Sahara Housing

Why is Sahara Housing Fina Corporation Ltd falling/rising?

As of 18-Aug, Sahara Housing Fina Corporation Ltd's stock price is rising to 39.49, indicating a potential trend reversal after previous declines. However, it remains below key moving averages and has seen a significant drop in investor participation, suggesting a mixed outlook.

As of 18-Aug, Sahara Housing Fina Corporation Ltd's stock price is rising, currently at 39.49, reflecting an increase of 0.65 or 1.67%. This rise comes after the stock experienced two consecutive days of decline, indicating a potential trend reversal. Additionally, the stock has outperformed its sector by 2.06% today, which may have contributed to the positive momentum. <BR><BR>Despite this upward movement, it is important to note that the stock is trading below its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, suggesting that it may still be in a longer-term downtrend. Furthermore, there has been a significant drop in investor participation, with delivery volume on August 13 falling by 99.87% compared to the 5-day average. This decline in trading activity could indicate a lack of confidence among investors, which may affect future price movements. <BR><BR>Overall, while the stock is currently rising, the context of its recent performance and declining investor participation presents a mixed outlook.

Which are the latest news on Sahara Housing?

Should I buy, sell or hold Sahara Housing Fina Corporation Ltd?

Who are in the management team of Sahara Housing?

The management team of Sahara Housing includes D J Bagchi (CEO and Company Secretary), Brijendra Sahay (Non-Executive Independent Director), Anshu Roy (Non-Executive Independent Director), and A K Srivastava (Non-Executive Non-Independent Director).

The management team of Sahara Housing includes the following individuals:<BR><BR>1. **D J Bagchi** - He serves as the CEO and Company Secretary.<BR>2. **Brijendra Sahay** - He is a Non-Executive and Independent Director.<BR>3. **Anshu Roy** - He is also a Non-Executive and Independent Director.<BR>4. **A K Srivastava** - He holds the position of Non-Executive and Non-Independent Director.<BR><BR>If you need more details about their roles or contributions, feel free to ask!

What does Sahara Housing do?

Sahara Housing Fina Corporation Ltd is a micro-cap company in the housing finance sector, providing housing finance solutions since 1991. As of June 2026, it reported net sales of 2 Cr and a market cap of INR 28 Cr.

Overview: <BR>Sahara Housing Fina Corporation Ltd is a micro-cap company operating in the housing finance industry, primarily focused on providing housing finance solutions.<BR><BR>History: <BR>The company was incorporated in 1991 as 'Livewell Home Finance Limited' in Andhra Pradesh and changed its name to 'Sahara Housing Fina Corporation Limited' on January 20, 2005. The latest quarterly results reported net sales and net profit for June 2026.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 2 Cr (Quarterly Results - Jun 2026) <BR>Most recent Net Profit: 0 Cr (Quarterly Results - Jun 2026) <BR>Market-cap value: INR 28 Cr (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: 93.00 <BR>Industry P/E: 12 <BR>Dividend Yield: 0.00% <BR>Debt-Equity: 0.25 <BR>Return on Equity: 0.64% <BR>Price to Book: 0.53 <BR><BR>Contact Details: <BR>Address: 46 Dr Sundari Mohan Avenue, Kolkata, West Bengal: 700014 <BR>Email: info.saharahousingfina@gmail.com <BR>Website: http://www.saharahousingfina.com

Who are the peers of the Sahara Housing?

Sahara Housing's peers include Repco Home Fin, GIC Housing Fin, SRG Housing, Reliance Home, Ind Bank Housing, India Home Loans, Star Housing Fin, Ruparel Food, and Manraj Hsg.Fin. Sahara Housing has a 1-year return of 3.74%, lower than Ind Bank Housing's 33.85% but higher than Star Housing Fin's -78.64%.

Peers: The peers of Sahara Housing are Repco Home Fin, GIC Housing Fin, SRG Housing, Reliance Home, Ind Bank Housing, India Home Loans, Star Housing Fin, Ruparel Food, and Manraj Hsg.Fin.<BR><BR>Quality Snapshot: Excellent management risk is observed at Repco Home Fin, while Below Average management risk is found at GIC Housing Fin, SRG Housing, Reliance Home, India Home Loans, Star Housing Fin, Ruparel Food, and Sahara Housing. Growth is rated as Good for SRG Housing, while Below Average growth is noted for Repco Home Fin, GIC Housing Fin, Reliance Home, India Home Loans, Star Housing Fin, Ruparel Food, and Sahara Housing. Excellent capital structure is seen at Repco Home Fin, GIC Housing Fin, SRG Housing, India Home Loans, Star Housing Fin, Ruparel Food, and Sahara Housing, while Average capital structure is found at Reliance Home.<BR><BR>Return Snapshot: Ind Bank Housing has the highest 1-year return at 33.85%, while Star Housing Fin has the lowest at -78.64%. Sahara Housing's 1-year return is 3.74%, which is significantly lower than Ind Bank Housing's return but higher than Star Housing Fin's. Additionally, the six-month return is negative for Reliance Home, Star Housing Fin, and Sahara Housing.

How big is Sahara Housing?

As of 14th August, Sahara Housing Fina Corporation Ltd has a market capitalization of 28.00 Cr, with recent Net Sales of 7.02 Cr and a Net Profit of 0.30 Cr. Shareholder's Funds are 52.39 Cr and Total Assets amount to 74.44 Cr as of March 2025.

As of 14th August, Sahara Housing Fina Corporation Ltd has a market capitalization of 28.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, Sahara Housing reported Net Sales of 7.02 Cr and a Net Profit of 0.30 Cr.<BR><BR>The latest annual period for the balance sheet is March 2025, with Shareholder's Funds amounting to 52.39 Cr and Total Assets of 74.44 Cr.

Are Sahara Housing Fina Corporation Ltd latest results good or bad?

Sahara Housing Fina Corporation Ltd's latest results are concerning, with a net profit of ₹0.07 crores, a 65% year-on-year decline, and a revenue drop of 13.08%. The company faces shrinking margins and negative investor sentiment, indicating a troubling financial outlook.

The latest results for Sahara Housing Fina Corporation Ltd are concerning and can be classified as bad. In Q4 FY26, the company reported a net profit of just ₹0.07 crores, which represents a significant decline of 65% year-on-year and 22.22% quarter-on-quarter. This sharp drop in profitability raises serious questions about the company's financial health.<BR><BR>Revenue for the same quarter was ₹1.86 crores, showing a year-on-year decline of 13.08%, although it did see a slight improvement of 9.41% compared to the previous quarter. However, the overall trend indicates persistent revenue contraction, which is troubling for a company in the housing finance sector.<BR><BR>Additionally, the operating margin fell to 30.65%, down from 43.93% a year ago, reflecting significant margin compression and operational inefficiencies. The PAT margin also decreased to 3.76%, indicating that the company is struggling to maintain profitability.<BR><BR>Investor sentiment appears to be negative, as evidenced by a 1.63% decline in the stock price following the announcement of these results. The company's return on equity is alarmingly low at 0.89%, suggesting that it is not generating adequate returns for shareholders.<BR><BR>Overall, the results highlight a combination of declining revenues, shrinking margins, and a lack of profitability, which together paint a bleak picture for Sahara Housing Fina Corporation Ltd.

When is the next results date for Sahara Housing Fina Corporation Ltd?

The next results date for Sahara Housing Fina Corporation Ltd is 29 May 2026.

The next results date for Sahara Housing Fina Corporation Ltd is scheduled for 29 May 2026.

How has been the historical performance of Sahara Housing?

Sahara Housing has experienced a declining trend in net sales and profits over the years, with net sales dropping from 12.65 crore in March 2021 to 8.58 crore in March 2025, and profit after tax decreasing from 2.61 crore to 0.65 crore in the same period. Total assets and liabilities have also declined, indicating overall financial deterioration.

Answer:<BR>The historical performance of Sahara Housing shows a declining trend in net sales and profits over the past several years, with a significant drop in the most recent fiscal year.<BR><BR>Breakdown:<BR>Sahara Housing's net sales have decreased from 12.65 crore in March 2021 to 8.58 crore in March 2025, reflecting a consistent decline over the years. Other operating income has also diminished, contributing to a total operating income that fell from 13.44 crore in March 2019 to 8.61 crore in March 2025. The company's total expenditure, excluding depreciation, has decreased from 12.45 crore in March 2019 to 7.45 crore in March 2025, indicating a reduction in operational costs. However, the operating profit (PBDIT) has declined from 3.34 crore in March 2020 to just 1.17 crore in March 2025, with a corresponding drop in profit before tax from 3.39 crore in March 2019 to 0.80 crore in March 2025. Profit after tax has similarly decreased from 2.61 crore in March 2019 to 0.65 crore in March 2025. The company's total assets have also seen a decline from 122.38 crore in March 2020 to 74.44 crore in March 2025, while total liabilities have decreased from 110.74 crore to 74.44 crore in the same period. Cash flow from operating activities has fluctuated, peaking at 29 crore in March 2020 but dropping to 24 crore in March 2025. Overall, Sahara Housing has experienced a downward trend in both revenue and profitability, alongside a reduction in total assets and liabilities over the years.

Is Sahara Housing overvalued or undervalued?

As of November 21, 2025, Sahara Housing is considered very expensive and overvalued, with a PE ratio of 69.94 and a low ROCE of 4.06%, significantly higher than its peers, despite a year-to-date return of 17.41% that outpaces the Sensex.

As of 21 November 2025, the valuation grade for Sahara Housing has moved from attractive to very expensive. This indicates that the company is currently overvalued. Key ratios highlight this assessment, with a PE ratio of 69.94, an EV to EBITDA of 15.20, and a ROCE of only 4.06%. Compared to peers, Sahara Housing's PE ratio is significantly higher than HUDCO's 16.44 and LIC Housing Finance's 5.45, which further underscores its overvaluation.<BR><BR>In the context of recent performance, Sahara Housing has shown a year-to-date return of 17.41%, outpacing the Sensex's 9.08%, but this does not mitigate the concerns raised by its high valuation metrics. The disparity in valuation ratios compared to its peers suggests that investors may be paying a premium that is not justified by the company's financial performance.

What is the technical trend for Sahara Housing?

As of May 12, 2025, Sahara Housing's trend is mildly bearish, indicated by daily moving averages and monthly Bollinger Bands, while weekly MACD and KST show a mildly bullish outlook, suggesting caution due to mixed signals.

As of 12 May 2025, the technical trend for Sahara Housing has changed from bearish to mildly bearish. The current stance is mildly bearish, driven by the daily moving averages indicating a bearish sentiment, while the weekly MACD and KST show a mildly bullish outlook. However, the monthly MACD remains bearish, and the Bollinger Bands reflect a mildly bearish trend on the monthly timeframe. The Dow Theory indicates a mildly bearish stance on the weekly chart, with no clear trend on the monthly. Overall, the mixed signals suggest caution, with the strength of the bearish trend being moderate.

Who are the top shareholders of the Sahara Housing?

The top shareholder of Sahara Housing is Sahara Prime City Limited, holding 42.0% of shares, while individual investor Vishnushankar B Mishra has a 3% stake. Promoters hold the majority of shares with no pledged holdings, and individual investors collectively own 24.09%, with no mutual funds or foreign institutional investors involved.

The top shareholders of Sahara Housing include Sahara Prime City Limited, which holds the largest stake at 42.0%. The majority of the company's shares are held by promoters, and there are no pledged promoter holdings. In terms of public shareholders, Vishnushankar B Mishra is the highest individual shareholder with a 3% stake. Additionally, individual investors collectively hold 24.09% of the shares. There are currently no mutual funds or foreign institutional investors (FIIs) holding shares in the company.

Has Sahara Housing declared dividend?

No Dividend History Available