Sainik Finance

Why is Sainik Finance & Industries Ltd falling/rising?

As of 01-Sep, Sainik Finance & Industries Ltd's stock price is rising, currently at 35.42, reflecting a change of 0.93 or 2.7% increase. The recent increase is driven by short-term gains and sector outperformance, but it contrasts with a significant 40.77% decline over the past year and weak long-term fundamentals.

As of 01-Sep, Sainik Finance & Industries Ltd's stock price is rising, currently at 35.42, reflecting a change of 0.93 or 2.7% increase. This upward movement can be attributed to several factors. Notably, the stock has outperformed its sector by 4.16% today and has shown consecutive gains over the last two days, accumulating a total return of 5.35% during this period. <BR><BR>Despite the recent positive performance, it is important to consider the broader context. The stock has experienced a significant decline of 40.77% over the past year, and its profits have decreased by 34.1%. Additionally, the stock's long-term fundamentals appear weak, with an average Return on Equity (ROE) of 5.60% and a negative growth rate in net sales of -1.82%. <BR><BR>Investor participation has also been declining, as indicated by a 43.25% drop in delivery volume compared to the 5-day average. While the stock is currently trading at a fair value relative to its peers and has a very attractive valuation with a Price to Book Value of 0.8, these factors do not overshadow the overall negative trends observed in the stock's performance over the longer term. <BR><BR>In summary, the recent rise in Sainik Finance & Industries Ltd's stock price is primarily due to short-term gains and sector outperformance, but it is juxtaposed against a backdrop of significant long-term declines and weak fundamentals.

Who are in the management team of Sainik Finance?

The management team of Sainik Finance includes Rudra Sen Sindhu and Kuldeep Singh Solanki as Non Independent & Non Executive Directors, Samai Singh and Renuka Hooda as Non Executive Independent Directors, and Kunal Gupta as Company Secretary.

The management team of Sainik Finance includes the following members:<BR><BR>1. Rudra Sen Sindhu - Non Independent & Non Executive Director<BR>2. Kuldeep Singh Solanki - Non Independent & Non Executive Director<BR>3. Samai Singh - Non Executive Independent Director<BR>4. Renuka Hooda - Non Executive Independent Director<BR>5. Kunal Gupta - Company Secretary<BR><BR>If you need more details about any specific member or their roles, feel free to ask!

What does Sainik Finance do?

Sainik Finance & Industries Ltd, a Micro Cap company in the Cement industry, reported net sales of 4 Cr and a net profit of 1 Cr for June 2026. It has a market cap of INR 37 Cr, a P/E ratio of 9.00, and a debt-equity ratio of 2.17.

Overview:<BR>Sainik Finance & Industries Ltd operates in the Cement & Cement Products industry and is classified as a Micro Cap company.<BR><BR>History:<BR>The company was incorporated in 1991 as Garuda Clays Private Limited and later converted to a Public Limited Company, changing its name to Garuda Clays Limited in 1994. The most recent quarterly results reported net sales and net profit for June 2026.<BR><BR>Financial Snapshot:<BR>- Net Sales: 4 Cr (Quarterly Results - Jun 2026)<BR>- Net Profit: 1 Cr (Quarterly Results - Jun 2026)<BR>- Market Cap: INR 37 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>- P/E: 9.00<BR>- Industry P/E: 21<BR>- Dividend Yield: 0.00%<BR>- Debt Equity: 2.17<BR>- Return on Equity: 8.60%<BR>- Price to Book: 0.80<BR><BR>Contact Details:<BR>Address: 129 Transport Centre, New Rohtak Road Punjabi Bagh New Delhi New Delhi : 110035<BR>Tel: 91-11-28315036<BR>Email: info@sainik.org<BR>Website: http://www.sainikfinance.com

Who are the peers of the Sainik Finance?

Sainik Finance's peers include Anjani Portland, Shri Keshav, Kanoria Energy, Panyam Cement, Barak Valley, Kakatiya Cement, Keerthi Indus, and Burnpur Cement. Burnpur Cement has the highest 1-year return at 166.67%, while Sainik Finance's return is -42.33%.

Peers: The peers of Sainik Finance are Anjani Portland, Shri Keshav, Kanoria Energy, Panyam Cement, Barak Valley, Kakatiya Cement, Keerthi Indus, and Burnpur Cement.<BR><BR>Quality Snapshot: Excellent capital structure is observed at Sainik Finance, while Below Average management risk is found at Anjani Portland, Shri Keshav, Barak Valley, Kakatiya Cement, Keerthi Indus, and the rest. Average management risk is found at Kanoria Energy, and Panyam Cement does not qualify in management risk, growth, or capital structure.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Burnpur Cement at 166.67%, while the peer with the lowest is Sri Chakra Cement at -59.16%. Sainik Finance's 1-year return is -42.33%, which is higher than Sri Chakra Cement's but lower than Burnpur Cement's. Additionally, peers such as Kakatiya Cement, Keerthi Indus, and Panyam Cement have negative six-month returns.

How big is Sainik Finance?

As of 31st August, Sainik Finance & Industries Ltd has a market capitalization of 37.00 Cr, classifying it as a Micro Cap company, with total assets of 141.33 Cr and shareholder's funds of 44.19 Cr. The company reported net sales of 4.78 Cr and a net loss of 16.38 Cr over the last three quarters.

As of 31st August, Sainik Finance & Industries Ltd has a market capitalization of 37.00 Cr, which classifies it as a Micro Cap company.<BR><BR>In the latest quarterly performance, the sum of Net Sales for the last three quarters is 4.78 Cr. The sum of Net Profit for the same period shows a loss of 16.38 Cr.<BR><BR>The latest annual period for the balance sheet is March 2025. Shareholder's Funds are reported at 44.19 Cr, while Total Assets amount to 141.33 Cr.

Which are the latest news on Sainik Finance?

Should I buy, sell or hold Sainik Finance & Industries Ltd?

When is the next results date for Sainik Finance & Industries Ltd?

The next results date for Sainik Finance & Industries Ltd is 12 August 2026.

The next results date for Sainik Finance & Industries Ltd is scheduled for 12 August 2026.

Are Sainik Finance & Industries Ltd latest results good or bad?

The latest results for Sainik Finance & Industries Ltd are concerning, with net sales at negative ₹1.29 crores and a net loss of ₹8.87 crores in Q3 FY26, indicating significant operational distress and a critical need for management intervention.

The latest results for Sainik Finance & Industries Ltd are quite concerning. In Q3 FY26, the company reported net sales of negative ₹1.29 crores, which represents a staggering decline of 122.16% compared to the previous quarter. This negative sales figure indicates that the company is experiencing more returns, discounts, or reversals than actual sales, a rare and alarming situation.<BR><BR>Furthermore, the company posted a net loss of ₹8.87 crores for the quarter, a drastic swing from a small profit of ₹0.18 crores in Q2 FY26. This marks a catastrophic decline of over 5,000% quarter-on-quarter. The operational performance is severely impacted, with an operating profit before depreciation, interest, and tax (PBDIT) at negative ₹6.01 crores.<BR><BR>Overall, the financial results depict a company in significant distress, facing challenges such as high interest costs and a working capital crisis. The absence of institutional interest and the company's deteriorating fundamentals raise serious concerns about its future viability. Given these factors, the latest results can be classified as bad, indicating a critical need for management to address these issues to stabilize operations.

How has been the historical performance of Sainik Finance?

Sainik Finance has experienced a decline in key financial metrics from March 2021 to March 2022, with net sales dropping from 20.79 crore to 15.62 crore and profit after tax decreasing from -0.96 crore to -8.13 crore. However, by March 2025, total liabilities and assets decreased significantly, and cash flow from operating activities improved to 16.00 crore.

Answer:<BR>The historical performance of Sainik Finance shows a decline in key financial metrics from March 2021 to March 2022, with a continued trend into subsequent years.<BR><BR>Breakdown:<BR>Sainik Finance reported net sales of 15.62 crore in March 2022, down from 20.79 crore in March 2021. Total operating income mirrored this decline, remaining at 15.62 crore in March 2022. Total expenditure decreased to 7.35 crore from 9.55 crore, while operating profit (PBDIT) fell to 8.45 crore from 15.28 crore. The company experienced a significant increase in interest expenses, rising to 17.67 crore from 16.84 crore, leading to a gross profit (PBDT) of -9.22 crore compared to -1.56 crore the previous year. Consequently, profit before tax dropped to -9.22 crore from -1.57 crore, and profit after tax decreased to -8.13 crore from -0.96 crore. The earnings per share (EPS) reflected this downturn, falling to -7.47 from -0.88. The operating profit margin slightly decreased to 52.94% from 54.06%, while the profit after tax margin worsened to -52.05% from -4.62%. On the balance sheet, total liabilities decreased to 141.33 crore in March 2025 from 257.55 crore in March 2022, while total assets also fell to 141.33 crore from 257.55 crore. Cash flow from operating activities showed a recovery to 16.00 crore in March 2025, compared to -46.00 crore in March 2022, indicating some improvement in cash management despite previous losses.

Is Sainik Finance overvalued or undervalued?

As of May 29, 2025, Sainik Finance is considered very attractive and undervalued, with a PE Ratio of 7.87, an EV to EBITDA of 8.07, and a PEG Ratio of 0.04, significantly lower than its peers, and has outperformed the Sensex with a 1-year return of 22.24%.

As of 29 May 2025, the valuation grade for Sainik Finance has moved from attractive to very attractive, indicating a significant improvement in its perceived value. The company is currently considered undervalued. Key ratios include a PE Ratio of 7.87, an EV to EBITDA of 8.07, and a PEG Ratio of 0.04, all of which suggest that the stock is trading at a discount compared to its earnings growth potential.<BR><BR>In comparison to its peers, Sainik Finance's PE Ratio is notably lower than Life Insurance's 12.54 and Bajaj Finance's 35.01, highlighting its undervaluation in the market. Additionally, Sainik Finance's ROCE of 12.84% and ROE of 13.99% further emphasize its strong operational efficiency relative to its peers. The company's recent stock performance has outpaced the Sensex, with a 1-year return of 22.24% compared to the Sensex's 7.58%, reinforcing the attractiveness of its current valuation.

What is the technical trend for Sainik Finance?

As of June 2, 2025, Sainik Finance's technical trend is sideways, with mixed signals from the weekly and monthly MACD and KST, while daily moving averages indicate short-term weakness.

As of 2 June 2025, the technical trend for Sainik Finance has changed from mildly bullish to sideways. The weekly MACD remains bullish, while the monthly MACD is mildly bearish, indicating mixed signals. The weekly KST is bullish, but the monthly KST is mildly bearish, further contributing to the sideways trend. The daily moving averages are mildly bearish, suggesting short-term weakness. The Bollinger Bands show a mildly bullish stance on the weekly chart but are sideways on the monthly chart. Overall, the current technical stance is neutral, with strength indicated by the weekly MACD and KST, but tempered by the bearish signals from the daily moving averages and monthly indicators.

Who are the top shareholders of the Sainik Finance?

The top shareholders of Sainik Finance include Ex-capt. Kuldeep Singh Solanki, who holds 23.01%, and Manak Vanijya Private Limited, with 3.9%. Individual investors collectively own 20.43%, and there are no pledged promoter holdings or investments from mutual funds or foreign institutional investors.

The top shareholders of Sainik Finance include the promoters, who hold the majority of the shares. The promoter with the highest holding is Ex-capt. Kuldeep Singh Solanki, who owns 23.01% of the company. Additionally, the highest public shareholder is Manak Vanijya Private Limited, with a holding of 3.9%. Individual investors collectively hold 20.43% of the shares. Notably, there are no pledged promoter holdings, and the company does not have any mutual funds or foreign institutional investors (FIIs) holding shares.

Has Sainik Finance declared dividend?

No Dividend History Available