Sainik Finance

Who are the top shareholders of the Sainik Finance?

The top shareholders of Sainik Finance include Ex-capt. Kuldeep Singh Solanki, who holds 23.01%, and Manak Vanijya Private Limited, with 3.9%. Individual investors collectively own 20.43%, and there are no pledged promoter holdings or investments from mutual funds or foreign institutional investors.

The top shareholders of Sainik Finance include the promoters, who hold the majority of the shares. The promoter with the highest holding is Ex-capt. Kuldeep Singh Solanki, who owns 23.01% of the company. Additionally, the highest public shareholder is Manak Vanijya Private Limited, with a holding of 3.9%. Individual investors collectively hold 20.43% of the shares. Notably, there are no pledged promoter holdings, and the company does not have any mutual funds or foreign institutional investors (FIIs) holding shares.

What does Sainik Finance do?

Sainik Finance & Industries Ltd, a Micro Cap company in the Cement industry, reported net sales of 5 Cr and net profit of 3 Cr for March 2025. It was incorporated in 1991 and transitioned to a public company in 1994, with a current market cap of Rs 47 Cr.

Overview: <BR>Sainik Finance & Industries Ltd operates in the Cement & Cement Products industry and is categorized as a Micro Cap company.<BR><BR>History: <BR>The company was incorporated in 1991 under the name Garuda Clays Private Limited. It transitioned from a Private Limited to a Public Limited Company in 1994, changing its name to Garuda Clays Limited. The latest quarterly results report net sales and net profit for March 2025.<BR><BR>Financial Snapshot: <BR>Net Sales: 5 Cr (Quarterly Results - Mar 2025) <BR>Net Profit: 3 Cr (Quarterly Results - Mar 2025) <BR>Market Cap: Rs 47 Cr (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: 8.00 <BR>Industry P/E: 23 <BR>Dividend Yield: 0.00% <BR>Debt Equity: 1.92 <BR>Return on Equity: 13.99% <BR>Price to Book: 1.08 <BR><BR>Contact Details: <BR>Address: 129 Transport Centre, New Rohtak Road Punjabi Bagh New Delhi New Delhi : 110035 <BR>Tel: 91-11-28315036 <BR>Email: info@sainik.org <BR>Website: http://www.sainikfinance.com

Who are in the management team of Sainik Finance?

As of March 2018, the management team of Sainik Finance includes Rudra Sen Sindhu and Kuldeep Singh Solanki as Non Independent & Non Executive Directors, Samai Singh and Renuka Hooda as Non Executive Independent Directors, and Kunal Gupta as Company Secretary.

As of March 2018, the management team of Sainik Finance consists of the following individuals:<BR><BR>1. Rudra Sen Sindhu - Non Independent & Non Executive Director<BR>2. Kuldeep Singh Solanki - Non Independent & Non Executive Director<BR>3. Samai Singh - Non Executive Independent Director<BR>4. Renuka Hooda - Non Executive Independent Director<BR>5. Kunal Gupta - Company Secretary<BR><BR>These members contribute to the governance and operational oversight of the company.

Has Sainik Finance declared dividend?

No Dividend History Available

Who are the peers of the Sainik Finance?

Sainik Finance's peers include UltraTech Cement, Grasim Industries, Ambuja Cements, Shree Cement, J K Cements, Dalmia Bharat Ltd, and Vardhman Concrete. In terms of management risk, Sainik Finance is rated below average, with a 1-year return of 15.14%, higher than Ambuja Cements but lower than J K Cements, which has the highest return at 36.66%.

Peers: The peers of Sainik Finance are UltraTech Cem., Grasim Inds, Ambuja Cements, Shree Cement, J K Cements, Dalmia BharatLtd, and Vardhman Concr.<BR><BR>Quality Snapshot: Excellent management risk is observed at UltraTech Cem., Grasim Inds, Shree Cement, and J K Cements, while Average management risk is found at Ambuja Cements and Dalmia BharatLtd, and Below Average management risk is noted for Sainik Finance. Good growth is seen at Grasim Inds, while Average growth is found at UltraTech Cem., and the rest have Below Average growth. Excellent capital structure is noted for Ambuja Cements and Shree Cement, Good capital structure is observed at UltraTech Cem., Dalmia BharatLtd, and Sainik Finance, while Below Average capital structure is found at Grasim Inds, and Average capital structure is noted for J K Cements.<BR><BR>Return Snapshot: J K Cements has the highest 1-year return at 36.66%, while Ambuja Cements has the lowest at -17.78%. Sainik Finance's 1-year return of 15.14% is higher than Ambuja Cements but lower than J K Cements. Additionally, the six-month returns for Hemadri Cements and Scan Projects are negative.

Is Sainik Finance overvalued or undervalued?

As of May 29, 2025, Sainik Finance is considered very attractive and undervalued, with a PE Ratio of 7.87, an EV to EBITDA of 8.07, and a PEG Ratio of 0.04, significantly lower than its peers, and has outperformed the Sensex with a 1-year return of 22.24%.

As of 29 May 2025, the valuation grade for Sainik Finance has moved from attractive to very attractive, indicating a significant improvement in its perceived value. The company is currently considered undervalued. Key ratios include a PE Ratio of 7.87, an EV to EBITDA of 8.07, and a PEG Ratio of 0.04, all of which suggest that the stock is trading at a discount compared to its earnings growth potential.<BR><BR>In comparison to its peers, Sainik Finance's PE Ratio is notably lower than Life Insurance's 12.54 and Bajaj Finance's 35.01, highlighting its undervaluation in the market. Additionally, Sainik Finance's ROCE of 12.84% and ROE of 13.99% further emphasize its strong operational efficiency relative to its peers. The company's recent stock performance has outpaced the Sensex, with a 1-year return of 22.24% compared to the Sensex's 7.58%, reinforcing the attractiveness of its current valuation.

What is the technical trend for Sainik Finance?

As of June 2, 2025, Sainik Finance's technical trend is sideways, with mixed signals from the weekly and monthly MACD and KST, while daily moving averages indicate short-term weakness.

As of 2 June 2025, the technical trend for Sainik Finance has changed from mildly bullish to sideways. The weekly MACD remains bullish, while the monthly MACD is mildly bearish, indicating mixed signals. The weekly KST is bullish, but the monthly KST is mildly bearish, further contributing to the sideways trend. The daily moving averages are mildly bearish, suggesting short-term weakness. The Bollinger Bands show a mildly bullish stance on the weekly chart but are sideways on the monthly chart. Overall, the current technical stance is neutral, with strength indicated by the weekly MACD and KST, but tempered by the bearish signals from the daily moving averages and monthly indicators.

How big is Sainik Finance?

As of 24th July, Sainik Finance & Industries Ltd has a market capitalization of 44.00 Cr, with Net Sales of 4.78 Cr and a Net Profit loss of 16.38 Cr over the last three quarters. Shareholder's Funds are 37.42 Cr, and Total Assets are valued at 151.02 Cr as of March 2024.

As of 24th July, Sainik Finance & Industries Ltd has a market capitalization of 44.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest quarterly performance, the sum of Net Sales for the last three quarters is 4.78 Cr. The sum of Net Profit for the same period shows a loss of 16.38 Cr.<BR><BR>For the balance sheet snapshot as of March 2024, Shareholder's Funds amount to 37.42 Cr, while Total Assets are valued at 151.02 Cr.

When is the next results date for Sainik Finance?

The next results date for Sainik Finance is 12 August 2025.

The next results date for Sainik Finance is scheduled for 12 August 2025.

Are Sainik Finance latest results good or bad?

Sainik Finance's latest results show strong growth in Profit After Tax and net sales, but a decline in operating profit and financial score raises concerns. Overall, the company demonstrates improved liquidity, but the mixed performance suggests a cautious outlook.

Sainik Finance's latest results present a mixed picture. On the positive side, the company reported a substantial increase in Profit After Tax (PAT), which rose to Rs 3.62 crore, reflecting a remarkable year-on-year growth of 174.24%. Additionally, net sales increased by 21.31%, reaching Rs 8.88 crore, indicating a positive trend in revenue generation.<BR><BR>However, there are concerning aspects as well. The operating profit before depreciation, interest, and taxes (PBDIT) has declined to Rs 3.20 crore, marking the lowest level in the last five quarters. This suggests a negative trend in operating profitability. Furthermore, the company's financial score has decreased significantly from 22 to 11 over the past three months, indicating a deterioration in overall performance metrics.<BR><BR>On a brighter note, Sainik Finance's cash and cash equivalents have reached a six-and-a-half-year high of Rs 7.80 crore, which points to improved short-term liquidity. Currently, the stock is rated as a 'Hold' by MarketsMOJO.<BR><BR>In summary, while there are strong gains in profitability and liquidity, the decline in operating profit and financial score raises some concerns about the company's overall performance.

How has been the historical performance of Sainik Finance?

Sainik Finance has experienced a decline in key financial metrics from March 2021 to March 2022, with net sales dropping from 20.79 crore to 15.62 crore and profit after tax decreasing from -0.96 crore to -8.13 crore. However, by March 2025, total liabilities and assets decreased significantly, and cash flow from operating activities improved to 16.00 crore.

Answer:<BR>The historical performance of Sainik Finance shows a decline in key financial metrics from March 2021 to March 2022, with a continued trend into subsequent years.<BR><BR>Breakdown:<BR>Sainik Finance reported net sales of 15.62 crore in March 2022, down from 20.79 crore in March 2021. Total operating income mirrored this decline, remaining at 15.62 crore in March 2022. Total expenditure decreased to 7.35 crore from 9.55 crore, while operating profit (PBDIT) fell to 8.45 crore from 15.28 crore. The company experienced a significant increase in interest expenses, rising to 17.67 crore from 16.84 crore, leading to a gross profit (PBDT) of -9.22 crore compared to -1.56 crore the previous year. Consequently, profit before tax dropped to -9.22 crore from -1.57 crore, and profit after tax decreased to -8.13 crore from -0.96 crore. The earnings per share (EPS) reflected this downturn, falling to -7.47 from -0.88. The operating profit margin slightly decreased to 52.94% from 54.06%, while the profit after tax margin worsened to -52.05% from -4.62%. On the balance sheet, total liabilities decreased to 141.33 crore in March 2025 from 257.55 crore in March 2022, while total assets also fell to 141.33 crore from 257.55 crore. Cash flow from operating activities showed a recovery to 16.00 crore in March 2025, compared to -46.00 crore in March 2022, indicating some improvement in cash management despite previous losses.

Should I buy, sell or hold Sainik Finance & Industries Ltd?

Why is Sainik Finance & Industries Ltd falling/rising?

As of 18-Jan, Sainik Finance & Industries Ltd's stock price is declining at Rs 37.65, down 6.97%, with significant underperformance compared to its sector. Weak investor participation and unfavorable long-term fundamentals further contribute to this bearish trend.

As of 18-Jan, Sainik Finance & Industries Ltd is experiencing a decline in its stock price, currently at Rs 37.65, reflecting a change of -2.82 (-6.97%). The stock has underperformed significantly today, with a performance that is -7.22% lower than its sector. It opened with a substantial loss of -7.34% and reached an intraday low of Rs 37.5. <BR><BR>The stock's recent performance over various periods indicates a troubling trend, with a 1-week decline of -5.19% and a 1-month decline of -7.27%. Over the past year, the stock has generated a return of -10.29%, which is notably worse than the Sensex's gain of +8.47%. Additionally, the stock has been trading below its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, indicating a bearish trend.<BR><BR>Investor participation has also decreased, with a significant drop in delivery volume by -82.12% compared to the 5-day average. This lack of trading activity suggests waning interest among investors. Furthermore, the company's long-term fundamentals are weak, with a low average Return on Equity (ROE) of 5.97% and declining net sales and operating profit. <BR><BR>Overall, the combination of poor short-term performance, weak investor participation, and unfavorable long-term fundamentals contributes to the falling stock price of Sainik Finance & Industries Ltd.

Which are the latest news on Sainik Finance?