S I Cap. & Fin.

Why is S I Capital & Financial Services Ltd falling/rising?

As of 14-Jul, S I Capital & Financial Services Ltd's stock price has risen to Rs 22.21, reflecting a 4.96% increase, driven by strong short-term performance despite longer-term declines of 17.98% over the past month and 20.39% year-to-date. The stock's recent gains suggest a potential recovery phase, although it remains below longer-term moving averages, indicating possible volatility.

As of 14-Jul, S I Capital & Financial Services Ltd is experiencing a rise in its stock price, currently at Rs 22.21, which reflects an increase of 1.05 (4.96%). This upward movement can be attributed to several factors. Notably, the stock has outperformed its sector by 6.49% today and has shown a significant gain of 26.91% over the past week, indicating strong short-term performance. Additionally, the stock opened with a gap up of 4.96% today and reached an intraday high of Rs 22.21, suggesting positive market sentiment.<BR><BR>However, it is important to note that while the stock is currently rising, its longer-term performance has been mixed, with declines of 17.98% over the past month and 20.39% year-to-date. Despite these longer-term challenges, the recent consecutive gains over the last five days indicate a potential recovery phase. The stock's current price is higher than its 5-day and 20-day moving averages, although it remains below its longer-term moving averages (50-day, 100-day, and 200-day), which may suggest volatility in investor confidence.<BR><BR>In summary, the recent rise in the stock price of S I Capital & Financial Services Ltd is primarily driven by strong short-term performance and positive market activity, despite some underlying long-term weaknesses.

Which are the latest news on S I Cap. & Fin.?

What does S I Cap. & Fin. do?

S I Capital & Financial Services Ltd is a Non-Banking Financial Company and Full Fledged Money Changer based in Chennai, specializing in diversified commercial services. As of March 2026, it reported net sales of 1 Cr and a market cap of INR 15 Cr.

Overview:<BR>S I Capital & Financial Services Ltd is a Non-systematically Important Non-Deposit Taking Non Banking Financial Company and a Full Fledged Money Changer operating in the Diversified Commercial Services industry within the Micro Cap market-cap bracket.<BR><BR>History:<BR>The company was incorporated on November 08, 1994, in Chennai, Tamil Nadu. It has maintained its status as a Non-systematically Important Non-Deposit Taking Non Banking Financial Company. The latest quarterly results reported net sales and net profit for the period ending March 2026.<BR><BR>Financial Snapshot:<BR>- Net Sales: 1 Cr (Quarterly Results - Mar 2026)<BR>- Net Profit: 0 Cr (Quarterly Results - Mar 2026)<BR>- Market-cap: INR 15 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>- P/E: 44.00<BR>- Industry P/E: N/A<BR>- Dividend Yield: 0.00%<BR>- Debt Equity: 1.40<BR>- Return on Equity: 5.67%<BR>- Price to Book: 2.60<BR><BR>Contact Details:<BR>Address: Montieth Court, 64 Montieth Road Egmore Chennai Tamil Nadu : 600008 <BR>Tel: 91-044-28415438/28415439 <BR>Email: info@sicapital.co.in <BR>Website: http://www.sicapital.co.in

How big is S I Cap. & Fin.?

As of 10th June, S I Capital & Financial Services Ltd has a market capitalization of 15.00 Cr and reported Net Sales of 3.19 Cr with no profit in the latest two quarters. Shareholder's Funds are 2.96 Cr and Total Assets are 10.13 Cr.

As of 10th June, S I Capital & Financial Services Ltd has a market capitalization of 15.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest two quarters, the company reported Net Sales of 3.19 Cr. The Net Profit for the same period was 0.00 Cr, indicating no profit during this timeframe.<BR><BR>The latest annual reporting period for the company is March 2024. Shareholder's Funds stand at 2.96 Cr, while Total Assets are valued at 10.13 Cr.

Who are in the management team of S I Cap. & Fin.?

The management team of S I Cap. & Fin. includes key members such as Sreeram Gopinathan Nair (Managing Director), Jitha Chummar (Additional Director), and several independent and non-executive directors, totaling 16 members with diverse expertise.

The management team of S I Cap. & Fin. includes the following members:<BR><BR>1. **Sreeram Gopinathan Nair** - Managing Director<BR>2. **Jitha Chummar** - Additional Director<BR>3. **Vadukkot Mathayi Xaviour** - Additional Independent Director<BR>4. **Vinod Manazhy** - Additional Independent Director<BR>5. **Aneetta C Vilson** - Company Secretary<BR>6. **Rajesh Narayan Pillai** - Additional Non-Executive Director & Independent Director<BR>7. **Anil Menon** - Non-Executive Director<BR>8. **Ramanathan Anchery** - Additional Non-Executive Director<BR>9. **Thandassery Balachandran Ramakrishnan** - Additional Non-Executive Director<BR>10. **A Unnikrishnan** - Additional Director (listed twice)<BR>11. **Habeeb Rahiman** - Additional Director<BR>12. **George Abraham** - Additional Director<BR>13. **Thomas Jacob** - Additional Director<BR>14. **Anu Thomas Cheriyan** - Additional Director<BR>15. **AKHIL T.M** - Company Secretary & Compliance Officer<BR>16. **Kuriakkose Paul Kannanaikkal** - Additional Director<BR><BR>This team brings a diverse range of expertise to the company.

Who are the peers of the S I Cap. & Fin.?

Peers of S I Cap. & Fin. include Greencrest Finan, Jayatma Enterp., Golech.Glob.Fin., Rapid Invest., Disha Resources, Samyak Internati, Shangar Decor, Vishvprabha Ven., and Arihant's Secur. Greencrest Finan shows excellent management and growth, while S I Cap. & Fin. has a good growth rating and a 1-year return of -35.52%.

Peers: The peers of S I Cap. & Fin. are Greencrest Finan, Jayatma Enterp., Golech.Glob.Fin., Rapid Invest., Disha Resources, Samyak Internati, Shangar Decor, Vishvprabha Ven., and Arihant's Secur.<BR><BR>Quality Snapshot: Excellent management risk is observed at Greencrest Finan, Golech.Glob.Fin., Rapid Invest., Disha Resources, Samyak Internati, Shangar Decor, Arihant's Secur., and the rest have Below Average management risk. Growth is Excellent at Greencrest Finan, Good at S I Cap. & Fin. and Shangar Decor, Average at Golech.Glob.Fin. and Arihant's Secur., and the rest have Below Average growth. Excellent capital structure is noted at Greencrest Finan, Golech.Glob.Fin., Rapid Invest., Disha Resources, Samyak Internati, Arihant's Secur., and the rest have Below Average capital structure.<BR><BR>Return Snapshot: Jayatma Enterp. has the highest 1-year return at 376.29%, while Samyak Internati has the lowest at -55.58%, and S I Cap. & Fin. has a 1-year return of -35.52%, which is higher than Samyak Internati's. Additionally, the six-month return is negative for Greencrest Finan, Rapid Invest., Disha Resources, Samyak Internati, Shangar Decor, Vishvprabha Ven., and Arihant's Secur.

Should I buy, sell or hold S I Capital & Financial Services Ltd?

When is the next results date for S I Capital & Financial Services Ltd?

The next results date for S I Capital & Financial Services Ltd is 27 May 2026.

The next results date for S I Capital & Financial Services Ltd is scheduled for 27 May 2026.

Are S I Capital & Financial Services Ltd latest results good or bad?

S I Capital & Financial Services Ltd's latest results are concerning, showing zero operating profit and a significant working capital deficit, with current liabilities far exceeding current assets. Overall, the company's financial performance is poor, indicating high risks for investors.

The latest results for S I Capital & Financial Services Ltd indicate a troubling financial situation. For the fiscal year ending March 2024, the company reported net sales of just ₹1.00 crore, with total expenditures matching that amount, resulting in zero operating profit and no profit after tax. This pattern of minimal activity has persisted in recent years, raising serious concerns about the company's operational viability.<BR><BR>The balance sheet also reflects deteriorating fundamentals, with current liabilities surging by 166% to ₹7.33 crores, while current assets remain low at ₹0.70 crores. This creates a significant working capital deficit. Additionally, the company's average return on equity (ROE) is a weak 2.52%, and its debt-to-equity ratio of 1.07 suggests high leverage, which is concerning given the lack of revenue generation.<BR><BR>Cash flow analysis reveals negative cash flow from operations, indicating a reliance on external financing to sustain operations. The company has not generated meaningful cash from its activities in recent years, with a closing cash position remaining at zero.<BR><BR>Overall, the financial performance of S I Capital & Financial Services Ltd can be characterized as poor, with critical concerns about revenue generation, balance sheet quality, and operational sustainability. Investors should be cautious, as the company's current state presents more risks than opportunities.

How has been the historical performance of S I Cap. & Fin.?

S I Cap. & Fin. has shown significant growth in net sales and total operating income, reaching 2.56 Cr in Mar'25, but faced rising expenditures leading to fluctuating operating profits. Despite a profit turnaround in Mar'25, the company struggles with negative cash flow and increasing liabilities due to short-term borrowings.

Answer:<BR>The historical performance of S I Cap. & Fin. shows a significant increase in net sales over the years, rising from 0.34 Cr in Mar'20 to 2.56 Cr in Mar'25. The total operating income followed a similar trend, reaching 2.56 Cr in Mar'25, up from 0.33 Cr in Mar'19. However, the company faced challenges with total expenditure, which increased from 0.39 Cr in Mar'19 to 2.38 Cr in Mar'25. This led to fluctuating operating profits, with a notable recovery to 0.24 Cr in Mar'25 after experiencing losses in previous years. Profit before tax also improved to 0.17 Cr in Mar'25, compared to a loss of 0.72 Cr in Mar'24. The profit after tax mirrored this trend, achieving 0.17 Cr in Mar'25 after a loss of 0.72 Cr in the prior year. The company's equity capital increased to 4.85 Cr in Mar'25, while total liabilities rose significantly to 10.13 Cr, driven by an increase in short-term borrowings. The cash flow from operating activities remained negative at -4.00 Cr in Mar'24, indicating ongoing liquidity challenges.<BR><BR>Breakdown:<BR>S I Cap. & Fin. has demonstrated a robust growth trajectory in net sales, escalating from 0.34 Cr in Mar'20 to 2.56 Cr in Mar'25, reflecting a strong upward trend in total operating income as well. Despite this growth, total expenditure has also surged, leading to fluctuating operating profits, which turned positive at 0.24 Cr in Mar'25 after several years of losses. The company achieved a profit before tax of 0.17 Cr in Mar'25, a significant turnaround from the previous year's loss. The increase in equity capital to 4.85 Cr in Mar'25 indicates a strengthening financial position, although total liabilities have also increased to 10.13 Cr, primarily due to rising short-term borrowings. The cash flow from operating activities has been negative, highlighting liquidity issues that the company needs to address moving forward.

Is S I Cap. & Fin. overvalued or undervalued?

As of October 23, 2025, S I Cap. & Fin. has improved its valuation grade to very attractive, indicating it is undervalued with strong growth potential, as evidenced by its favorable PE ratio of 23.37 and PEG ratio of 0.13 compared to peers like Bajaj Finance and Life Insurance, despite a recent 1Y return of -34.04%.

As of 23 October 2025, the valuation grade for S I Cap. & Fin. has moved from fair to very attractive, indicating a significant improvement in its perceived value. The company appears to be undervalued based on its current metrics. Key ratios include a PE ratio of 23.37, an EV to EBITDA of 15.22, and a PEG ratio of 0.13, which suggests strong growth potential relative to its price.<BR><BR>In comparison to peers, S I Cap. & Fin. stands out favorably against Bajaj Finance, which has a PE ratio of 39.07 and a PEG ratio of 2.42, indicating it is significantly more expensive. Similarly, Life Insurance has a PE of 11.68, reinforcing the attractiveness of S I Cap. & Fin.'s valuation. Despite recent stock performance lagging behind the Sensex, with a 1Y return of -34.04% compared to the Sensex's 5.59%, the underlying fundamentals suggest that the stock is positioned for potential upside.

Who are the top shareholders of the S I Cap. & Fin.?

The top shareholders of S I Cap. & Fin. are Sharewealth Securities Limited with 41.1%, followed by Mekkattukulam Anto Jayson at 13.4%, and individual investors collectively holding 43.94%. There are no institutional holdings from mutual funds or foreign investors.

The top shareholders of S I Cap. & Fin. include Sharewealth Securities Limited, which holds the largest stake at 41.1%. The highest public shareholder is Mekkattukulam Anto Jayson, with a holding of 13.4%. Additionally, individual investors collectively hold 43.94% of the shares. There are no institutional holdings from mutual funds or foreign institutional investors.

What is the technical trend for S I Cap. & Fin.?

As of May 28, 2025, S I Cap. & Fin. shows a mildly bullish trend, supported by daily moving averages and Bollinger Bands, though tempered by a mildly bearish weekly MACD and mixed signals overall.

As of 28 May 2025, the technical trend for S I Cap. & Fin. has changed from does not qualify to mildly bullish. The current stance is mildly bullish, supported by a daily moving average indicating mild bullishness and a bullish signal from the Bollinger Bands on both weekly and monthly time frames. However, the weekly MACD remains mildly bearish, which tempers the overall bullish sentiment. The KST is bullish on both weekly and monthly time frames, while the OBV shows mild bearishness on the weekly but no trend on the monthly. Overall, the mixed signals suggest a cautious bullish outlook, with strength primarily driven by moving averages and Bollinger Bands.

Has S I Cap. & Fin. declared dividend?

No Dividend History Available