Shriram Finance

Which are the latest news on Shriram Finance?

Why is Shriram Finance Ltd falling/rising?

As of 23-Jun, Shriram Finance Ltd's stock price is 993.10, having declined 0.15% over the last four days, despite a 5.52% gain over the past month. The stock shows strong long-term fundamentals but faces valuation concerns and decreased investor participation.

As of 23-Jun, Shriram Finance Ltd's stock price is currently at 993.10, reflecting a slight decline of 0.15 (-0.02%). The stock has been experiencing a downward trend, having fallen for the last four consecutive days, resulting in a total decline of 1.59% during this period. This recent performance is in contrast to its positive performance over the past month, where it gained 5.52%, indicating some volatility in the short term.<BR><BR>Despite the recent decline, the stock has shown strong long-term fundamentals, with an average Return on Equity (ROE) of 13.77% and consistent growth in net sales and operating profit. The company has reported positive results for the last ten consecutive quarters, achieving record highs in net sales, profit before tax, and profit after tax. Over the past year, the stock has generated a significant return of 49.73%, outperforming the BSE500 index.<BR><BR>However, there are concerns regarding the stock's valuation, as it is trading at a premium compared to its peers, with a Price to Book Value of 3.5. Additionally, there has been a noticeable decrease in investor participation, with delivery volume falling by 24.39% against the five-day average, which may contribute to the stock's recent price decline. Overall, while the stock has strong long-term growth prospects, the recent price movement reflects short-term volatility and investor sentiment.

Should I buy, sell or hold Shriram Finance Ltd?

How big is Shriram Finance?

As of 10th June, Shriram Finance Ltd has a market capitalization of 213,362.00 Cr, with recent net sales of 48,132.95 Cr and a net profit of 10,024.16 Cr.

As of 10th June, Shriram Finance Ltd has a market capitalization of 213,362.00 Cr, categorizing it as a Large Cap company.<BR><BR>In the latest four quarters, Shriram Finance reported Net Sales of 48,132.95 Cr and a Net Profit of 10,024.16 Cr.<BR><BR>The latest annual reporting period for the balance sheet is March 2025, with Shareholder's Funds amounting to 56,469.82 Cr and Total Assets of 2,90,027.30 Cr.

Who are in the management team of Shriram Finance?

The management team of Shriram Finance includes Y S Chakravarti (Managing Director & CEO), Umesh Revankar (Executive Vice Chairman), and Parag Sharma (Joint Managing Director & CFO), among others, bringing diverse expertise to the company.

The management team of Shriram Finance includes the following key members:<BR><BR>1. **Y S Chakravarti** - Managing Director & CEO<BR>2. **Umesh Revankar** - Executive Vice Chairman<BR>3. **Parag Sharma** - Joint Managing Director & CFO<BR>4. **Jugal Kishore Mohapatra** - Chairman & Independent Director<BR>5. **S Sridhar** - Non-Executive & Independent Director<BR>6. **Pradeep Kumar Panja** - Non-Executive & Independent Director<BR>7. **Maya Sinha** - Independent Director<BR>8. **D V Ravi** - Non-Executive & Non-Independent Director<BR>9. **Ignatius Michael Viljoen** - Non-Executive & Non-Independent Director<BR>10. **U Balasundararao** - Company Secretary & Compliance Officer<BR><BR>This team brings a diverse range of experience and expertise to the company.

Who are the peers of the Shriram Finance?

Peers of Shriram Finance include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Muthoot Finance, Aditya Birla Cap, L&T Finance Ltd, SBI Cards, HDB FINANC SER, and Sundaram Finance. Shriram Finance has good management risk and growth, with a 1-year return of 29.65%, lower than Aditya Birla Cap's 38.07% but higher than SBI Cards' -41.95%.

Peers: The peers of Shriram Finance are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Muthoot Finance, Aditya Birla Cap, L&T Finance Ltd, SBI Cards, HDB FINANC SER, and Sundaram Finance.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Muthoot Finance, and Cholaman.Inv.&Fn, while Good management risk is found at Shriram Finance, Aditya Birla Cap, HDB FINANC SER, and Sundaram Finance. Average management risk is present at Jio Financial and L&T Finance Ltd. For Growth, Excellent growth is noted at Jio Financial, while Good growth is seen at Bajaj Finance, Cholaman.Inv.&Fn, Muthoot Finance, Shriram Finance, and Aditya Birla Cap. Below Average growth is indicated at L&T Finance Ltd, and Average growth is observed at SBI Cards and Sundaram Finance. Excellent capital structure is attributed to Bajaj Finance, Muthoot Finance, Shriram Finance, Aditya Birla Cap, L&T Finance Ltd, and SBI Cards, while Good capital structure is found at Cholaman.Inv.&Fn and HDB FINANC SER.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Aditya Birla Cap at 38.07%, while the lowest is SBI Cards at -41.95%. Shriram Finance's 1-year return is 29.65%, which is significantly higher than SBI Cards but lower than Aditya Birla Cap. Additionally, the six-month return is negative for Jio Financial, Cholaman.Inv.&Fn, Muthoot Finance, L&T Finance Ltd, SBI Cards, and Sundaram Finance.

What does Shriram Finance do?

Shriram Finance Ltd is a large-cap NBFC specializing in commercial vehicle and consumer finance, with recent net sales of ₹12,513 Cr and a net profit of ₹3,021 Cr as of March 2026. The company has a market cap of ₹213,362 Cr and key metrics include a P/E of 21.00 and a dividend yield of 0.68%.

Overview:<BR>Shriram Finance Ltd is a large-cap company operating in the Non-Banking Financial Company (NBFC) sector, specializing in various financial services including commercial vehicle finance and consumer finance.<BR><BR>History:<BR>Shriram Finance Ltd is the flagship company of the Shriram Group, which has diversified interests in financial services. The latest quarterly results reported are for March 2026, showing net sales and profit figures.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 12,513 Cr (Quarterly Results - Mar 2026) <BR>Most recent Net Profit: 3,021 Cr (Quarterly Results - Mar 2026) <BR>Market-cap value: INR 213,362 Cr (Large Cap)<BR><BR>Key Metrics:<BR>P/E: 21.00 <BR>Industry P/E: 20 <BR>Dividend Yield: 0.68% <BR>Debt-Equity: 3.80 <BR>Return on Equity: 15.21% <BR>Price-to-Book: 3.26 <BR><BR>Contact Details:<BR>Address: Sri Towers No 14A South Phase, Indl Estate Guindy Chennai Tamil Nadu : 600032 <BR>Tel: 91-44-48524666 <BR>Email: secretarial@stfc.in <BR>Website: http://www.shriramfinance.in

Are Shriram Finance Ltd latest results good or bad?

Shriram Finance Ltd's Q4 FY26 results are strong, with a net profit of ₹3,020.94 crores (up 40.92% year-on-year) and record net sales of ₹12,513.43 crores. However, a notable decrease in promoter holdings raises questions about long-term commitment, despite increased confidence from foreign institutional investors.

Shriram Finance Ltd's latest results for Q4 FY26 can be characterized as strong and positive. The company reported a net profit of ₹3,020.94 crores, which reflects a remarkable year-on-year growth of 40.92%. Additionally, net sales reached ₹12,513.43 crores, marking a 9.25% increase compared to the same quarter last year. This performance represents the highest quarterly revenue in the company's history.<BR><BR>The operating margin also showed significant improvement, expanding to 76.46%, the best in eight quarters, indicating enhanced operational efficiency and pricing power. Furthermore, the return on equity (ROE) for the latest quarter stood at 14.34%, which is consistent with the company's historical performance.<BR><BR>However, it's important to note a significant shift in the shareholding structure, where promoter holdings decreased from 25.38% to 20.30%, while foreign institutional investors increased their stake from 45.15% to 56.13%. This change raises questions about the promoters' long-term commitment to the company, even as it reflects growing confidence from international investors.<BR><BR>Overall, while the financial results are robust, the changes in shareholding dynamics warrant careful consideration for potential investors.

When is the next results date for Shriram Finance Ltd?

The next results date for Shriram Finance Ltd is April 24, 2026.

The next results date for Shriram Finance Ltd is scheduled for April 24, 2026.

Is Shriram Finance overvalued or undervalued?

As of November 28, 2025, Shriram Finance is fairly valued with a PE ratio of 18.41 and has outperformed the Sensex with a year-to-date return of 46.86%, making it a more reasonable investment compared to its peers like Bajaj Finance and Life Insurance.

As of 28 November 2025, Shriram Finance has moved from an expensive valuation grade to fair. The company is currently fairly valued based on its financial metrics. Key ratios include a PE ratio of 18.41, an EV to EBIT of 11.85, and a ROE of 14.34%. <BR><BR>In comparison to its peers, Shriram Finance's valuation stands out as more reasonable, particularly against Bajaj Finance, which is considered very expensive with a PE ratio of 35.28, and Life Insurance, which is very attractive with a PE of 11.07. Notably, Shriram Finance has outperformed the Sensex significantly, with a year-to-date return of 46.86% compared to the Sensex's 9.68%, reinforcing its fair valuation in the current market context.

How has been the historical performance of Shriram Finance?

Shriram Finance has shown consistent growth in net sales and profits, with net sales increasing from ₹15,529.15 Cr in March 2019 to ₹41,834.42 Cr in March 2025, and profit after tax rising from ₹2,575.68 Cr to ₹9,553.82 Cr during the same period. Despite challenges in cash flow management, the company has maintained a strong upward trajectory in financial performance.

Answer:<BR>The historical performance of Shriram Finance shows a consistent growth trend in net sales and profits over the years, with significant increases noted in the latest fiscal year ending March 2025.<BR><BR>Breakdown:<BR>Shriram Finance's net sales have risen from 15,529.15 Cr in March 2019 to 41,834.42 Cr in March 2025, indicating a strong upward trajectory. Total operating income has mirrored this growth, reaching 41,834.42 Cr in March 2025, up from 15,529.15 Cr in March 2019. Operating profit (PBDIT) has also increased significantly, from 11,332.50 Cr in March 2019 to 30,049.15 Cr in March 2025, reflecting an operating profit margin of 72.65% in the latest year. Profit before tax has grown from 3,778.27 Cr in March 2019 to 12,502.91 Cr in March 2025, while profit after tax has surged from 2,575.68 Cr to 9,553.82 Cr in the same period. The company's total assets have expanded from 1,14,203.29 Cr in March 2020 to 2,90,027.30 Cr in March 2025, with total liabilities also increasing from 1,14,203.29 Cr to 2,90,027.30 Cr. Cash flow from operating activities has shown a negative trend, with a cash outflow of 43,651.00 Cr in March 2025, although net cash inflow improved to 4,499.00 Cr in the same year. Overall, Shriram Finance has demonstrated robust growth in sales and profitability, despite challenges in cash flow management.

Is Shriram Finance technically bullish or bearish?

As of October 17, 2025, the market trend is neutral with mixed indicators, showing bullish signals on weekly charts but bearish on monthly charts, resulting in moderate indecisiveness overall.

As of 17 October 2025, the technical trend has changed from mildly bearish to sideways. The current stance is neutral, with mixed indicators influencing the outlook. The weekly MACD is bullish, while the monthly MACD is mildly bearish, indicating conflicting signals across time frames. The Bollinger Bands are bullish on both weekly and monthly charts, suggesting potential upward movement. However, daily moving averages remain mildly bearish, which tempers the overall sentiment. The KST and Dow Theory show mild bullishness on the weekly but are mildly bearish on the monthly, adding to the indecisiveness. Overall, the strength of the current neutral stance is moderate, with no strong directional bias.

Who are the top shareholders of the Shriram Finance?

The top shareholders of Shriram Finance include Shriram Capital Private Limited with 17.85%, Foreign Institutional Investors holding 53.58%, and mutual funds with 9.98%. The Government of Singapore is the largest public shareholder at 5.67%, while individual investors hold 4.48%.

The top shareholders of Shriram Finance include a mix of institutional and individual investors. The largest shareholder is Shriram Capital Private Limited, which holds 17.85% of the shares. Foreign Institutional Investors (FIIs) collectively hold a significant 53.58%, making them the majority shareholders. Additionally, mutual funds are represented by 44 schemes, holding 9.98% of the company. The Government of Singapore is the highest public shareholder with a stake of 5.67%. Individual investors account for 4.48% of the holdings. Overall, the ownership structure reflects strong institutional participation alongside notable individual and public investment.

Has Shriram Finance declared dividend?

Yes, Shriram Finance Ltd has declared a 125% dividend, amounting to ₹2.5 per share, with an ex-date of January 31, 2025. The company has shown strong total returns across various periods, including a total return of 548.41% over the past 5 years.

Shriram Finance Ltd has declared a 125% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 125%<BR>- Amount per share: 2.5<BR>- Ex-date: Jan-31-2025<BR><BR>Dividend Yield: 1.52%.<BR><BR>Total Returns by Period:<BR>In the last 6 months, Shriram Finance experienced a price return of 9.27%, a dividend return of 0.40%, leading to a total return of 9.67%.<BR><BR>Over the past year, the company achieved a price return of 37.65%, a dividend return of 7.79%, resulting in a total return of 45.44%.<BR><BR>In the 2-year period, Shriram Finance saw a price return of 142.25%, a dividend return of 20.24%, culminating in a total return of 162.49%.<BR><BR>For the 3-year duration, the price return was 187.4%, with a dividend return of 40.36%, giving a total return of 227.76%.<BR><BR>In the last 4 years, the price return stood at 139.3%, the dividend return was 41.71%, leading to a total return of 181.01%.<BR><BR>Over the past 5 years, the company recorded a price return of 453.48%, a dividend return of 94.93%, resulting in a total return of 548.41%.<BR><BR>Overall, Shriram Finance has declared a significant dividend while also demonstrating strong total returns across various periods, indicating a robust performance for investors.