestic institutional investors and no foreign institutional investment, suggests potential concerns about the sustainability of its growth.<BR><BR>In summary, while Regency Fincorp's latest results are strong in terms of growth and profitability, the underlying quality metrics and market sentiment indicate caution for long-term investors.

Should I buy, sell or hold Regency Fincorp Ltd?

When is the next results date for Regency Fincorp Ltd?

The next results date for Regency Fincorp Ltd is July 20, 2026.

The next results date for Regency Fincorp Ltd is scheduled for July 20, 2026.

How has been the historical performance of Regency Fincorp?

Regency Fincorp has shown significant growth in net sales and profitability from March 2021 to March 2025, with net sales increasing from 5.17 Cr to 19.96 Cr and profit after tax rising from 0.42 Cr to 4.98 Cr, despite facing challenges with rising interest expenses and increasing total liabilities. The company has also improved its cash flow, indicating a positive financial position.

Answer:<BR>The historical performance of Regency Fincorp shows significant growth in net sales and profitability over the years, particularly from March 2021 to March 2025.<BR><BR>Breakdown:<BR>Regency Fincorp's net sales have increased from 5.17 Cr in March 2021 to 19.96 Cr in March 2025, reflecting a strong upward trend. The total operating income has similarly risen, reaching 19.96 Cr in March 2025, up from 5.34 Cr in March 2021. Operating profit (PBDIT) has also shown substantial growth, climbing to 7.43 Cr in March 2025 from 0.81 Cr in March 2021. Despite this growth in sales and operating profit, the company has faced challenges with interest expenses, which were 8.01 Cr in March 2025, leading to a gross profit (PBDT) of -0.58 Cr. However, profit before tax has improved to 6.69 Cr in March 2025, up from 0.60 Cr in March 2021, and profit after tax has reached 4.98 Cr in March 2025, compared to 0.42 Cr in March 2021. The company's total liabilities have increased significantly to 229.11 Cr in March 2025 from 39.14 Cr in March 2021, while total assets have also grown to 229.11 Cr in March 2025 from 37.09 Cr in March 2020. The cash flow from operating activities has improved to 11.00 Cr in March 2025, and the closing cash and cash equivalents have risen to 45.00 Cr, indicating a positive cash position. Overall, Regency Fincorp has demonstrated robust growth in revenue and profitability, alongside increasing liabilities and assets.

Is Regency Fincorp overvalued or undervalued?

As of November 10, 2025, Regency Fincorp is fairly valued with a PE ratio of 27.48, making it more attractive than peers like Bajaj Finance and Bajaj Finserv, despite a year-to-date return of -8.75% compared to the Sensex's 6.91%.

As of 10 November 2025, Regency Fincorp's valuation grade has moved from expensive to fair, indicating a shift in its market perception. The company is currently fairly valued, with a PE ratio of 27.48, an EV to EBITDA of 17.16, and a PEG ratio of 0.21, suggesting that it is priced reasonably relative to its growth prospects. <BR><BR>In comparison to its peers, Regency Fincorp's valuation metrics are notably more attractive than those of Bajaj Finance, which has a PE ratio of 38.76, and Bajaj Finserv, with a PE of 35.58. In contrast, Life Insurance stands out with a very attractive PE of 11.14, highlighting the competitive landscape within the Non-Banking Financial Company (NBFC) sector. Despite recent underperformance against the Sensex with a year-to-date return of -8.75% compared to the Sensex's 6.91%, the overall valuation suggests that Regency Fincorp is positioned well in the current market environment.

Who are the top shareholders of the Regency Fincorp?

The top shareholders of Regency Fincorp are Natures Heavens India Private Limited with 6.08% and Max Bio Biosciences Private Limited, the largest public shareholder at 7.73%. Individual investors hold a significant 54.97% of the shares, with no pledged promoter holdings or mutual fund/foreign institutional investor holdings.

The top shareholders of Regency Fincorp include Natures Heavens India Private Limited, which holds 6.08% of the shares, and Max Bio Biosciences Private Limited, the highest public shareholder with 7.73%. Additionally, individual investors collectively hold a significant portion, accounting for 54.97% of the shares. There are no pledged promoter holdings, and the company does not have any mutual fund or foreign institutional investor (FII) holdings.

What is the technical trend for Regency Fincorp?

As of May 23, 2025, Regency Fincorp's technical trend is mildly bearish, supported by bearish MACD readings and moving averages, despite some mild bullish signals from the KST.

As of 23 May 2025, the technical trend for Regency Fincorp has changed from mildly bullish to mildly bearish. The weekly MACD is bearish, and the monthly MACD is mildly bearish, indicating a weakening momentum. The daily moving averages are also bearish, reinforcing the negative short-term outlook. The Dow Theory shows a mildly bearish stance on both weekly and monthly time frames. While the KST indicates mild bullishness on the weekly and bullish on the monthly, it is overshadowed by the bearish signals from other indicators. Overall, the current technical stance is mildly bearish, driven primarily by the bearish moving averages and MACD readings.

What is the bonus history of the Regency Fincorp?

Regency Fincorp has issued bonuses twice, with a 1:1 bonus on October 21, 2022, and another 1:1 bonus on November 11, 2020. This practice demonstrates the company's commitment to enhancing shareholder value.

Regency Fincorp has a history of issuing bonuses, with two notable instances. The latest bonus was a 1:1 bonus issue announced on October 21, 2022, with the record and ex-date both set for the same day. Prior to that, the company also issued a 1:1 bonus on November 11, 2020, with the ex-date on November 10, 2020. This consistent approach to bonus issues reflects the company's strategy to enhance shareholder value.

Has Regency Fincorp declared dividend?

Regency Fincorp Ltd has declared a 1% dividend, amounting to 0.10 per share, with an ex-date of August 8, 2019. Despite the dividend declaration, the yield remains at 0%, as it has not contributed to returns in recent periods, although the stock has shown significant price appreciation over the long term.

Regency Fincorp Ltd has declared a 1% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 1%<BR>- Amount per share: 0.10<BR>- Ex-date: 08 Aug 19<BR><BR>Dividend Yield: 0%<BR><BR>Total Returns by Period:<BR>In the 6 months period, the price return was -18.36%, with a dividend return of 0%, resulting in a total return of -18.36%.<BR><BR>In the 1 year period, the price return was 136.89%, with a dividend return of 0%, resulting in a total return of 136.89%.<BR><BR>In the 2 years period, the price return was 144.92%, with a dividend return of 0%, resulting in a total return of 144.92%.<BR><BR>In the 3 years period, the price return was 542.22%, with a dividend return of 0%, resulting in a total return of 542.22%.<BR><BR>In the 4 years period, the price return was 347.02%, with a dividend return of 0%, resulting in a total return of 347.02%.<BR><BR>In the 5 years period, the price return was 313.6%, with a dividend return of 0%, resulting in a total return of 313.6%.<BR><BR>Overall, Regency Fincorp has declared a dividend, but the dividend yield remains at 0%, indicating that while there was a dividend declared, it has not contributed to returns in the recent periods. The total returns over various periods show significant price appreciation, particularly over the longer term.