Regency Fincorp

Who are in the management team of Regency Fincorp?

As of March 2023, the management team of Regency Fincorp includes Gaurav Kumar (Chairman & Managing Director), Vishal Rai Sarin and Sahara Khanna (Whole-time Directors), and independent directors Gurinder Singh Sandhu, Sunil Jindal, and Kamal Kumar. They oversee the company's operations and strategic direction.

As of March 2023, the management team of Regency Fincorp includes the following individuals:<BR><BR>1. Gaurav Kumar - Chairman & Managing Director<BR>2. Gurinder Singh Sandhu - Independent Director<BR>3. Vishal Rai Sarin - Whole-time Director<BR>4. Sunil Jindal - Independent Director<BR>5. Sahara Khanna - Whole-time Director<BR>6. Kamal Kumar - Independent Director<BR><BR>This team is responsible for overseeing the company's operations and strategic direction.

What is the bonus history of the Regency Fincorp?

Regency Fincorp has issued bonuses twice, with a 1:1 bonus on October 21, 2022, and another 1:1 bonus on November 11, 2020. This practice demonstrates the company's commitment to enhancing shareholder value.

Regency Fincorp has a history of issuing bonuses, with two notable instances. The latest bonus was a 1:1 bonus issue announced on October 21, 2022, with the record and ex-date both set for the same day. Prior to that, the company also issued a 1:1 bonus on November 11, 2020, with the ex-date on November 10, 2020. This consistent approach to bonus issues reflects the company's strategy to enhance shareholder value.

Has Regency Fincorp declared dividend?

Regency Fincorp Ltd has declared a 1% dividend, amounting to 0.10 per share, with an ex-date of August 8, 2019. Despite the dividend declaration, the yield remains at 0%, as it has not contributed to returns in recent periods, although the stock has shown significant price appreciation over the long term.

Regency Fincorp Ltd has declared a 1% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 1%<BR>- Amount per share: 0.10<BR>- Ex-date: 08 Aug 19<BR><BR>Dividend Yield: 0%<BR><BR>Total Returns by Period:<BR>In the 6 months period, the price return was -18.36%, with a dividend return of 0%, resulting in a total return of -18.36%.<BR><BR>In the 1 year period, the price return was 136.89%, with a dividend return of 0%, resulting in a total return of 136.89%.<BR><BR>In the 2 years period, the price return was 144.92%, with a dividend return of 0%, resulting in a total return of 144.92%.<BR><BR>In the 3 years period, the price return was 542.22%, with a dividend return of 0%, resulting in a total return of 542.22%.<BR><BR>In the 4 years period, the price return was 347.02%, with a dividend return of 0%, resulting in a total return of 347.02%.<BR><BR>In the 5 years period, the price return was 313.6%, with a dividend return of 0%, resulting in a total return of 313.6%.<BR><BR>Overall, Regency Fincorp has declared a dividend, but the dividend yield remains at 0%, indicating that while there was a dividend declared, it has not contributed to returns in the recent periods. The total returns over various periods show significant price appreciation, particularly over the longer term.

What is the technical trend for Regency Fincorp?

As of May 23, 2025, Regency Fincorp's technical trend is mildly bearish, supported by bearish MACD readings and moving averages, despite some mild bullish signals from the KST.

As of 23 May 2025, the technical trend for Regency Fincorp has changed from mildly bullish to mildly bearish. The weekly MACD is bearish, and the monthly MACD is mildly bearish, indicating a weakening momentum. The daily moving averages are also bearish, reinforcing the negative short-term outlook. The Dow Theory shows a mildly bearish stance on both weekly and monthly time frames. While the KST indicates mild bullishness on the weekly and bullish on the monthly, it is overshadowed by the bearish signals from other indicators. Overall, the current technical stance is mildly bearish, driven primarily by the bearish moving averages and MACD readings.

Who are the peers of the Regency Fincorp?

Regency Fincorp's peers include Keynote Finan., Regis Industries, Sangam Finserv, Thacker & Co., Mangalam Industr, KIFS Financial, Std. Capital Mkt, Times Guaranty, and Sunshine Capital. Regency Fincorp shows excellent growth and a 1-year return of 76.12%, while peers exhibit varying management risks and returns.

Peers: The peers of Regency Fincorp are Keynote Finan., Regis Industries, Sangam Finserv, Thacker & Co., Mangalam Industr, KIFS Financial, Std. Capital Mkt, Times Guaranty, and Sunshine Capital.<BR><BR>Quality Snapshot: Excellent management risk is observed at Keynote Finan., Mangalam Industr, and Sunshine Capital, while Average management risk is found at Thacker & Co., KIFS Financial, and Regency Fincorp. Below Average management risk is present at Regis Industries, Sangam Finserv, Std. Capital Mkt, and Times Guaranty, and the rest. Growth is rated as Excellent for Regency Fincorp, Keynote Finan., and Mangalam Industr, while Good growth is noted for Keynote Finan. and the rest. Average growth is seen at KIFS Financial and Sunshine Capital, while Below Average growth is found at Regis Industries, Sangam Finserv, Thacker & Co., and Times Guaranty.<BR><BR>Return Snapshot: Sangam Finserv has the highest 1-year return at 95.71%, while Sunshine Capital has the lowest at -88.02%. Regency Fincorp's 1-year return is 76.12%, which is significantly higher than Sunshine Capital's. Additionally, peers with negative six-month returns include Mangalam Industr, Std. Capital Mkt, Sunshine Capital, and Regency Fincorp.

What does Regency Fincorp do?

Regency Fincorp Ltd is a micro-cap Non-Banking Financial Company (NBFC) in India that focuses on lending to customer-centric MSMEs. As of March 2025, it reported net sales of ₹73 Cr and a net profit of ₹26 Cr, with a market cap of ₹162 Cr.

Overview: <BR>Regency Fincorp Ltd is a Non-Banking Financial Company (NBFC) in the micro-cap category, engaged in lending and allied activities primarily for customer-centric MSMEs in India.<BR><BR>History: <BR>Regency Fincorp Ltd, originally known as Regency Investments Limited, was incorporated on March 29, 1993. The latest quarterly results reported net sales and net profit for the period ending March 2025.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 73 Cr (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 26 Cr (Quarterly Results - Mar 2025) <BR>Market-cap value: INR 162 Cr (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: 34.00 <BR>Industry P/E: 23 <BR>Dividend Yield: 0.00% <BR>Debt-Equity: 0.00 <BR>Return on Equity: 8.06% <BR>Price-to-Book: 2.73 <BR><BR>Contact Details: <BR>Address: Shop No 6, Ganesh Shopping Complex Zirakpur Punjab : 140603 <BR>Tel: 91-0172-4732618 <BR>Email: regencyinvestmentsltd@gmail.com <BR>Website: https://regencyfincorp.com

Who are the top shareholders of the Regency Fincorp?

The top shareholders of Regency Fincorp are Natures Heavens India Private Limited with 6.08% and Max Bio Biosciences Private Limited, the largest public shareholder at 7.73%. Individual investors hold a significant 54.97% of the shares, with no pledged promoter holdings or mutual fund/foreign institutional investor holdings.

The top shareholders of Regency Fincorp include Natures Heavens India Private Limited, which holds 6.08% of the shares, and Max Bio Biosciences Private Limited, the highest public shareholder with 7.73%. Additionally, individual investors collectively hold a significant portion, accounting for 54.97% of the shares. There are no pledged promoter holdings, and the company does not have any mutual fund or foreign institutional investor (FII) holdings.

How big is Regency Fincorp?

As of 24th July, Regency Fincorp Ltd has a market capitalization of 173.00 Cr, with Net Sales of 19.96 Cr and a Net Profit of 4.96 Cr reported in the latest four quarters. The balance sheet for March 2024 shows Shareholder's Funds of 50.59 Cr and Total Assets of 147.14 Cr.

As of 24th July, Regency Fincorp Ltd has a market capitalization of 173.00 Cr, categorized as a Micro Cap.<BR><BR>In the latest four quarters, Regency Fincorp reported Net Sales of 19.96 Cr and a Net Profit of 4.96 Cr.<BR><BR>The latest annual period for the balance sheet is March 2024, showing Shareholder's Funds of 50.59 Cr and Total Assets of 147.14 Cr.

Is Regency Fincorp overvalued or undervalued?

As of November 10, 2025, Regency Fincorp is fairly valued with a PE ratio of 27.48, making it more attractive than peers like Bajaj Finance and Bajaj Finserv, despite a year-to-date return of -8.75% compared to the Sensex's 6.91%.

As of 10 November 2025, Regency Fincorp's valuation grade has moved from expensive to fair, indicating a shift in its market perception. The company is currently fairly valued, with a PE ratio of 27.48, an EV to EBITDA of 17.16, and a PEG ratio of 0.21, suggesting that it is priced reasonably relative to its growth prospects. <BR><BR>In comparison to its peers, Regency Fincorp's valuation metrics are notably more attractive than those of Bajaj Finance, which has a PE ratio of 38.76, and Bajaj Finserv, with a PE of 35.58. In contrast, Life Insurance stands out with a very attractive PE of 11.14, highlighting the competitive landscape within the Non-Banking Financial Company (NBFC) sector. Despite recent underperformance against the Sensex with a year-to-date return of -8.75% compared to the Sensex's 6.91%, the overall valuation suggests that Regency Fincorp is positioned well in the current market environment.

How has been the historical performance of Regency Fincorp?

Regency Fincorp has shown significant growth in net sales and profitability from March 2021 to March 2025, with net sales increasing from 5.17 Cr to 19.96 Cr and profit after tax rising from 0.42 Cr to 4.98 Cr, despite facing challenges with rising interest expenses and increasing total liabilities. The company has also improved its cash flow, indicating a positive financial position.

Answer:<BR>The historical performance of Regency Fincorp shows significant growth in net sales and profitability over the years, particularly from March 2021 to March 2025.<BR><BR>Breakdown:<BR>Regency Fincorp's net sales have increased from 5.17 Cr in March 2021 to 19.96 Cr in March 2025, reflecting a strong upward trend. The total operating income has similarly risen, reaching 19.96 Cr in March 2025, up from 5.34 Cr in March 2021. Operating profit (PBDIT) has also shown substantial growth, climbing to 7.43 Cr in March 2025 from 0.81 Cr in March 2021. Despite this growth in sales and operating profit, the company has faced challenges with interest expenses, which were 8.01 Cr in March 2025, leading to a gross profit (PBDT) of -0.58 Cr. However, profit before tax has improved to 6.69 Cr in March 2025, up from 0.60 Cr in March 2021, and profit after tax has reached 4.98 Cr in March 2025, compared to 0.42 Cr in March 2021. The company's total liabilities have increased significantly to 229.11 Cr in March 2025 from 39.14 Cr in March 2021, while total assets have also grown to 229.11 Cr in March 2025 from 37.09 Cr in March 2020. The cash flow from operating activities has improved to 11.00 Cr in March 2025, and the closing cash and cash equivalents have risen to 45.00 Cr, indicating a positive cash position. Overall, Regency Fincorp has demonstrated robust growth in revenue and profitability, alongside increasing liabilities and assets.

When is the next results date for Regency Fincorp Ltd?

The next results date for Regency Fincorp Ltd is February 2, 2026.

The next results date for Regency Fincorp Ltd is scheduled for February 2, 2026.

Which are the latest news on Regency Fincorp?

Are Regency Fincorp Ltd latest results good or bad?

Regency Fincorp Ltd's latest results show strong revenue growth and improved net profit, but concerns about low return on equity and underperformance compared to the sector raise questions about the sustainability of its growth. Overall, while the revenue figures are positive, the company's financial health presents significant challenges.

Regency Fincorp Ltd's latest results present a mixed picture. On one hand, the company has shown impressive revenue growth, with net sales increasing by 94.51% year-on-year to ₹7.80 crores in Q2 FY26. Additionally, net profit rose to ₹3.32 crores, reflecting a 5.06% increase quarter-on-quarter and a remarkable 315% growth year-on-year. The profit after tax (PAT) margin also improved to 42.56%, indicating enhanced profitability.<BR><BR>However, despite these positive indicators, there are significant concerns regarding the company's capital efficiency. The average return on equity (ROE) is only 4.78%, which is considerably below industry standards. This suggests that while the company is growing in terms of revenue, it is not generating adequate returns for shareholders. Furthermore, the stock has underperformed compared to the broader NBFC sector, declining 10.66% over the past year while the sector delivered positive returns.<BR><BR>The company's reliance on external funding to support its growth, combined with weak profitability metrics and bearish technical indicators, raises questions about the sustainability of its growth. Overall, while the revenue figures are strong, the underlying financial health and market performance present challenges that could overshadow the positive growth narrative.

Should I buy, sell or hold Regency Fincorp Ltd?

Why is Regency Fincorp Ltd falling/rising?

As of 03-Feb, Regency Fincorp Ltd's stock price is at 29.96, showing a minor increase but significantly underperforming against the market and its sector over various periods. The stock has experienced notable declines recently, coupled with decreased investor interest, indicating ongoing challenges for its price stability and growth.

As of 03-Feb, Regency Fincorp Ltd's stock price is currently at 29.96, reflecting a slight increase of 0.07 (0.23%). However, despite this minor rise, the stock has been underperforming compared to the broader market and its sector. Over the past week, the stock has gained only 0.03%, while the Sensex has increased by 2.30%. In the last month, Regency Fincorp Ltd has seen a significant decline of 14.40%, contrasting sharply with the Sensex's decrease of only 2.36%. Year-to-date, the stock is down 9.98%, while the Sensex has fallen by just 1.74%. <BR><BR>The stock's performance over the past year shows a decline of 7.96%, while the Sensex has gained 8.49%. However, over longer periods, such as three and five years, the stock has shown substantial growth of 213.72% and 331.08%, respectively, compared to the Sensex's 37.63% and 66.63%. <BR><BR>Today's performance indicates that Regency Fincorp Ltd has underperformed its sector, which has gained by 3.65%. Additionally, there has been a notable decrease in investor participation, with delivery volume falling by 73.09% against the five-day average. This decline in trading activity suggests a lack of interest from investors, which could contribute to the stock's overall underperformance. <BR><BR>In summary, while there is a slight increase in the stock price today, the broader context shows significant declines over various periods, underperformance against the sector, and reduced investor participation, which collectively indicate that Regency Fincorp Ltd is facing challenges that may hinder its price stability and growth.